Starting at only ₹6 per Day*

Starting at only ₹6 per Day*
The Motor Vehicles Act, 1988, mandates every four-wheeler to obtain at least a third-party car insurance policy to cover the unforeseeable damages caused to a third party during the accident. Shriram third-party car insurance covers the losses caused to any third party involving your car. It protects against third-party bodily injuries, death, or property damages. Shriram covers third-party property for up to INR 7.5 lakh. Whereas there is no limit to the coverage for third-party injury and death.
When your car injures a stranger in an accident, the insurance company (Shriram General Insurance) is liable to pay for the same. In case of third-party property damage too, this insurance will work. This way, your financial burden gets reduced, and you don't run short on your savings. It is advised that you should file a settlement claim with Shriram. Once the claim is filed, the company sends its surveyor to assess the damages and evaluate the amount to be settled.
Shriram Third- Party Car Insurance | Shriram Comprehensive Car Insurance |
It covers bodily damages, death, and property of the third party. The maximum coverage amount is up to INR 7.5 lacs for property damage. | Apart from third-party liabilities, comprehensive car insurance covers personal accidents and own vehicle losses up to INR 7.5 lacs. |
You cannot purchase additional covers (add-ons) under third-party car insurance. | A range of add-ons is provided to vehicle owners to choose from as per their suitability. |
The cost is comparatively low in third-party car insurance. | Since it offers a wide array of covers, the cost of a comprehensive car insurance policy is relatively higher. |
It is the least mandatory requirement of the Indian Motor Vehicles Act. | There is no compulsion for vehicle owners to buy a comprehensive policy if they have a third-party cover in existence. |
Buying Shriram third-party car insurance online is straightforward and mostly preferred over the offline procedure. However, you can go to the nearest branch of Shriram General Insurance located in your area and get the process done by filing the application form and paying the premium. But if you are a tech-savvy person and want to purchase Shriram third-party four-wheeler insurance online, follow the steps given below:
Shriram four-wheeler third-party insurance covers the following damages-
Unfortunately, Shriram third-party car insurance does not cover the following-
Below are the core benefits of buying Shriram third-party car insurance:
You can buy your third-party car insurance cover at Shriram online. Gone are the days when people had to contact insurance agents to proceed further with their policies. With the fast technology available, anyone can buy Shriram third-party car insurance. In addition, Shriram enhances your experience with a hassle-free buying process involving minimal documentation.
The premium amount is calculated based on the below factors-
Yes, you can request a representation from the insurance company for settlement in the courts.No, you cannot include add-on covers to your basic third-party car insurance policy.
Yes. In fact, you should apply for renewal a few days before your original policy expires.
Even if someone else was driving your car, you would still be eligible to file for the claim.
No, a third-party does not offer the facility of a no claim bonus (NCB). But moreover, it is a fundamental policy that an owner must obtain to comply with the regulatory requirements.
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