Bajaj Allianz Bike Insurance Claim

Starting at only ₹1.5 per Day*

Two wheeler Insurance banner image
Enter your details to buy Bike Insurance
By proceeding you agree to Terms & Conditions
Proceed without two wheeler number
  • compare buy
    Compare and buy at best price
  • instant policy
    Instant Policy Issuance
  • no unwanted calls
    No unwanted calls. We promise!

Bajaj Allianz Two Wheeler Insurance Highlights

Bajaj Allianz (Two Wheeler Insurance)
Bajaj Allianz General Insurance Company Limited is a joint venture between Allianz SE, the world’s leading insurer, and Bajaj Finserv Limited. The Company received the certificate of registration from IRDA on 2nd May 2001 and is one of the largest private insurer in the industry today, with offices in over 1100 towns and cities. The company recently changed its brand identity to ‘Caringly Yours’ and aims not just to take its service to the next level, but also seeks to provide the best customer experience at every touchpoint and make insurance a pull rather than a push product.
icons
Claim Settlement Ratio
98.3
icons
Video Claim
Available
icons
Usp
Zero paper claims
icons
Spot Claims
Available upto Rs 10,000

While the Bajaj Allianz bike insurance protects your coveted two-wheeler against risks, it also complies with the legal compulsions envisaged by the Motor Vehicles Act of 1988. However, you must clearly understand the Bajaj Allianz bike insurance claim process to meet unforeseen road emergencies. Bajaj Allianz’s two-wheeler insurance “Claim Settlement Ratio” is an impressive 95.01%, making it one of the most trusted bike insurance providers. A robust customer support mechanism, 24/7 assistance, and a digitalized claim settlement process ensure a seamless experience.  

List of Documents Required During Claim Settlement

The requisite list of documents varies according to the claim type and situations warranting Bajaj Allianz’s two-wheeler insurance claim. Accordingly, several typical scenarios find a place in the list below.

Accident Claim:

  1. Duly filled and signed Bajaj Allianz  two-wheeler claim form
  2. Bike insurance policy document in original
  3. Copy of the RC (Registration Certificate)
  4. Copy of Driving Licence
  5. Copy of the FIR 
  6. Original Tax Tokens
  7. Estimated Repair Cost
  8. Payments receipts if repair already undertaken

Theft Claim: 

  1. Duly filled and signed Bajaj Allianz  two-wheeler insurance claim form
  2. Sl. No. b to f as in accident claim
  3. “No Trace report” from the Police
  4. Forms 26, 28, 29, and 35
  5. RTO theft declaration
  6. Two-wheeler documents and keys

Third-party Claim:

  1. Duly filled and signed Bajaj Allianz  bike insurance claim form
  2. Sl. No. b to f as in accident claim
  3. Copy of the FIR
  4. Bike insurance policy document in original
  5. Copy of the RC (Registration Certificate)

How to Make Bajaj Allianz Two Wheeler Insurance Claim Online?

 You can intimate the Bajaj Allianz two-wheeler insurance claim at their official portal, the “Caringly Yours” app, or email at bagichelp@bajajallianz.co,.in and follow the under mentioned steps. 

  1. Claim Registration: Visit the official portal and select Claim
  2. Upload Supporting Documents: After registration, upload the required documents for claim assessment using your insurance policy and claim numbers.
  3. Check Claim Status: You can track your Bajaj Allianz two wheeler insurance claim status after submitting the documents using your claim and policy numbers. 

How to Make Bajaj Allianz Two Wheeler Insurance Cashless Claim?

It is best to invoke the cashless Bajaj Allianz bike insurance claim process accomplished in a few simple steps:

  1. Claim Initiation: The claim settlement process initiates as soon as you register your claim using the Bajaj Allianz two-wheeler insurance claim form.
  2. Damage Inspection: The insurer evaluates the submitted Bajaj Allianz two-wheeler claim form and deputes a surveyor to inspect the damages at the accident site.
  3. Repair at the Network Garage: You can send your two-wheeler to the network garage for repairs after the damage assessment. You can also request for towing service.
  4. Claim Settlement: The insurer directly pays the repair two-wheeler insurance cost to the network/cashless garage, and you are free to ride your bike home.

How To Make Bajaj Allianz Two Wheeler Insurance Reimbursement Claim?

Unlike the cashless Bajaj Allianz 2-wheeler insurance claim settlement process, you seek reimbursement for the repair cost according to the policy coverage. The steps to follow are:

  1. Claim Registration: It is the first step to initiating the claim process, and the easiest is using the means already discussed earlier. In addition, you can dial their toll-free 1800 209 5868 number and register. 
  2. Damage Evaluation: The surveyor visits the accident site and provides an estimated assessment for you to get your bike repaired at the garage of your choice.
  3. Repair and Reimbursement: The garage repairs your bike and raises the bill for clearance before riding home. Submit the reimbursement claim using the Bajaj Allianz two-wheeler claim form, supporting documents, and all payment receipts. The insurer reimburses the due amount after factoring in the deductibles and depreciation factors. 

