Future Generali Car Insurance Add on Covers

Starting at only ₹6 per Day*

Car Insurance banner image
Enter your details to buy Car Insurance
By proceeding you agree to Terms & Conditions
Proceed without car number
  • compare buy
    Compare and buy at best price
  • instant policy
    Instant Policy Issuance
  • no unwanted calls
    No unwanted calls. We promise!

Future Generali Car Insurance Highlights

Future Generali (Car Insurance)
Future Generali, a joint venture between Future Group and Generali Group, offers a wide range of retail, personal, commercial and rural insurance products to meet the requirements of both corporates and individuals. The 31-year-old Future Group is an established Indian retailer giant with popular chains such as Big Bazaar, Central, FBB, Brand Factory, etc. Whereas the Italy-based Generali Group ranks among the largest insurance and asset management companies globally.
icons
Claim Settlement Ratio
95
icons
Video Claim
Available
icons
Accidental Repair Warranty
6 months accidental repair warranty
icons
close 6 months accidental repair warranty
icons
Pickup Drop Free
Yes

You analyze every new car feature before purchasing it. Then why don’t you follow the same while buying an insurance policy? The basic car insurance policies are no longer sufficient with today’s growing needs and external factors. Ensuring the best protection for your car with additional Future Generali car insurance add-on covers is the ideal option today. The company offers you enhanced coverage by providing maximum value additions over and above the primary benefits with these add-ons. You can buy these Future Generali car insurance add-ons online. 

Future Generali – 11 Important Add-on Covers for Your Car Insurance Policy

Depending on your budget and specific requirements, you can opt for several add-on covers of Future Generali car insurance policy.

Zero Depreciation Cover

This add-on cover gives you the total claim amount without any deduction for depreciation applicable on the value of car parts replaced. However, it doesn’t apply to theft, total loss, or constructive total loss. Future Generali Zero Dep car insurance feature is highly recommended to those who have recently bought a new car or own a luxury or sports car.

Return to Invoice

As a Future Generali car insurance add-on, return to invoice pays you the difference between ‘claim amount receivable’ and ‘purchase price of car’ in case of heft, total loss, or a constructive total loss. This add-on also covers custom duty, first-time registration charges and road tax on the insured car. Regardless of the IDV of the vehicle, the insurer will pay you the invoice amount or replace your four-wheeler with another of the same make and model.

No Claim Bonus Protection Cover

No claim bonus (NCB) is a discount that one gets for not claiming in the policy period. It vanishes the moment you claim. But with the NCB protection cover, you can get it retained even after claiming. However, this cover is applicable only once during the policy period. And you must have to repair your car only in a Future Generali-authorized garage to get this bonus.

Theft or Loss of Keys Cover

Theft or loss of keys cover compensates you for the cost incurred due to replacing the keys and locks in case of theft while claiming. This Future Generali car insurance add-on cover is applicable only once during the policy period. 

Personal Laptop and Mobile Cover

This add-on cover reimburses the cost of your laptops and mobile phone while claiming for a stolen car. The loss is covered by the supplier, manufacturer, or maintenance contractor either under contract or by law.

Daily Cash Benefit

The daily allowance is provided to you under this Future Generali car insurance add-on if your car is undergoing repairs in the workshop after an accident. This benefit is available only once in a policy tenure. Also, it does not apply to theft, total loss, and constructive total loss.

Tyre Damage Cover

Replacement of the tyre is covered under this FG add-on cover, such as the cut or damages to tyre, puncture or bursting of tyre. This also pays for the replacement of the air valve having the same make and model. 

Engine Protector

This additional add-on covers the consequential damages to the internal child parts of the engine and gearbox of the insured vehicle arising out of water ingression or leakage of lubricating oil and damage to the engine and gearbox of your car arising out of lubricating oil due to an accident.

Personal Accident Cover

This Future Generali car insurance add-on cover protects your loved ones in case of your death in an accident that involves your insured car. It also covers the repair cost of your vehicle, provided that this cover doesn't benefit you in case the driver was drunk during an accident or was trying to run a race or the accident occurred due to self-negligence.

