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Buying insurance for one’s bike is now considered not a wishful activity but a necessary one. Having at least a third-party liability cover has been made mandatory by the recent changes in the Motor Law. But with India’s traffic and exceptional amount of minor and major road runs, having just third-party insurance is not enough. It is advisable to have at least comprehensive cover..
Now buying bike insurance has become a hassle-free thing, thanks to so many insurance companies coming out with extensive coverage ideas with minimalistic paperwork. But most of the time, people forget to renew the insurance or simply don’t wish to renew the insurance, thinking it to be a burden. But here is the thing, the Kotak Mahindra bike insurance renewal process is meant to save their customers from unnecessary processes and wastage of time. Customers are required to renew their policy before the expiration date to keep enjoying the benefits of the cover. But in case a customer forgets to do so, then he/she can go through the renewal process of Kotak Mahindra two-wheeler insurance up to 30 days after the expiry of the insurance.
The Kotak Mahindra two-wheeler policy online renewal process is meant for people who wish to save their time and energy to the most optimum level. The renewal process is as simple as buying the policy, or might it be said that even smoother. The following steps need to be followed for the online renewal of the Kotak Mahindra two-wheeler policy-
Despite the urge to get everything done online these days, many people still like to go around the offline way. The Kotak Mahindra offline bike insurance renewal process is also an easy process and does need a lot of documentation, just like its online counterpart. Below is the process that needs to be followed for the offline renewal of Kotak Mahindra bike insurance-
There are several benefits of renewal of Kotak Mahindra bike insurance policy. Some of them are listed below –
Yes, the policy can be renewed even after the expiry of up to 90 days of grace period. However, renewing the policy before the expiry date is recommended to ensure a smooth and insured ride.
Yes, generally, policies are bought for one year. However, policies with longer insurance periods such as 3 or 5 years can be easily bought from the insurance company. Thus, you can avoid the hassle of yearly renewal.
There are a number of disadvantages, such as – attracting fines, NCB disagreement, and others.
Yes, new covers can be added to the existing policy during the renewal of the policy.
Yes, a customer is given a 90-days grace period in which he/she can renew the policy.
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