New India Comprehensive Bike Insurance Policy

Starting at only ₹1.5 per Day*

Two wheeler Insurance banner image
Enter your details to buy Bike Insurance
By proceeding you agree to Terms & Conditions
Proceed without two wheeler number
  • compare buy
    Compare and buy at best price
  • instant policy
    Instant Policy Issuance
  • no unwanted calls
    No unwanted calls. We promise!
*T&C Apply *TP premium only

Have you got your dream bike and feel it is insufficient to have only third-party bike insurance? If so, a comprehensive bike insurance policy is the best insurance you can get to have complete protection on your bike over the regular third-party insurance. 

Do not worry; you are covered with the two-wheeler comprehensive insurance policy from New India Insurance Co. Ltd. You can quickly get your comprehensive two-wheeler insurance online hassle-free using the New India Insurance website.

How does New India Insurance Comprehensive Two Wheeler Insurance Work?

The comprehensive policy of New India bike insurance offers overall comprehensive two-wheeler insurance known as Package Policy. 

A comprehensive bike insurance policy is an all-around protection policy of the insured vehicle against all sorts of damages, such as fire damage, accidental damage, and theft. It even covers the liabilities against disaster to your insured vehicle.

As this policy is an additional upgrade over the third-party insurance policy, all the perks from third-party insurance are added.

If the insured bike is involved in an accident and the third-party gets injured, disabled, or faces death, the policy covers legal cases and medical expenses.

New India Insurance Comprehensive Bike Insurance Vs. Third Party Bike Insurance

BasisComprehensive InsuranceThird Party Insurance
MeaningThis insurance policy provides extra coverage over third-party insurance cover and the policyholder's own damages.This policy takes care of the liabilities or damages caused to a third-party.
CoverageComprehensive policy covers damages for both the parties, i.e., protects your vehicle against damage, loss, theft, and third-party liabilities. The insurer only covers the damage caused to a third-party person, vehicle, or property in case of an accident.
Add-OnsIt offers multiple add-ons.It does not come with extra add-on benefits.
CostsThe premium expenses for this policy are higher. Third-party insurance is less expensive. IRDAI fixes the premiums of third-party bike insurance policies.
NecessityOptional to buy.Mandatory to buy.

How to Buy New India Insurance Comprehensive Two Wheeler Insurance?

With online solutions, you can quickly get your New India Insurance comprehensive bike insurance online with some simple steps:

  1. Go to the New India Insurance website.
  2. Click ‘motor insurance.’
  3. Click ‘buy online.’
  4. Choose the preferred policy type.
  5. Fill up all the details. 
  6. Pay your premiums.
  7. Collect details on email ID.

What All is Covered Under New India Insurance Comprehensive Two Wheeler Insurance Policy?

In addition to the coverage under third-party bike insurance, the package policy covers loss or damage to the insured vehicle and its accessories due to:

  • Third-party liabilities
  • Fire, lightning, or explosion, damage to the insured vehicle
  • Burglary, housebreaking, or theft
  • Damages due to riot and strike
  • Vicious activities on vehicle
  • Terrorist activities
  • Earthquake and shock harm
  • Flood, cyclones, storms, and other natural calamities damage
  • Damage while in transport by road, inland canal, lift, elevator or air

What All is not Covered Under New India Insurance Comprehensive Bike Insurance Policy?

Although the New India Insurance bike comprehensive insurance provides extensive coverage for your bike, some damages are excluded from said coverage. 

These are:

  • If the bike is damaged outside the geographical area of the policy.
  • The damages resulting from the owner riding without a helmet or a valid driving licence. 
  • Damages caused due to driving under the influence of intoxicants. 
  • Using the insured vehicle as a commercial vehicle.
  • The damages caused owing to war or identical circumstances. 
  • Regular wear and tear to the bike caused by the operation.
  • The damages sustained by the bike during racing, adventure sports, etc.
  • Any damages performed from the rider’s negligence.

New India Insurance Comprehensive Two Wheeler Insurance Benefits

  • Topmost Position of Protection: If you choose a New India Insurance comprehensive insurance policy, it covers various damages caused to your bike, including loss of the bike owing to theft, fire, or accidental damage.
  • Covers Liabilities: The bike insurance benefits offered by New India Insurance comprehensive bike insurance policy include coverage of the damages caused to a third-party vehicle, injuries to a third-party person, and even death during an accident involving the insured bike.
  • Own Damage Cover: The New India Insurance comprehensive bike insurance covers the damages caused to the insured bike in natural disasters, such as earthquakes and floods, and man-made events, such as riots and strikes, and even covers theft.
  • Add-ons and NCB: Purchasing the New India Insurance package policy enables you to choose from a list of excellent add-on features to enhance the content of the said policy and the benefit of getting discounts through NCB.

