New India Two Wheeler Insurance Add on Covers

Starting at only ₹1.5 per Day*

Two wheeler Insurance banner image
Enter your details to buy Bike Insurance
By proceeding you agree to Terms & Conditions
Proceed without two wheeler number
  • compare buy
    Compare and buy at best price
  • instant policy
    Instant Policy Issuance
  • no unwanted calls
    No unwanted calls. We promise!

New India Assurance two wheeler insurance add-on covers help you extend the content of your standard two wheeler insurance policy with exciting and pocket-friendly add-on covers. 

The New India Assurance bike insurance add-ons are some extra benefits-based content that enhances the introductory content of your bike insurance policy in return for some additional premiums. 

In just a few simple steps, you can get your New India Assurance online bike insurance add-ons from their website!

New India - 6 Important Add-on Covers For Your Bike Insurance

These six automobile insurance add-ons can be benefited from New India Assurance comprehensive and standalone auto insurance policies. You can either get New India Assurance bike insurance add ons offline from their offices or you can get it online:-

1. Zero Depreciation Cover

This insurance cover insures you against the depreciation which is applicable on your bike and its parts, such as plastic and metal parts, at 100% except for the tyres, tubes, and batteries, which are covered at 50% only. This cover helps you receive additional coverage over your existing insurance by freeing you from the liability of bearing the deprecation cost.

2. Engine Protection Cover

Under a standard auto insurance policy, the machine and gearbox of your two-wheeler aren't ensured by default. But this add-on helps your engine and its internal parts, along with the gearbox, to be insured against damages caused by water or oil leakage in them. This type of add-on is available for your insured vehicle only if it is below 5 years of age.

3. No Claim Bonus Protection Cover

No claim perk refers to the amount of money you get if you do not make not even one insurance claim during your auto insurance policy. This reward can be accumulated and can go up to 20% to 50% of your insurance premiums and is available to you at the end of your insurance period or time of renewal. 

If any accident happens and you make an insurance claim in the insurance period, this reward will be lost. This is where the no claim bonus protection cover comes into play. It helps you cover your NCB reward if you make any insurance claim during the policy period. 

4. Road Tax Cover

In cases of theft of your vehicle as well as vehicle damage beyond repair (when the damage is further than 70%). This type of add-on helps you get back the road tax charges on the substitute of your vehicle. This insurance cover is for those vehicles/two-wheelers which are below 5 years of age.

5. Return to Bill Cover

This cover helps you get the actual billing price of your vehicle as compensation rather than the insured declared value (IDV)as in the insurance documents in case of theft or damage beyond your bike repair. The billing price refers to the amount of money you paid when purchasing your bike from the dealership. The billing price includes the ex-showroom price of the vehicle, registration charges, and road tax of your motorbike/vehicle. 

6. Personal Property Cover

This add-on ensures you against the damage that can happen to the individual things or accessories that are kept in the vehicle at the time of theft or any misfortuned incident on your insured vehicle. The liability coverage under this add-on policy is limited to INR 20,000 but with an additional 20% of the sum insured, i.e., INR. 4,000 for each item or the actual price, The lesser among them will be chosen. 

New India Bike/Two Wheeler Insurance Add on Cover FAQs

  • 1. What are the advantages of New India Assurance two-wheeler add-on covers?

    Add-on covers are extra benefits that are added over your existing insurance policy, which covers extra liabilities in exchange for some extra premium. Coverage enhancement is one of the major advantages that you get from add-ons. 

  • 2. Who buys an extra New India Assurance add-on for their vehicle?

    If you have just bought your dream bike or any expensive two-wheeler, you can have your dream vehicle insured with extra add-ons of your choice and get peace of mind while you ride your vehicle. 

  • 3. Is New India Assurance two-wheeler insurance IRDAI verified?

    Yes, being a very old and renowned insurance company, New India Assurance is IDRAI certified.

  • 4. Can New India Assurance add-on insurance policy be renewed online?

    Yes, with their user-friendly website New India Assurance bike insurance add-ons can be easily renewed in online mode.

  • 5. Can I cancel my ongoing New India Assurance two-wheeler insurance policy?

    Yes, it is possible to cancel an ongoing insurance policy of a vehicle, But to make this happen, you must submit your newly bought bike insurance and submit it to your RTO so that they can cancel your previous insurance policy.

Recent Articles

View All

It's All About Selecting No-claim Bonus (NCB) During Bike In...

Select the appropriate no-claim bonus percentage while renewing your bike insurance policy and save significan...

Read More

Renewal of IFFCO-Tokio Two-wheeler Insurance Online: A Compr...

Renewing your two-wheeler insurance online is easier, faster, and simple and doesn't require paperwork. Follow...

Read More

Steps to Claim Reliance Bike Insurance

It's a big relief if you have someone who will cover all your financial losses that may incur in the future du...

Read More

Steps to Claim Bike Insurance at HDFC Ergo

All bike insurance policyholders expect an easy and hassle-free claiming facility from their bike insurance co...

Read More

Off-road Bike Insurance: All You Need to Know

Youngsters in India are very adventurous and love to do off-road riding. It is always advisable to purchase bi...

Read More

Different Types of Bike Insurance and Its Variants

What are the different variants of bike insurance available at the moment? Read on to find out the various typ...

Read More

Bike Insurance: Should You Buy It from Bike Dealers?

Do you need to buy insurance from a bike dealer? Is it mandatory? The answer may surprise you. Read more to de...

Read More

Everything You Need to Know About Acko Bike Insurance Before...

Acko bike insurance provides two bike insurance policies considering your requirements. They offer mainly thir...

Read More

Bike Insurance Premium for 125cc Engine

Bike insurance varies because of many factors, and one among them is bike capacity. Know the insurance policy ...

Read More