Future Generali Two Wheeler Insurance Add on Covers

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Future Generali bike insurance add-on covers are available to supplement your regular comprehensive or standalone vehicle insurance policy's protection. When purchasing or renewing a comprehensive or standalone bike insurance policy from Future Generali General Insurance, you can choose from many add-on covers at an additional premium.

Enhanced protection covers, often known as add–on covers, are designed to fill the gap in insurance protection left by conventional vehicle insurance policies. In the current typical vehicle insurance policy, the insurance company deducts a certain amount towards depreciation of the parts destroyed in the case of a loss. The percentage of depreciation differs depending on whether the part is made of rubber, plastic, or metal and the vehicle's age. For certain parts, the depreciation ratio can range from 5% to 50%. This is where an add-on called zero depreciation helps.

Just like nil depreciation cover, vehicle owners can opt for other add-ons offered by Future Generali to maximize their policy coverage.

Future Generali Important Add-on Covers For your Bike Insurance Policy

  • Zero Depreciation

The add-on covers of Future Generali bike insurance is available as an extension on Future Generali India Insurance Company's bike insurance. Vehicle owners can acquire protection against the majority of the expenditures that will have to be expended for repairing the vehicle following an unfortunate accident.  By choosing this add-on, the company ensures that the depreciation value of your bike over the years will not be taken into account at the time of claim settlement.

  • Return to Invoice

When your bike is totally damaged, faces Constructive Total Loss (CTL), or is stolen, this Future Generali bike insurance add-on cover allows you to collect the full invoice amount. Regardless of the vehicle's IDV, you will either get a brand new make and model similar to your previous bike or the total invoice amount.

  • Loss of Personal Belongings

This Future Generali bike insurance add-on covers the cost of personal belongings replacement if they are stolen from your bike. The insurance company covers you for mobile, laptop, etc.

  • No Claim Bonus Protection

This Future Generali bike insurance add-on cover lets you keep the no-claim bonus (NCB) discount, even if you claimed during the previous policy tenure. With this add-on cover, you can keep your NCB safe even on raising the claim. 

Future Generali Bike/Two Wheeler Insurance Add on Cover FAQs

  • 1. Which add-on covers can you buy from Future Generali?

    The following Future Generali bike insurance add-on covers are available from the insurer:

    • Coverage for zero depreciation
    • Loss of personal belongings 
    • NCB protection
    • Return-to invoice cover
  • 2. What is add-on coverage in the context of bike insurance?

    The add-on covers provide additional policy coverage that policyholders can purchase for a small additional price. The Future Generali bike insurance add-on cover makes it easier for the bike owner to deal with multiple issues while enhancing the policy coverage.

  • 3. What paperwork is required for Future Generali two-wheeler insurance add-on coverage?

    There is no need for any additional documentation while purchasing the Future Generali bike insurance add-on cover. For a little additional fee, you may add them to your bike insurance coverage at the time of purchase.

  • 4. Can I buy Future Generali bike insurance add-on covers online?

    Yes, Future Generali bike insurance add-on covers can easily be availed online. 

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