Digit Health Insurance Critical Illness Plans

Having a critical illness policy in place can be the difference between recovering from illness and falling through the cracks when it comes to medical coverage. That's why it is important for people to make sure they have adequate health coverage. When you are faced with a life-altering illness like cancer or heart attack, there may be times of not knowing what your long-term future holds. It's important that you have a plan in place when something as serious as cancer arises in your family. Digit health insurance offers affordable and comprehensive critical illness policies. Backed by Fairfax Financial Holding Ltd, this well-known Canada-based general insurer has been providing comprehensive health insurance plans for customers all over the nation. With the help of Digit health insurance critical illness plans, you can be reassured that your loved ones are covered in case of an unfortunate emergency or traumatic event.

This page will offer the details of the Digit health insurance critical illness plans to help you decide whether you should select it or not.

Digit Critical Illness Policy

In the midst of rising medical costs and increased utilisation, people are looking for more comprehensive coverage against critical illnesses should they come under their grip at some stage. Digit health insurance critical illness policy offers protection against unforeseen events that could affect you financially.

Benefits of Digit Health Critical Illness Insurance Policy

Here are the benefits of Digit health critical illness cover over other traditional critical illness policies:

1. Group Coverage

In today’s world, businesses have to think about handling their own insurance policy. This is because employees need to be insured for their own benefits and those of their families. If you are an employer, you should consider having an individual medical plan in place for your employees. More importantly, if a major illness happens to an employee, this will cover their medical expenses until they can get back on their feet. Digit Group Complete Protect Policy covers many people under a single master policy..

2. Comprehensive Protection

Digit recommends critical illness insurance as a vital cover for individuals and family members. Digit health insurance critical illness plans include the full range of benefits, including cancer cover, so if you are concerned with cancer treatment, this policy can help. The company offers different critical illness insurance options as it understands that each policyholder’s requirements are different. 

3. Quick Claim Settlement

Digit has an impressive presence in the online health insurance claim space, with digital tools and resources for understanding your claim, preventing insurance fraud, and processing claims quickly. The platform allows users to complete various activities without their physical presence, such as submitting their claims on their phones and searching for answers in real time by calling their customer service. This ensures that everyone receives their benefits in a timely manner from the start of the process to the finish line without delays or hassles.

4. Tax Benefits

People who continuously pay health insurance premiums are eligible for tax breaks under Section 80D of the Income Tax Act. For consumers aged below 60, the tax deduction amount is restricted to INR 25,000. People above 60 are subject to the same restriction of INR 50,000. Both options feature a tax deduction for preventative healthcare testing of up to INR 5,000. 

Key Features of Digit Health Insurance Critical Illness Policy List

When it comes to critical illness coverage, remember that it's not just your future health you're paying into, but also the well-being of those you love. That's why Digit is here. With Digit health insurance critical illness plans, the company has something for everyone — and that too at affordable premium rates.

Here are the key features of Digit health insurance critical illness cover:

• Digit Group Complete Protect Policy offers coverage against 50 critical illnesses.
• Health Care Plus Policy offers coverage against 20 critical illnesses.
• Health Plus Policy offers coverage against 20 critical illnesses.

Digit Health Insurance Critical Illness Policy List

Digit Insurance offers critical illness and life products to offer you the best insurance coverage possible. You can choose from three Digit health insurance critical illness plans designed for different reasons.

1. Digit Group Complete Protect Policy

Coverage

• Severe rheumatoid arthritis
• Blindness
• Chronic adrenal insufficiency
• Third-degree burns
• Speech loss
• Deafness
• Pneumonectomy
• Fulminant viral hepatitis
• Independent existence loss
• Severe ulcerative colitis
• Crohn’s disease
• Progressive scleroderma
• Lupus nephritis with systemic lupus erythematous
• Aplastic anaemia
• Goodpasture’s syndrome
• Systemic lupus erythematosus
• Multiple system atophy
• Brain surgery
• Persisting symptoms from multiple sclerosis
• Encephalitis
• Alzheimer’s disease
• Bacterial meningitis
• Creutzfeldt-Jakob disease
• Progressive supranuclear palsy
• Muscular dystrophy
• Parkinson’s disease
• Permanent symptoms from motor neurone disease
• Permanent symptoms from stroke
• Permanent limb paralysis
• Specified severity coma
• Major head trauma
• Benign brain tumour
• Apallic syndrome
• Chronic relapsing pancreatitis
• Medullary cystic disease
• Major organ or bone marrow transplant
• Regular dialysis due to kidney failure
• End-stage liver failure
• End-stage lung failure
• Dissecting aortic aneurysm
• Infective endocarditis
• Open chest CABG
• Pulmonary artery graft surgery
• Cardiomyopathy
• Aneurysm of abdominal aorta
• Primary pulmonary hypertension (idiopathic)
• Aorta surgery
• Heart valve repair or open heart replacement
• Myocardial infarction
• Specified severity cancer

2. Health Care Plus Policy

Coverage:

• Aplastic anaemia
• Independent existence loss
• Persisting symptoms from multiple sclerosis
• Permanent symptoms from motor neurone disease
• Permanent symptoms from stroke
• Major head trauma
• Specified severity coma
• Permanent limb paralysis
• Benign brain tumour
• Apallic syndrome
• Bone marrow or major organ transplant
• Regular dialysis due to kidney failure
• End-stage liver failure
• End-stage lung failure
• Open chest CABG
• Primary pulmonary hypertension (idiopathic)
• Aorta surgery
• Heart valve repair or open heart replacement
• Myocardial infarction
• Specified severity cancer

3. Health Plus Policy

Coverage:

• Aplastic anaemia
• Independent existence loss
• Persisting symptoms from multiple sclerosis
• Permanent symptoms from motor neurone disease
• Permanent symptoms from stroke
• Major head trauma
• Specified severity coma
• Permanent limb paralysis
• Benign brain tumour
• Apallic syndrome
• Bone marrow or major organ transplant
• Regular dialysis due to kidney failure
• End-stage liver failure
• End-stage lung failure
• Open chest CABG
• Primary pulmonary hypertension (idiopathic)
• Aorta surgery
• Heart valve repair or open heart replacement
• Myocardial infarction
• Specified severity cancer