TVS Scooty Zest Two Wheeler Insurance

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The TVS Scooty Zest was first launched for the Indian scooter market back in 2014, with its latest BS6 emission norms-compliant version being released in the middle of 2020. It is a popular model from the “scooty” series of scooters by the TVS Motor Company. It is a very lightweight vehicle which was primarily marketed for women and comes in eye-catchy colours and a sleek body design. It is a great two wheeler within the 110 cc class category that comes with a more than decent fuel economy, reliable engine, extra storage space for carriage and a lot of other things. It is also one of the best-selling vehicles from TVS, with more than 50 lakh units being sold as of October 2021.

TVS Scooty Zest Features

TVS offers the Scooty Zest under two main variants, which are the Scooty Zest Gloss and the Scooty Zest Matte Series. In the features category, the scooter comes with an air-cooled engine with the spark ignition system, self and kick start options, digital IDI ignition, analogue instrument cluster, shutter lock, dual-tone, ETFi technology, front glove box compartment, single body seat design, 19 litres of under-seat storage, synchronized braking system, charging port, halogen headlight, an LED taillight, bulb type turn signal indicators, DRLs, pilot lamps, front and rear drum brakes, coil spring with hydraulic dampers for the rear suspension, telescopic front suspension, belt drive, alloy wheels and tubeless tyres.

TVS Scooty Zest Specifications

Mileage45 km/l
Fuel TypePetrol
Engine Displacement109.7 cc
Total Cylinders1
Maximum Power Output (kW@rpm)5.75kW@7500rpm
Maximum Torque Output (Nm@rpm)8.8Nm@5500rpm
Cooling SystemAir cooled
TransmissionAutomatic
Transmission TypeCVT
Fuel Tank Capacity5 litres
Available Ground Clearance150 mm
Front Wheel Size10 inch
Rear Wheel Size10 inch
Class TypeScooter
Wheelbase1250 mm
Seat Height760 mm

TVS Scooty Zest Two Wheeler Insurance

Interested individuals who are considering the purchase of this scooter are suggested to look for TVS Scooty Zest insurance. Vehicles are needed to be covered with motor insurance in India as stated in the law. Thus one of the most important things to acquire at the time of buying the TVS Scooty Zest is getting two wheeler insurance coverage for it. Both the online and offline modes offer the purchase of a new TVS Scooty Zest two wheeler insurance in India, along with the availability of TVS Scooty Zest two wheeler insurance renewal. So, in order to know more about the basic important details needed at the time of getting TVS bike insurance of Scooty Zest model in the country, go through the section below. 

Types of TVS Scooty Zest Two Wheeler Insurance

At the time of TVS Scooty Zest two wheeler insurance renewal or buying a brand new TVS Scooty Zest two wheeler insurance, the following choices for policy coverage types will be offered;

  • Third-party only motor insurance coverage, which offers the damage coverage and compensation for the third party.
  • Comprehensive type motor insurance coverage, which includes damage coverage for the policyholder and the third party.

The third-party bike insurance coverage type is the commonly selected option due to its low TVS Scooty Zest two wheeler insurance cost. However, it doesn’t provide any kind of own damage cover for the policyholder, which is only offered with comprehensive type coverage. The comprehensive bike insurance comes with a higher TVS Scooty Zest insurance price tag but is the most recommended choice out of the two.

What is Covered Under TVS Scooty Zest Insurance Policy? 

The damages for which your TVS Scooty Zest two wheeler insurance will provide coverage include;

  • Policyholder’s own damage cover
  • Damages to the scooter inflicted by the act of natural disasters
  • Damages to the scooter inflicted by the act of man-made disasters
  • Scooter theft or total loss
  • Third party’s legal liability coverage

It is always recommended that individuals go with the comprehensive type of policy that charges a higher TVS Scooty Zest insurance price for its own and third-party damage coverage. 

What is not Covered Under TVS Scooty Zest Insurance Policy? 

The damages for which the TVS Scooty Zest two wheeler insurance will not assist individuals with coverage are listed below;

  • Damages incurred when riding the scooter under the influence of alcohol
  • Damages incurred while participating in an act of breaking the law
  • Any kind of scooter’s mechanical or electrical fault
  • Wear and tear
  • Willfully caused damages to the scooter
  • Damages incurred due to the scooter’s improper usage 
  • Damages caused by the scooter owner’s lack of care

Vehicle owners are thus advised to read the policy wordings carefully to know the exclusions.  Plus, it is wise to get a comprehensive type policy in order to get tons of own damage coverage benefits, which is worth the TVS Scooty Zest insurance price you pay for.

How to Renew/Buy Your TVS Scooty Zest Two Wheeler Insurance Policy? 

Be that getting TVS Scooty Zest two wheeler insurance renewal settled over the internet or purchasing TVS Scooty Zest two wheeler insurance online, these are the few simple and easy steps that individuals need to follow.

Guide to getting a TVS Scooty Zest two wheeler insurance online:

  1. Search online for the TVS Scooty Zest insurance.
  2. Fill in the details.
  3. Choose coverage type.
  4. Get quotations on the TVS Scooty Zest two wheeler insurance cost.
  5. Pay for the preferred policy’s premium.

This is how individuals can get their TVS Scooty Zest two wheeler insurance online within minutes from the comfort of their home.

TVS Scooty Zest Review

The TVS Scooty Zest is a very practical scooter, ideal for local city commuting and is a great vehicle for learning too. Its lightweight build, cool design, comfortable riding position and pillion seating position make the Zest a scooter that is worth the purchase. Always remember to wear a helmet while riding and have your scooter covered with a TVS Scooty Zest two wheeler insurance.

TVS Scooty Zest Insurance FAQs

  • 1. Do I need to carry the TVS Scooty Zest two wheeler insurance policy certificate while riding?

    Yes, the insurance certificate is one of the few necessary documents that are required to be carried while riding.

  • 2. What types of insurance claims are offered with the comprehensive type TVS Scooty Zest two wheeler insurance policy?

    Individuals get two types of claim options with the comprehensive type TVS Scooty Zest two wheeler insurance policy, which includes the cashless and reimbursement claim.

  • 3. What is a network garage under my TVS Scooty Zest two wheeler insurance policy?

    If you go with the cashless claim, your vehicle repairs will be done at a network garage, which is a garage that is registered under the insurance company.

  • 4. What are some of the most picked add-ons with the TVS Scooty Zest two wheeler insurance policy?

    Some of the most picked add-ons with the TVS Scooty Zest two wheeler insurance policy are zero depreciation cover, passenger cover and roadside assistance.

  • 5. Can I get add-ons with the third-party type TVS Scooty Zest two wheeler insurance?

    No, the choice of going for add-ons with the TVS Scooty Zest two wheeler insurance policy is only available with the comprehensive type of coverage.

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