SBI Comprehensive Bike Insurance

SBI comprehensive bike insurance policy is the most trusted insurance policy by many people across India. The Indian Motor Vehicles Act, 1988 makes every bike owner compulsorily obtain third-party bike insurance, which protects you from all the liabilities that arose in an accident by your bike against the third-party. However, a third-party insurance policy is very limited, and the companies offer a basic policy just to make you comply with the legal requirements. Whereas a comprehensive bike insurance policy is also beneficial for the owner to cover his accident damages. Apart from this, SBI provides a variety of add-ons to choose from to make it more smooth and allow you to claim for additional damages.

How does SBI Comprehensive Bike Insurance Policy Work?

SBI comprehensive bike insurance's working is very easy and smooth. Most importantly, you must provide information about the accident to the company to initiate settlements. The company will then send a surveyor whose responsibility is to inspect the car and estimate the total cost to be incurred by the bike insurance company. Once the company has approved the surveyor's report, It will settle the claim amount within 30 days. Therefore, it is advisable not to enter into any settlements with the third-party without informing the insurance company.

SBI Comprehensive Bike Insurance vs. Third Party Bike Insurance

The difference between SBI two wheeler comprehensive insurance policy and a SBI third-party bike insurance policy will be as given-

How to Buy SBI Comprehensive Two Wheeler Insurance?

You can easily apply for the comprehensive policy of SBI bike insurance online as well as by visiting the nearest branch of the company to your location. Meanwhile, you can do the following to avail yourself the comprehensive bike insurance from SBI-

• You can call their toll-free number 1800 102 1111 and get information from their representative about the necessary details.
• You can simply visit the official website of the SBIG to buy the SBI comprehensive two-wheeler insurance online- https://www.sbigeneral.in/portal/buy-online/M2W/GetQuote?utm_source=google&utm_medium=cpc&utm_campaign=Sok_Brand_TwoWheeler_BuyingJourney&gclid=Cj0KCQjwpImTBhCmARIsAKr58cyQjiQ4qlONslXA8cXGs35KsjWX60MFrp3d-ch9SS8qvJN-elj5JM8aAupwEALw_wcB
•  There you need to submit your vehicle registration number and get the quotes.
• You can also continue by providing the vehicle registration number.
• Select the best quotes and add-on covers of your choice.
• Pay the premium online and receive the policy documents at your email address.

What All is Covered Under SBI Comprehensive Bike Insurance Policy?

You will get the following inclusions under your SBI comprehensive two wheeler insurance-

• Third-party damages are sure and short provided against third-party's bodily injuries, death, or property damage.
• Personal loss out of natural disasters such as earthquakes, landslides, cyclones, floods, etc.
• Personal loss due to human-made calamities like riots, strikes, and terrorism is also covered.
• If the bike is stolen, the also company will pay the claim.
• Owm damages occurred in an accident are also covered.

What All is not Included Under SBI Comprehensive Bike Insurance Policy?

The SBI does not provide covers against the following-

• General depreciation (wear and tear) out of usage
• Illegal driving of the bike, such as without a valid DL/policy or for criminal activity.
• When the bike rider is being willfully negligent.
• Breakdowns of the bike, whether electric or mechanic.
• If rider is on intoxications like drugs or alcohol, the company will not pay any settlement for accidents in such cases.
• Nuclear war and rebellion damages.

Benefits of Buying SBI Comprehensive Bike Insurance 

• Very easy process for claim settlement
• You can buy the SBI comprehensive bike insurance online within a few minutes.
• Attractive add-ons are available with a little extra premium.
• Exigency assistance round the clock.
• Paperless and cashless repair and replacement in network garages across India.

SBI Comprehensive Bike Insurance Review

SBI is known for its smooth settlement process due to its immensely dedicated team for handling all the customer's queries. SBI is always available in emergencies and keeps the customer updated about the status and claim progression. The company has local service areas at customers' near locations to provide the best assistance for any damages to your bike.