Royal Sundaram Bike Insurance Policy Download

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Royal Sundaram Two Wheeler Insurance Highlights

Royal Sundaram (Two Wheeler Insurance)
"Royal Sundaram General Insurance Co. Limited (formerly known as Royal Sundaram Alliance Insurance Company Limited), is the first private sector general insurance company in India to be licensed in October 2000 by the Insurance Regulatory and Development Authority of India. The company was initially promoted as a joint venture by Sundaram Finance, one of the most respected non-banking financial institutions (NBFCs) in India and other Indian Shareholders. Royal Sundaram has been providing innovative general insurance solutions to individuals, families and businesses directly as well as through its intermediaries and affinity partners. The company offers Motor, Health, Personal Accident, Home and Travel Insurance to individual customers and offers specialized insurance products in fire, marine, engineering, liability and business interruption risks to commercial customers. Royal Sundaram also offers specially designed products to the small and medium enterprises and rural customers as well. The company is a pioneer in bancassurance in India, having long-standing tie-ups with reputed banks and NBFCs."
Claim Settlement Ratio

An automobile insurance policy is a written and legal contract between a person and an insurance provider. It is a written contract that contains details about an automobile insurance policy's exclusions and inclusions, total coverage, discounts and offers, policy terms, and so on. You can obtain a copy of your downloaded Royal Sundaram two-wheeler insurance policy document on your insurance provider's website. However, if your insurance carrier sends you a printed copy of the policy, you can find it offline.

The policy paper serves as a receipt for the purchase of a Royal Sundaram General Insurance vehicle insurance. As you can obtain insurance benefits depending on the points listed in the policy wording, it is recommended that you read it carefully.

How to Download Royal Sundaram Bike Insurance Policy Online Using Policy Number?

Follow the steps below to download the Royal Sundaram two-wheeler insurance policy paper online using your policy number:

  • Go to the website of Royal Sundaram and there you need to click on 'Customer Service Request'.
  • Thereafter, you must scroll down through the page and click the option that says "Register Your Request Online."
  • Before submitting, fill up the areas with your request for a policy copy, your name, phone number, email, policy number, and text verification captcha. You can download the Royal Sundaram two-wheeler insurance policy after you enter the required information.

Do I Need a Hard Copy of the Royal Sundaram Bike Insurance Policy Document?

According to the Indian Motor Tariff, all automobile owners must have a two-wheeler insurance coverage to drive a bike on the road. And it will be considered an illegal activity if you do not. Driving without valid two-wheeler insurance can result in a INR 2,000 fine or a three-month jail sentence. An e-Vahan Bima application has been launched by IRDAI to assist you in carrying your policy documents in digitized form. This program allows bike owners to download Royal Sundaram two-wheeler policy paperwork on a mobile app with a QR code that retrieves all policy information. You can, however, carry a hard copy of the insurance document with you.

How to Get a Hard Copy of Royal Sundaram Bike Insurance Policy?

After the buying process is completed, the Royal Sundaram normally delivers a hard copy of the auto insurance document to the policyholder's registered address. You can download the Royal Sundaram bike insurance policy from your insurer's website if you acquired your vehicle insurance policy online or misplaced the hard copy. You can utilize the e-policy copy after downloading it. You must take a printout of it for future reference.

How Can I Make Changes in My Royal Sundaram Bike Insurance Policy Document?

An automobile insurance policy must be filled out completely and accurately in the downloaded Royal Sundaram two-wheeler policy. Any erroneous information in the policy document should be corrected as soon as possible; otherwise, your insurer may reject the claim. You must contact Royal Sundaram’s customer service team to correct the incorrect information. You can reach the Royal Sundaram team by calling 1800-258-0000 or 1860-425-0000 or by writing to with your request. You can also go to the Royal Sundaram company's local branch and seek adjustments to your vehicle insurance policy document.

Royal Sundaram Bike Insurance Policy Download FAQs

  • 1. Is it possible to transfer my Royal Sundaram policy?

    Yes, you can transfer your Royal Sundaram two-wheeler download policy to the new vehicle owner if you sell your two-wheeler to someone else. After that, the new policy owner is responsible for the insurance liability.

  • 2. Can I transfer the no claim bonus of my Royal Sundaram insurance policy?

    Yes, the transfer of your no claim bonus of Royal Sundaram two-wheeler download policy to a different insurance company is possible when you renew your two-wheeler insurance.

  • 3. What does IDV stand for?

    The term IDV stands for Insured Declared Value. It is the amount you will be reimbursed if the Royal Sundaram two-wheeler is totaled or stolen. It is important to note that this is not the market value of your bike. 

  • 4. How does Royal Sundaram calculate the premium for a Royal Sundaram two-wheeler policy?

    Royal Sundaram two-wheeler download policy insurance premiums are generally determined by the manufacturer, model, age, and registration location of your bike. Your rate for two-wheeler insurance is also determined by the type of policy you choose and your claims history.

  • 5. What are your options for making modifications to the Royal Sundaram two-wheeler policy document?

    To get the Royal Sundaram two-wheeler policy download document updated, call its toll-free number and seek a change in the policy for easy rectifications or alterations in your insurance policy. Changes in one's name, gender, residence, and contact information, among other things, can be obtained. The customer service team will request some verification, and if it gets verified, the modifications will be made as soon as possible.

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