Starting at only ₹1.5 per Day*

Starting at only ₹1.5 per Day*
The most basic bike insurance plan is third-party bike insurance. It offers coverage to the insured for all third-party liabilities such as injuries, death, and/or property damage, etc., caused due to an accident/mishap involving the bike of the policyholder. While the amount of compensation in case of third party injury/death is decided by the court, the extent of compensation for third party property damage is limited up to INR 7.5 lakh.
The third-party policy of United India bike insurance works in a simple way. When you get involved in an accident and end up harming any third party, United India helps you with the claim. The insurer asks for specific documentation, other relevant details, etc., to conduct a verification. If you meet all the specified criteria, then the insurer will reimburse for all the costs of repairs and replacements as per the insurance policy’s terms and conditions.
Aspects | Third Party Bike Insurance | Comprehensive Bike Insurance |
Coverage | Compensation for all types of third party damages is offered. | Compensation for any type of damage related to third-party and own is provided. |
Requirement | It is mandatory. | It is not mandatory. |
Add-ons | No add-ons are there. | Varieties of add-ons are available. |
Cost | It is comparatively cheaper. | It is comparatively costlier |
Based on the insurer you select, you can purchase the policy online or offline. United India's third-party two-wheeler insurance online is simple, user-friendly, and quick. To make the purchase online or offline, you must submit a few documents and provide the necessary details.
You should enter your name, age, date of birth, gender, and occupation. Documents such as a copy of your driving licence and registration certificate are needed. If you want to renew your policy, the same can be done online. You will also need basic information about your current policy for renewal.
Almost all transactions can be completed online. To purchase or renew a United India insurance plan online, you need an internet-enabled smartphone or device.
All bike owners must get this two-wheeler insurance policy since it is a must as per the Indian law.
Compared to other types of bike insurance, the premium of this policy is relatively low. Thus you don't have to spend much to get this mandatory third-party liability protection.
Accidents can harm your savings. Especially when a third party suffers losses, physical damages, death or damages in assets, you have to pay for that all from your pocket. Hence, with a liability only policy, you can ride your bike without the stress of third-party financial liabilities.
If you are looking for the best insurer to buy insurance for your bike, United India is the name you can trust. The company offers third-party bike insurance with so much ease that it would be a hassle-free journey for you online.
Yes, as per Motor Vehicles Act, 1988, it is mandatory for every bike owner in India to have at least third-party insurance. Riding your bike without this mandatory insurance is a punishable offence.
No. The third-party insurance does not cover these damages for the insured bike.
There is no fixed compensation for bodily injuries or death to a third person /party. As for damages to their property, the compensation amount is set at INR. 7.5 lakhs.
You may contact United India's customer care at the earliest to get duplicate copies.
The cost of third-party bike insurance is determined by IRDAI as per the cc of your bike.
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