Starting at only ₹6 per Day*

Starting at only ₹6 per Day*
National standalone car insurance is a way to safeguard your own interest in the event of an accident. Both your injury and damaged vehicle in case of accidents, man-made or natural disasters will get covered under National car insurance policy. Given the tall medical and vehicle repair costs, having a National standalone car insurance policy makes sense. But you will need to buy a third-party liability cover too to be able to ride the car without any legal obstacle. Let’s talk more about National standalone car insurance.
A standalone policy is also known as an own damage insurance policy. As the name suggests, the National standalone car insurance policy covers the policyholder in case of an accident or other unforeseen events mentioned above. The plan covers all kinds of expenses incurred by the policyholders and their vehicles. This policy helps the policyholders to have peace of mind regarding their own security if they face a mishap on the road.
Basis | Standalone Car Insurance | Third-Party Car Insurance | Comprehensive Car Insurance |
Coverage | A standalone car insurance policy covers only the policyholder's own damages in the event of an accident. | A third-party car insurance policy covers only third-party damages in the event of an accident. | A comprehensive car insurance policy covers both third-party and own damages. |
Add-Ons | There is an option to buy add-ons on top of a standalone car insurance policy. | You cannot buy add-ons on top of a third-party car insurance policy. | There is an option to buy add-ons on top of a comprehensive car insurance policy. |
Cost-Effectiveness | The standalone plan is cost-effective as it only covers its own damages. | The third-party plan is comparatively cheaper as it provides minimal coverage. | The comprehensive plan is the most expensive of the three as it offers extensive coverage. |
Nature | It is not mandatory to be bought by vehicle owners. | It is mandatory to be bought by vehicle owners. | It is not compulsory to be bought by vehicle owners. |
The National standalone car insurance plan covers the following damages:
The National standalone car insurance plan does not cover the following damages:
The National standalone car insurance plan has the following benefits:
The National standalone car insurance policy is an excellent addition to the base cover of the policyholder. This policy is available to be bought over a third-party car insurance plan. National Insurance Company provides prompt resolution of complaints and queries raised by the customers. You can contact the toll-free number to speak to a customer representative of the insurance provider. The company’s website can also present complete information regarding all the types of insurance products it offers.
Yes, you can buy the standalone car insurance on the official website of National Insurance Company.
The National standalone car insurance policy can be bought offline by visiting the nearest office of the company.
The National standalone car insurance policy has the facility of a no claim bonus for policyholders.
National car insurance claim settlement ratio represents the entire claims settled under the company’s various policies, including its standalone variant.
Yes, a standalone car insurance policy is affordable as compared to a comprehensive plan.
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