Basic Roadside Assistance

Under this add-on benefit, your insurer is bound to provide you the assistance when your insured car is immobilized on the road because of any of the following reasons:

  • Mechanical and electrical breakdown
  • Towing due to an accident
  • Flat tyre
  • Keys locked in
  • Dead batteries
  • Contamination or running out of fuel

Additional Roadside Assistance

This Future Generali car insurance add-on cover protects you in case of an emergency while driving your insured car on the road. In addition, it assists and does on-the-spot repairing in the following circumstances:

  • Continuation of journey assists within at least 50 km away from your home address.
  • Local travel, when on Tour, assists within at least 80 km away from your home address.
  • Overnight accommodation expense facility assists within at least 100 km away from your home address.
  • Delivery of your vehicle
  • Medical coordination
  • Urgent message relay

Future Generali Car Insurance Add on Cover FAQs

  • 1. Is it possible to opt for only one add-on with the Future Generali car insurance policy?

    Yes, if you require one add-on cover specifically, you can ask for the same while buying the policy.

  • 2. For how many days does one get a daily allowance under Future Generali daily cash benefits add-on cover?

    The daily cash benefit is applicable for up to 15 days while your car is under repair in an authorized garage.

  • 3. What are the exclusions of Engine Protector Future Generali Car Insurance add-on cover?

    Retrieval of the insured car from the water-logged area is not covered under the engine protection cover of Future Generali car add-on cover.

  • 4. Can I claim daily cash benefits if my car is damaged in a flood?

    No, the Future Generali add-on cover of daily cash benefits does not apply to the damages due to natural calamities.

  • 5. Is the wheel rim covered under the FG tyre damage add-on cover?

    No, the wheel rim or other accessories or part of the wheel is not included under the tyre damage cover.

Recent Articles

View All
https://insurance-blog-cms.paytminsurance.co.in/42_Car_Insurance_How_Safe_Is_Online_Car_Insurance_Renewal_8_1079d28082.jpg

How to Check SBI General Insurance Claim Status?

Have you recently claimed your SBI car insurance policy? If so, you may be wondering how to check the status o...

Read More
https://insurance-blog-cms.paytminsurance.co.in/28_Car_Insurance_Buyin_Car_Insurance_Online_Vs_Offline_3_b8637878ad.jpg

A Guide to Checking HDFC ERGO Car Insurance Claim Status

HDFC ERGO General Insurance Company offers various ways to check comprehensive, third-party, or own-damage car...

Read More
https://insurance-blog-cms.paytminsurance.co.in/28_Car_Insurance_Buyin_Car_Insurance_Online_Vs_Offline_3_b8637878ad.jpg

Convert Your Third Party Car Insurance to Comprehensive Car ...

The comprehensive car insurance policy offers better risk coverage on the road than third-party car insurance....

Read More
https://insurance-blog-cms.paytminsurance.co.in/36_Car_Insurance_Guide_To_Switch_Car_Insurance_Policy_Online_4_99a37fc94d.jpg

Permissible Car Insurance Claims in a Year

In India, having a valid car insurance coverage is obligatory by law. This implies that anybody who owns an au...

Read More
https://insurance-blog-cms.paytminsurance.co.in/68_Car_Insurance_Tips_To_Reduce_Car_Pollution_Level_During_Smog_Season_0f6f2010f2.jpg

Top 10 Most Expensive Cars in India - Prices, Mileage, Specs...

In a way, the most expensive cars are more than just cars; they are a statement of excellence in all aspects. ...

Read More
https://insurance-blog-cms.paytminsurance.co.in/3_Car_Insurance_5_Typesof_Car_Insurance_Coverage_Explained_2_0344bf0b29.jpg

A Guide to Buy the Best CSD Car In 2022

If you have been planning to buy a CSD car in India, read on to know the prices of all the models in the categ...

Read More
https://insurance-blog-cms.paytminsurance.co.in/36_Car_Insurance_Guide_To_Switch_Car_Insurance_Policy_Online_4_99a37fc94d.jpg

A Complete Guide to Different Bharti AXA Car Insurance Plans

One of the leading players in the Indian insurance marketplace, Bharti AXA has a lot to offer when it comes to...

Read More
https://insurance-blog-cms.paytminsurance.co.in/28_Car_Insurance_Buyin_Car_Insurance_Online_Vs_Offline_2_97eccdf120.jpg

Mistakes to Avoid While Renewing Shriram Car Insurance Polic...

Shriram General Insurance, undoubtedly, offers best car insurance policies with attractive renewal features. B...

Read More
https://insurance-blog-cms.paytminsurance.co.in/42_Car_Insurance_How_Safe_Is_Online_Car_Insurance_Renewal_7_3a1956aa9c.jpg

The Meaning, Workings, and Benefits of Pay as You Drive Car ...

The benefits of 'Pay as You Drive Car Insurance' are numerous. This article aims to provide you with an unders...

Read More