Common Reasons for Bajaj Allianz Two Wheeler Insurance Claim Rejection

You must be aware of several reasons for rejection. Thus, find some of the common reasons below for awareness:

  • Fraudulent claim registration
  • Misrepresentation and suppression of facts
  • Driving without a licence or under the influence of intoxicants
  • Delay in mishap intimation
  • Act of negligence

Bajaj Allianz No Claim Bonus

The No Claim Bonus (NCB) is vital to impact the renewal premium with handsome reductions for every claim-free year. However, you are eligible only if you have purchased the comprehensive or own-damage two-wheeler insurance policy. Insurers often reward the policyholders for good driving and consecutive five claim-free years with a cumulative rate that goes up to 50%. It is thus an incentive helping in reducing the premium substantially, and even a minor claim can deprive you of the NCB. In addition, the NCB can be transferred to the new insurer in case you switch. And the most vital factor for enjoying the NCB is renewing your bike insurance policy in time. 

Bajaj Allianz Bike Insurance Claim FAQs

  • 1. What is the procedure for a Bajaj Allianz two-wheeler insurance claim for a stolen bike?

    You must file an FIR and obtain a No Trace certificate from the Police and an intimation to the relevant RTO. Submit the keys and other documents to register and initiate a claim as per the policy terms. 

  • 2. Why do deductibles come into play in Bajaj Allianz’s bike insurance claim?

    Deductibles are of predetermined value that you must compulsorily pay as your share of the repair cost.

  • 3. Deductibles are of predetermined value that you must compulsorily pay as your share of the repair cost.

    You can register the claim with a policy number or duplicate policy document downloaded from the insurer’s official website. 
     

  • 4. Is it necessary to inform the insurer about modifications to the insured bike?

    It is always advisable to inform the insurer about the modifications made to your bike to prevent any hassle during the claim settlement process. 

  • 5. How is the reimbursement for the Bajaj Allianz bike insurance claim settled?

    Insurers usually route the reimbursement of claim settlement through the banking channels only with direct credit to the policyholder’s account. 

Recent Articles

View All
https://insurance-blog-cms.paytminsurance.co.in/166_Two_Wheeler_Insurance_Difference_Between_Single_And_Multi_Year_Two_Wheeler_Insurance_compressed_2_63060d168a.jpg

Do You Need to Get Electric Bike Insurance in India?

Electric bikes are gradually becoming safer and environmentally friendlier substitutes for fuel-based bikes. A...

Read More
https://insurance-blog-cms.paytminsurance.co.in/175_Two_Wheeler_Insurance_Checklist_For_A_Long_Road_trip_On_Your_Two_Wheeler_5_f6d2ccb954.jpg

How Can You Change the Owner Name in Bike Insurance?

Whether you are a buyer or seller of a bike in India, you must know how to transfer the bike insurance policy ...

Read More
https://insurance-blog-cms.paytminsurance.co.in/164_Two_Wheeler_Insurance_Know_Whether_To_File_Two_wheeler_Insurance_Claim_Or_Not_To_Claim_8_572194a6ee.jpg

Is it Right to Raise a Claim for Bike Scratches?

Planning to raise bike insurance claim for scratches? It is better to analyze the benefits and losses associat...

Read More
https://insurance-blog-cms.paytminsurance.co.in/170_Two_Wheeler_Insurance_All_You_Need_To_Know_About_Multi_year_Two_wheeler_Insurance_7_12297fb5dd.jpg

How Effective is Third-party Insurance Coverage for Your Bik...

Are you wondering whether a 3rd party bike insurance is enough for your two-wheeler? We answer this in this gu...

Read More
https://insurance-blog-cms.paytminsurance.co.in/178_Two_Wheeler_Insurance_What_Is_Endorsement_In_Two_Wheeler_Insurance_Policy_8_2610143400.jpg

Why is PA Cover Mandatory for Bike Insurance?

A personal accident cover is an excellent way of strengthening the coverage of any existing two-wheeler insura...

Read More
https://insurance-blog-cms.paytminsurance.co.in/185_Two_Wheeler_Insurance_How_To_Transfer_Your_Insurance_Before_Selling_Your_Second_Hand_Bike_2_775fd4ea87.jpg

The Reasons Behind Why Car Insurance is Expensive than Bike ...

Insurance is mandatory for vehicles in India, but bike insurance is substantially less expensive than car insu...

Read More
https://insurance-blog-cms.paytminsurance.co.in/178_Two_Wheeler_Insurance_What_Is_Endorsement_In_Two_Wheeler_Insurance_Policy_8_2610143400.jpg

Consider These Points Before You Buy Bike Insurance from Ori...

Before buying insurance from Oriental Insurance Company, check out these things and take a wise decision.

Read More
https://insurance-blog-cms.paytminsurance.co.in/189_Two_Wheeler_Insurance_Perfect_Two_Wheeler_Insurance_For_Your_Next_Solo_Road_Trip_1_56c625a7af.jpg

An Introduction to Government's Vehicle Scrappage Policy

To phase out old and unfit vehicles, the Vehicle Scrappage Policy 2021 was developed. In particular, it aims t...

Read More
https://insurance-blog-cms.paytminsurance.co.in/178_Two_Wheeler_Insurance_What_Is_Endorsement_In_Two_Wheeler_Insurance_Policy_8_2610143400.jpg

Policy Renewal Steps for Expired Bike Insurance at TATA AIG

Do you want to renew your bike insurance plan at Tata AIG? Are you confused about the procedure to take in thi...

Read More