Future Generali Comprehensive Bike Insurance Policy

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The options are unlimited when you're just you and your bike. You had some great moments, but you also had some horrible ones. That's why Future Generali's future secure two-wheeler insurance policy is so important for keeping you safe in difficult times. Invest in bike insurance to protect your unforgettable adventures. This insurance protects both your bike and you from financial loss if it is damaged.

Future Generali General Insurance has grown to become one of the industry's major insurance businesses, insuring thousands of people. Future Generali comprehensive bike insurance provides policyholders with complete coverage to reduce the hassle of dealing with any damage to the insured's bike. It also covers third-party obligations. It gives you financial security as well as the comfort of mind.

How does Future Generali Comprehensive Bike Insurance Work?

The Future Generali two-wheeler comprehensive insurance policy covers third-party liabilities as well as damages to the covered vehicle that may arise in the event of an accident or other unforeseen incident. This coverage protects you from third-party liabilities such as personal injury, disability, property damage, or death that may occur as a result of an accident or other unanticipated incident. A comprehensive two-wheeler insurance offers complete coverage  to policyholder when it comes to third-party liability and own damage.

There are three different types of two-wheeler insurance policies. Future Generali two wheeler insurance also offers add-on covers to expand the extent of your two-wheeler insurance policy's coverage. These options are available as an add-on to a standalone own-damage or comprehensive two-wheeler insurance coverage. Zero depreciation, theft or loss of keys, loss of personal belongings, tyre damage, engine protector, return on invoice, and inconvenience allowance are some of the add-on coverage offered by Future Generali.

Future Generali Comprehensive Bike Insurance Vs. Third Party Bike Insurance

ParametersComprehensive Bike InsuranceThird Party Bike Insurance
CoverageBoth "Third Party Liability" and "Own Damage" are covered extensively under the comprehensive bike insurance policy.Only third-party loss or damage  is covered under a third-party bike insurance policy.
Availability of Add-onsVarious add-on covers are available to extend the coverage.

Add-on coverage is not available with a third-party bike insurance What All is Not Included Under  Future Generali Comprehensive Bike Insurance Policy?

The following items are not covered by a future Generali comprehensive bike insurance policy:

  • Wear and tear are inevitable
  • Driving without a legal driver's licence/policy papers
  • When it comes to deliberate neglect
  • Breakdown due to mechanical or electrical failure
  • Damages incurred as a result of contractual obligations
  • Damage incurred as a result of a war, a nuclear threat, or any other similar circumstance
  • If you are driving while under the influence of alcohol or intoxicating drugs policy.
NecessityOptional to buyMandatory to buy
CostBecause of its broad coverage, a comprehensive bike insurance policy is more expensive.Due to its limited coverage, third-party insurance is cost-effective for policyholders.

How to Buy  Future Generali Comprehensive Bike Insurance?

Purchasing a two-wheeler insurance for your bike is simple and straightforward. The following are the procedures for purchasing a Future Generali comprehensive two-wheeler insurance online:

  • Visit the Website
    Start by going to the official website of the Future Generali India Insurance Company. After that, you must obtain an online quote for the vehicle you wish to insure.
  • Fill in the Details
    In order to produce an online estimate, you'll need to complete some basic vehicle information and create a profile. Engine number, registration number, make, model, and year of manufacture of your car, chassis number, and other basic information are included.
  • Review
    After that, you can go over your coverage and deductibles and make any necessary changes to your policy.
  • Pay the Premium
    After you've confirmed the amount of the premium and agreed to the terms and conditions, choose a payment option and pay in a few simple steps.
  • Download the Premium
    After you've paid your premium, you'll be able to download and print your policy document. A copy of the policy is also delivered to the policyholder's email address, which has been submitted to the insurance company.

What All is Covered Under  Future Generali Comprehensive Bike Insurance Policy?

The following aspects are covered by Future Generali's comprehensive bike insurance policy:

  • Third-party liabilities: The insurer covers the insured's financial and legal duties to a third-party in the event of third-party property damage, loss, or injury caused by the insured's bike. A court of law determines the amount of compensation that the insurer must pay.
  • Own damage caused by natural disasters: Future Generali comprehensive bike insurance covers any damage to the insured's bike caused by natural calamities such as floods, earthquakes, landslides, etc.
  • Own damage caused by man-made catastrophes: The insurer covers the damage to the insured's bike caused by man-made disasters such as riots, strikes, fires, terrorist activities, etc.
  • Theft: The insurer covers the insured's bike if it is stolen or burglarized.

Future Generali Comprehensive Two Wheeler Insurance Benefits

Future Generali's comprehensive bike insurance policy offers policyholders a number of advantages, which are detailed below:

  • Proactive customer service
  • Claim settlement is quick and easy
  • Easy policy purchase using an internet platform with a variety of add-on choices to extend coverage
  • Covers third-party responsibility as well as own-damage expenses
  • In India's cashless garages, you can get free repairs and replacements

Future Generali Comprehensive Bike Insurance Review

You should be pleased with your decision and the money you spent on your fantasy machine. However, you can only do so by purchasing the best bike insurance and the valuable add-ons that will protect your investment in the long term. You can improve the protection provided to your valued asset by using Future Generali bike insurance's add-on policies. In addition, future Generali helps you manage your finances by providing great cashless claim services through its broad network of empaneled garages. Not only have that, but the incredible savings available help you save money on vehicle insurance costs.

Future Generali Comprehensive Two Wheeler Insurance FAQs

  • 1. What factors are considered for determining the cost of a Future Generali comprehensive bike insurance policy?

    Future Generali decides the bike insurance policy's premium using criteria such as the insured declared value (IDV), cubic capacity (CC), age of the vehicle, make and model of the vehicle, geographical zones, special discounts, and loadings, if any, and no claim bonus.

  • 2. What is the best way to buy a Future Generali comprehensive policy online?

    Visit Future Generali's official website and click on buy to purchase the Future Generali comprehensive bike insurance policy online. On the next page, click on bike insurance and then select buy new bike insurance. Enter the RTO, personalize your policy, and pay for it. The policy will be sent to your registered email address immediately.

  • 3. Is it possible for me to get compensated for my Future Generali comprehensive bike insurance policy if an event occurs outside of the policy's geographical coverage area?

    No. If the accident occurs outside of the geographical area, the insurer will not accept the claim.

  • 4. Why is Future Generali comprehensive bike insurance needed?

    Future Generali comprehensive bike insurance protects you in the event of an accident, theft, fire or third-party liabilities. If you have a legitimate insurance policy, you will not have to pay for repairs or replacement out of cash if something goes wrong.

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