New India Comprehensive Two Wheeler Insurance FAQs

  • 1. Who can get New India comprehensive bike insurance?

    Any person who has purchased a new or a second-hand vehicle can get comprehensive insurance from the New India Insurance.

  • 2. Do I need a vehicle verification?

    Every vehicle should be registered in the owner’s name with the Regional Transport Authority in India.

  • 3. Can I raise New india Insurance claim online?

    You can raise a claim online by following the simple process mentioned on the official website of New India Insurance.

  • 4. Is New India’s comprehensive two-wheeler insurance reliable?

    You can raise a claim online by following the simple process mentioned on the official website of New India Insurance.

Recent Articles

View All
https://insurance-blog-cms.paytminsurance.co.in/180_Two_Wheeler_Insurance_Best_Ways_To_Stay_Away_From_Two_Wheeler_Insurance_Frauds_0d47ed1a6a.jpg

Common Inclusions and Exclusions of Bike Insurance

Bike insurance immunes you financially against third-party claims, loss and damage to the two-wheeler, etc. Bu...

Read More
https://insurance-blog-cms.paytminsurance.co.in/164_Two_Wheeler_Insurance_Know_Whether_To_File_Two_wheeler_Insurance_Claim_Or_Not_To_Claim_1_20a23e67d3.jpg

A Guide to Royal Sundaram Bike Insurance Renewal Online

Riding a bike with a lapsed Royal Sundaram bike insurance policy can result in fines up to INR 2000 or impriso...

Read More
https://insurance-blog-cms.paytminsurance.co.in/185_Two_Wheeler_Insurance_How_To_Transfer_Your_Insurance_Before_Selling_Your_Second_Hand_Bike_c6b93ac073.jpg

Bike Registration Transfer - Ownership Transfer Process, Fee...

Transferring the ownership of a two-wheeler and its registration certificate can be a tiresome process. The pr...

Read More
https://insurance-blog-cms.paytminsurance.co.in/167_Two_Wheeler_Insurance_Valid_Pollution_Under_Control_PUC_Certificate_Is_Mandatory_To_Renew_79b776672e.jpg

How to Check the Status of Two-wheeler’s PUC Certificate?

As per the Motor Vehicles Act, 1988, it is mandatory to get the PUC certificate. Now, we can apply, view, and ...

Read More
https://insurance-blog-cms.paytminsurance.co.in/193_Two_Wheeler_Insurance_Two_Wheeler_Insurance_For_New_Bike_Versus_Used_Bike_74bc62fca8.jpg

Are Fibre Parts Covered Under a Bike Insurance Policy?

Not every bike insurance covers damage to bike fibre parts. A two-wheeler insurance policy with add-on zero-de...

Read More
https://insurance-blog-cms.paytminsurance.co.in/165_Two_Wheeler_Insurance_Does_It_Make_Sense_To_Increase_Your_Bike_s_Insured_Declared_Value_0f7a393b8b.jpg

The 3 Best Honda Activa Scooters Available Under INR 50,000

The Honda Activa series of scooters are among the most popular ones in India. Here are the 3 best Honda Activa...

Read More
https://insurance-blog-cms.paytminsurance.co.in/179_Two_Wheeler_Insurance_Is_Two_Wheeler_Inspection_Mandatory_For_Claims_1_e33ab92537.jpg

Important Documents That You Must Have While Riding Your Bik...

While riding your bike, ensure you carry the necessary papers and documents mandated by the Motor Vehicles Act...

Read More
https://insurance-blog-cms.paytminsurance.co.in/177_Two_Wheeler_Insurance_Checklist_Of_Two_Wheeler_Insurance_Policy_While_Relocating_Within_India_609a714bc7.jpg

Common Misconceptions About Zero Depreciation in Two-wheeler...

Know all about what you need for an add-on zero depreciation policy for your bike.

Read More
https://insurance-blog-cms.paytminsurance.co.in/203_Two_Wheeler_Insurance_How_To_Find_Your_Two_Wheeler_Insurance_Policy_Number_e804865c56.jpg

Best Ways to Avoid Buying a Wrong Two Wheeler Insurance

While buying two-wheeler insurance may not be as exciting as riding your bike on a wide-open road, it might be...

Read More