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A subsidiary company of Nissan, Datsun, has impacted the ‘compact’ car segment ever since its arrival. The USP for the automaker has been simple, offering compact, robust and feature-laden cars at affordable prices. Yes, that is how the automaker left behind a mark with the Indian audience! 

Established in 1931 in Japan, the brand made its way to the Indian sub-continent in 2013. The Datsun Go (the debutant hatchback) was the first-ever product launched by Nissan’s CEO Carlos Ghosn himself.  

Popular Datsun Car Models

Datsun Redi-Go

One of Datsun Go’s spin-offs, the Redi-Go is an upgraded variant of the car that picks up on a fresh set of cosmetic updates besides a plethora of features. Available in both manual and AMT options, the Datsun Redi-Go advances with sharp looks and a cosy theme.

The Redi-Go facelift is powered by two petrol options, 0.8L and 1.0L, churning out 54hp and 72Nm of peak torque. On the other hand, the latter 1.0L engine produces 67hp besides giving out 91Nm of peak torque. 

Datsun Go

The introductory hatch offered way back in 2013, has upgraded itself over the years. The Datsun Go’s current model year is all about simplicity, exclusive styling, and modernity in its approach. 

The latest GO hatchback update makes it available over five trim levels, making it a major USP behind the new car. Further, the redesigned bumper and the vertical LED DRL strips keep up with a subtle fresh look.  However, the powertrain remains the same with a 1.2L petrol motor that puts up an impressive 67hp and 104Nm of peak torque. 

Datsun Go+

The other one of the famous duo, the Datsun Go+ (Datsun Go Plus) is ideally the most potent offering by the automaker in India (in terms of the features that it puts online). The automaker has done a great job introducing a refined style with LEDs’ presence to make the offering bolder. 

Its impressive features bring a centre console on offer. The car now picks up on a seven-inch Blaupunkt touchscreen infotainment system, compatible with Apple CarPlay and Android Auto. Further, the dashboard is also revised with new and better features as standard. Powering the Go+ is a similar 1.2L petrol motor that powers the Go, putting up an impressive 67hp and 104Nm of peak torque.

What is Covered Under Datsun Car Insurance Policy

Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.

Car Thefts: In case your car is stolen, your car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Datsun Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Datsun Car Insurance Policy

You can renew your Datsun car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (Third-party liability Car Insurance, comprehensive Car Insurance, standalone own damage Car Insurance) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Datsun Car Review 

Datsun has been a profitable venture for Nissan in India. The automaker recently celebrated its 100,000th car in production in 2017 and has done a splendid job providing the Tier II and Tier III cities with exquisite vehicles. The automaker plays around the USP of developing stylish and robust exterior to bring out the best in its segment. Further, the automaker also puts reliable interiors for the audience. The car does a great job at providing reliable driving experience and convenience to users of every type.

Datsun Car Insurance FAQs

  • 1. What are the documents required to submit before filing a claim?

    Listed below are the documents required to submit before you can file a claim:

    • Duly filled and signed claim form
    • Policy documents
    • Registration certificate 
    • Purchase invoice and delivery challan 
    • Driving license 
    • Copy of FIR in case of an accident

    Among other documents to reimburse and claim the following.

  • 2. What do you mean 'endorsement' in car insurance?

    The endorsement in car insurance is a written document that provides agreed changes made in a policy.

  • 3. Are there different types of Car Insurance?

    Yes, there are namely three types of car insurances to choose from. Third-party, Comprehensive and Pay-as-you drive. However, third-party or liability only car insurance is mandatory to buy for every car owner.

  • 4. What is "No Claim Bonus"?

    No Claim Bonus (NCB) is a form of bonus that a car owner can get for having a good driving record. For every claim-free year, NCB gets accumulated in your account and these bonuses can be used to get a discount over the premium. Ranging from 20% - 50% accumulated NCB can be used, to avail discounts during policy renewal.

  • 5. What is ARAI in car insurance?

    The full-time of ARAI is Automotive Research Association of India. They are used to pass all the anti-theft devices that are placed over your vehicle. The installation around the same is duly certified over these agencies. The ARAI can allow buyers to get a discount of up to 2.5% over the Own Damage (OD) premium.

  • 6. Can I have insurance and vehicle ownership in different names?

    It is advisable to have a vehicle ownership or registration, and vehicles’ insurance on the same name as then only the insurer will pay the claim.

  • 7. If I shift to CNG or LPG, should I inform my insurer?

    Yes, you must inform your insurer almost immediately. Your car insurance policy might amend and rectify changes for the same. Further, you must keep all your modifications updated over your insurance policy.

  • 8. Can car insurance premiums be paid in instalments?

    No, you can’t pay your insurance over installments. Section 64VB states that insurances can’t be delivered over premiums. 

  • 9. What is the process for securing the Third Party only cover in insurance policies?

    To issue only Third Party Insurance cover, you need to provide your underwriter with all the necessary documents to carry out a risk assessment; following which, the process can be initiated.

  • 10. What are the crucial documents required for cancelling a Car Insurance policy due to Double Insurance with another Insurance Company?

    Suggested below are the documents required to cancel the double policy with different policy companies:

    • Customer Request Letter 

    • Original Policy Copy

    • Policy copy of the other insurance company

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