Car Insurance Cashless Garages in India

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Car insurance can be claimed in two ways - cashless and reimbursement. Of the two, cashless claim settlement is widely preferred as it does not require you to make any upfront payment to the garage for repairing a damaged car due to an accident, man-made or natural disasters, etc. The insurance company pays the garage for repairs on your behalf. However, a cashless claim facility can be availed only at network garages of the insurance company. Yes, insurers collaborate with specific garages across the country for cashless claim settlement. Surely, cashless car insurance claim settlement services at these garages are commendable. As customers, you will need to meet certain norms for getting cashless claims. We’ll talk about the same, along with the benefits of car insurance cashless garages in India. 

Benefits of Cashless Car Insurance

Cashless car insurance garages in India come with these benefits. 

Pan India Presence of Network Garages

Cashless garages of most car insurance companies are available all over India. With such a presence, your choice for cashless claim settlement only widens. You can check the list of network garages on the official website of the insurance company or the policy manual you receive from the insurer at home. Locate the one near you to repair your car should a need arise due to an accident, natural or man-made disasters. 

Fast Claim Settlement Makes for a Hassle-free Experience 

Once your vehicle is towed to the nearest network garage post the inspection made by the surveyor, the garage mechanic starts repairing your vehicle and sends the repair bills to the insurance company, which after verifying the same, settles the amount with the garage. All that happens quickly compared to a reimbursement claim when you will need to spend first for the repairs and get all that reimbursed later. You will need to arrange the bills and send the same to the insurer, which will take some more time to reimburse the amount. It takes a lot of time, thereby making a strong case for car insurance cashless garages in India. 

You May Get Preferred Over Others for Vehicle Repairs

Car insurance cashless garages in India do prefer policyholders who go for a cashless claim settlement. The reason is simple - they want to maintain strong relationships with their insurance partners by clearing cashless claim services for their policyholders. Such a preference is one big incentive for you. 

Reputed Network Garages 

The pan-India presence of car insurance cashless garages in India might contain reputed garages too wherein you would get quality repair services. Insurance companies like to tie up with renowned garages so that policyholders would feel confident going to them for repairing their cars. 

Steps for a Cashless Claim Settlement at Network Garages

You can make a cashless claim settlement at the network garages of the insurance company by following the below steps. 

  • Inform the insurance company the moment your car meets with an accident or faces damage due to man-made or natural disasters. 
  • The insurance company will send a surveyor to examine how much damage your car has suffered from these incidents.
  • Once cleared from the surveyor, take your vehicle to the nearest car insurance cashless garage. Submit documents such as your policy number and other details to the garage for authentication.
  • The garage will start repairing your car and raise the bill to the insurer once that’s done fully.
  • The company will check the bill and clear the approved claim amount. Depreciation costs and compulsory deductibles will need to be paid by you. 

car insurance Company Garages


5801 Cashless Garages


5716 Cashless Garages

Royal Sundaram

5608 Cashless Garages

Tata AIG

5179 Cashless Garages


5166 Cashless Garages


4356 Cashless Garages

SBI General

4061 Cashless Garages

Future Generali

3565 Cashless Garages

Kotak Mahindra

2998 Cashless Garages

Chola MS

1267 Cashless Garages

Bajaj Allianz

1089 Cashless Garages

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