Future Generali Bike Insurance Claim

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Future Generali Two Wheeler Insurance Highlights

Future Generali (Two Wheeler Insurance)
Future Generali, a joint venture between Future Group and Generali Group, offers a wide range of retail, personal, commercial and rural insurance products to meet the requirements of both corporates and individuals. The 31-year-old Future Group is an established Indian retailer giant with popular chains such as Big Bazaar, Central, FBB, Brand Factory, etc. Whereas the Italy-based Generali Group ranks among the largest insurance and asset management companies globally.
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Claim Settlement Ratio
95
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Video Claim
Available

Future Generali bike insurance provides consumers with comprehensive bike insurance coverage that includes a variety of perks and personalized services. Customers can use the Future Generali website to purchase and renew policies, transfer no-claim bonuses from other insurers, and register a motor claim. Unique add-ons, roadside assistance, and Future Xpress / Xpress+ claim settlement are significant elements of the Future Generali bike insurance coverage. Renewal reminders, towing assistance, speedy claim aid with surveys, 24/7 hotline, No-claim bonus discounts, voluntary excess discount, cashless claim settlements at authorized network garages, and much more are all available to policyholders.

List of Documents Required During Claim Settlement

If the policyholder wants to file a Future Generali bike insurance claim, they'll need to maintain a few documents in hand, which may vary depending on the sort of claim.

The following is a list of documents to keep on hand:

  • Policy documents copies
  • RC 
  • A copy of your driver's licence 
  • A copy of your claim form 
  • A copy of your invoice
  • For cashless claims, a service satisfaction voucher is also required.

How to Make Future Generali Bike Insurance Claim Online?

The policyholder can file Future Generali bike insurance claim online by following the below-mentioned steps:

  • Fill out an online form or phone at 1800-220-233 (toll-free).
  • The surveyor then inspects the vehicle.
  • Provide the surveyor with the papers he requests.
  • The amount of the approved claim will be notified to the workshop.
  • The deposit payment will be given to the FG workshop immediately.

How to Make Future Generali Cashless Bike Insurance Claim?

Customers must follow the steps outlined below to make cashless settlements for Future Generali two-wheeler insurance claims:

  • The customer must contact customer service at 1800 220 233, report a claim online, or send an SMS to 9222211100 as soon as the issue occurs.
  • Within 24 hours, Future Generali will designate a surveyor to conduct a thorough check of the afflicted vehicle. The inspection will take place in the network garage, where the repairs are made.
  • To complete the verification procedure, the appropriate documents must be submitted to the surveyor.
  • The claim amounts will be approved by Future Generali and reported to the convenient workshop.
  • Future Generali will pay for the repairs directly to the workshop.

How to Make Future Generali Reimbursement Bike Insurance Claim?

Customers must follow the steps outlined below to make reimbursement settlements for Future Generali bike insurance claim:

  • The customer must contact customer service at 1800 220 233, report a claim online, or send an SMS to 9222211100 as soon as the issue occurs.
  • Future Generali will designate a surveyor to conduct a complete inspection of the bike in question. The inspection will take place in the garage (not approved by Future Generali) where the bike has been parked while repairs are made.
  • To complete the verification procedure, the appropriate documents must be submitted to the surveyor.
  • The insured must pay the garage directly. Then send the repair costs with the required receipts to a Future Generali branch or the surveyor.
  • Future Generali shall make the payment to the policyholder within seven working days of the document submission date.

Common Future Generali Bike Insurance Claim Rejection Reasons

The approval of the Future Generali bike insurance claims is subject to a set of precise circumstances. The insurance company denies the claim in the following circumstances:

  • A bike insurance policy that has run out of coverage
  • The insurer was not notified of the accident on time
  • If the collision occurred as a result of a violation of traffic laws
  • Before the surveyor's inspection, the bike was repaired
  • The driver did not have any legitimate documents on him at the time of the accident
  • If the driver was under the influence of drugs or alcohol while driving

Future Generali No Claim Bonus

Future Generali two-wheeler insurance claims are supposed to benefit you by covering your expenses, but they also offer a no-claim bonus as compensation for not filing a claim. It is a discount provided to policyholders who have gone a year without filing a claim. With this bonus, you can save money on your bike insurance premiums for the following policy year. The NCB benefit begins at 20% and increases by 5% for each claim-free year until it reaches 50%, which is applied to the premium for the own-damage component of a comprehensive automobile insurance policy.

Future Generali Bike Insurance Claim FAQs

  • 1. What is the best way to find out which authorized workshops provide Future Xpress+ claims?

    The Future Generali Xpress+ claim settlements are available at over 3,500 garages that have been approved by the company. Call 1800-220-233/1860-500-3333/022-67837800 (toll-free numbers) to find the nearest one.

  • 2. If a person wants to file a claim, but the harm isn't significant, is it still necessary to inspect this?

    Yes, a surveyor's inspection of your damaged bike is required in every case. Inspection aids in determining the level of damage and determining the claim amount.

  • 3. What other documentation do I need to supply to Future Generali if the insured bike is stolen?

    A copy of the FIR filed at the local police station must be submitted in addition to the regular documentation and claim form. If there are any witnesses, you must also share their information.

  • 4. What are cashless garages, and how do they work in a claim process?

    Cashless garages, also known as network garages, are garages that have been approved by the insurer for the repair of a bike covered by their insurance. These garages offer free maintenance and replacement services for the insured's vehicle, and the insurer pays them directly on behalf of the policyholders.

  • 5. Where can customers obtain the Future Generali bike insurance claim form?

    The claim form is often included in the Future Generali insurance policy kit and is also accessible at any Future Generali convenient workshop. Customers can also obtain the Future Generali two-wheeler insurance claim form by downloading it from the company's website or contacting one of their customer service professionals.

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