Raheja QBE Two Wheeler Insurance Add on Covers

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Nothing beats comprehensive insurance when it comes to purchasing insurance for your vehicle. Regardless of how inexpensive third-party insurance is, comprehensive insurance is practical and highly recommended because it covers all potential losses involved with an accident. Aside from the real benefits of comprehensive coverage, there are other advantages to purchasing one. To make your existing comprehensive insurance coverage more helpful and beneficial, one can purchase Raheja QBE two-wheeler insurance add-ons. Bike insurance add-ons are optional coverages that enable you to increase your policy coverage in exchange for a higher price.

One has to make sure you get all the essential add-on coverage for your two-wheeler insurance. Raheja QBE two-wheeler add-on covers give additional coverage for your motorcycle that would otherwise be excluded from your policy by paying an additional premium.

Raheja QBE Important Add-On Covers for Your Bike Insurance Policy

Some of the most important add-ons of Raheja QBE bike insurance are given below. According to their requirement, one can get these add-ons included in their comprehensive or standalone insurance policy.

Zero Depreciation- It is a popularly suggested Raheja QBE bike insurance add-on that allows you to claim the amount of depreciation subtracted from the value of items replaced under your own damage claim. When you choose this coverage, you hand over the responsibility of paying for your bike's and its parts' depreciation to the insurer. All of your bike parts are guaranteed at 100% against depreciation with this add-on, except for tyres, tubes, and batteries, which are covered at 50%.

Engine Protection Cover- This Raheja QBE bike insurance add-on covers the damages to the internal parts of the engine, gearbox, transmission, or differential assembly as a result of water or oil leakages. This is a necessary add-on because your bike's engine and transmission are not covered by default in your auto insurance policy. 

Consumable Expenses- This Raheja QBE two-wheeler insurance add-on protects you against consumable expenses such as screws, nuts, bolts, oils, and other items not covered by normal automobile insurance policies and must be paid for by you if they need to be repaired or replaced. This coverage covers the cost of consumables that need to be replaced as a result of a bike accident.

Key Protection Cover- If your bike keys are lost or stolen, this Raheja QBE bike insurance add-on will tell you how much it will cost to replace them. This add-on also covers the cost of replacing your bike's lock if it is damaged.

Return to Invoice Cover- In the event of theft or total loss, this Raheja QBE bike insurance add-on allows you to receive the invoice price of your bike instead of the Insured Declared Value as compensation (IDV). As a result, this add-on assists you in obtaining the real price you paid for the bike at the time of purchase. In addition to the IDV, the invoice price includes the amount spent on the registration fee, road tax for your bike, and insurance premium.

Daily Conveyance Benefit- The daily allowance benefit covers the costs of other hired means of transportation that you may spend if your automobile is in the garage for more than three days for maintenance.

Loss of Personal Belongings- This Raheja QBE bike insurance add-on cover compensates you for any lost or damaged items in your automobile at the time of the accident. Except for jewelry, money, artworks, and similar items, this add-on covers personal belongings.

Tyre and Rim Protection Cover- This Raheja QBE bike insurance add-on covers the costs of repairing and replacing tyres, tubes, and rims that have been lost due to an accident without causing any damage to your vehicle.

NCB Retention Cover- The no-claim bonus is a benefit you get at renewal time if you don't make a single claim during the policy period. If you make even one claim, however, this NCB is lost. Even if you raise a claim, this insurance protects your No Claim Bonus upon renewal.

Raheja QBE Bike/Two Wheeler Insurance Add on Cover FAQs

  • 1. Does the Raheja QBE tyre add-on cover tyre theft?

    No, it pays for repairing or replacing tyres and tubes that are lost or damaged in an accident.

  • 2. What are the various add-ons offered by Raheja QBE for two-wheelers?

    Different Raheja QBE bike insurance add-on covers are available in a comprehensive bike insurance policy that serves to expand the extent of protection provided by the policy. Additional coverage options for an additional fee are known as add-on covers. Roadside assistance cover, zero depreciation cover, return to invoice cover, NCB protection cover, and engine protection cover are some available Raheja QBE Bike insurance add-on covers. 

  • 3. Is zero depreciation necessary for a Raheja QBE two-wheeler after five years?

    No, zero depreciation under the Raheja QBE bike insurance add-on cover is only applicable to new or less than five-year-old two-wheelers.

  • 4. What should I do if my Raheja QBE two-wheeler policy document contains an error?

    You should instantly contact Raheja QBE if there is a mistake in your two-wheeler insurance documentation. Provide proof of accurate information and ask them to correct the issue.

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