Manipal Cigna Health Insurance Company Limited
Manipal Cigna Health Insurance Company is a standalone health insurance company that is a joint venture between Manipal Group of Companies and Cigna Corporation. A global company offering healthcare services, Cigna Corporation is spread over 30 countries, and Manipal Group is a prominent healthcare organisation in India, which is also a leading high education provider. With the expertise and experience of such remarkable groups, Manipal Cigna Health Insurance Company is providing its customers with an array of health insurance products that include:
- Manipal Cigna Health Insurance Plans
- Indemnity Plans
- Fixed Benefit Plans
- Manipal Cigna Personal Accident Plans
- Manipal Cigna Group Health and Travel Plans
- Manipal Cigna Standard Health Insurance Plans
Let us take a look at the features that make Manipal Cigna Health Insurance company so popular:
- The variety of health insurance policies that are offered by the company set them apart from its counterparts
- There are over 4,500 hospitals in the network of the company where customers can avail the facility of cashless hospitalisation
- The company has settled claims worth over INR 621 crores
- About 97% of cashless approvals are settled in less than 2 hours
- The company has serviced over 90,491 claims internationally
- Under its Rewards programme, the company has over 54,000 happy customers
Given below is a list of all the heat insurance plans that are offered by Manipal Cigna Health Insurance Company
A. Manipal Cigna Health Insurance Plans
|Type of Insurance||Main Features of the Insurance Plan|
Manipal Cigna ProHealth Insurance
|Manipal Cigna ProHealth Select|
|Manipal Cigna Super Top-Up|
|Manipal Cigna ProHealth Cash|
|Manipal Cigna Lifestyle Protection Accident Care|
|Manipal Cigna Lifestyle Protection Critical Care|
|Manipal Cigna ProHealth Cash|
B. Manipal Cigna Group Insurance Plans
Manipal Cigna also offers group insurance plans that offer health coverage to a group of people under a single insurance policy. Generally, these plans are opted by companies and organisations who provide a health cover to their employees/members. Let us see the different plans offered by the company:
|Manipal Cigna Group Insurance Plans:|
C. Standard Health Insurance Policies
Under the guidelines of the Insurance Regulatory and Development Authority of India (IRDAI), insurance companies offer certain standardised insurance products that take care of the basic insurance needs of the customers. Manipal Cigna also offers the following:
Manipal Cigna Health Insurance Company Premium Payment Process
When you invest in a health insurance policy it is very important that you pay all the premiums regularly and timely. Manipal Cigna offers easy and simple ways to pay your premiums, you can follow any of the following ways:
- Online Method
When you want to pay the premium online, you can visit the official website and go to ‘Make Payment’. Alternatively, you may click https://buyonline.manipalcigna.com/buy-health-insurance/makepayment. You would have to select between New Application/ Renewal and enter other details such as Payment For, Proposal Number and the Amount. You can then make the payment through an electronic mode.
- Offline Method
You can also make the payment of premium by physically visiting the nearest Manipal Cigna branch office and making the payment in person. Keep in mind that the premiums will be accepted through cheque/ Demand Draft or an electronic medium. To locate a branch nearby click https://www.manipalcigna.com/contact-us.
Manipal Cigna Health Insurance Company Policy Renewal Process
- Online Method
Renewing the premium online is a simple process that takes only a few minutes. You can visit the official website and go to ‘Make Payment’ or just click https://buyonline.manipalcigna.com/buy-health-insurance/renew. Enter your Application number and follow the instructions carefully. You can pay the premium online through Credit cards/ Debit cards/ Net banking or UPI Payments.
- Offline Method
The renewal of your policy can also be done offline. You can make the payment of the premium by physically visiting the nearest Manipal Cigna branch office. You can take the help of an executive to complete the renewal related paperwork. The payment can be made through cheque/ demand draft/ credit or debit card.
If you want, you can make the payment through a trusted company agent.
Manipal Cigna Health Insurance Company - Renewal of Expired Policy
Once your health insurance policy reaches its expiry date, it enters that grace period. The grace period is a 30-day period, during which you must renew the policy. If due to certain compulsions you were unable to renew your policy, and it has now expired, you can get in touch with the customer care or your advisor for the renewal.
Manipal Cigna Health Insurance Company Claim Process
A hospitalisation may be a planned hospitalisation or an emergency hospitalisation, irrespective of this you can make a claim. There are some simple procedures that need to be followed. The first one being notifying the company about the same. In case of planned hospitalisation, you must notify the company at least 48 hours prior to admission in the hospital, and in case of an emergency hospitalisation within the first 24 hours of the admission. You can call the toll-free number 1800 419 1159 or send an email to firstname.lastname@example.org to intimate the claim.
- Manipal Cigna Cashless Claims
At a network hospital, you have the benefit of availing cashless treatment. At the time of admission, you need to submit the claim form along with the relevant medical documents. After the assessment by the company and the TPA, an approval will be given for your treatment to begin. The final bill will be settled by the company. Keep it in mind that you would have to pay the uncovered expenses from your own pocket.
To locate a network hospital click: https://www.manipalcigna.com/home?_ga=2.112241927.2065593684.1607482213-865939865.1600662205&_gac=1.28291150.1607482213.Cj0KCQiA5bz-BRD-ARIsABjT4nhTHKKP0Eeb8dbSEyGNSyy9ONU6dhtorrkMTJTLAT8zPxJun1jLxPcaAllREALw_wcB#locator
- Manipal Cigna Reimbursement Claims
If you visit a non-network hospital, you would not be able to avail the cashless treatment facility, however, you can get the expenditure reimbursed. A reimbursement claim means that you pay for the hospitalisation upfront, and post hospitalisation you get the amount reimbursed by the company.
For reimbursement, you first need to download the claim form and arrange all the documents. The documents must then be submitted at a Manipal Cigna branch for the processing. Post verification of documents, the reimbursement amount will be transferred to your savings account.
Manipal Cigna Health Insurance Company Profile
Manipal Cigna Health Insurance company has offered its customers various benefits that make it one of the most trusted health insurance providers in the country. Mentioned below are a few highlights of the company:
- Manipal Cigna Health Insurance Company has its offices in 15 prominent cities of the country
- Economic Times awarded the company with the Best Promising Brand in the year 2015
- ProHealth Insurance was voted ‘Product of the Year 2019’
- ‘Best Health Insurance Company of the Year Award, 2019’ by India Insurance Summit
- The company also received ‘Red Hat Innovation Awards 2020 for Digital Transformation’
Manipal Cigna Health Insurance Company Limited-Customer Care Details