Starting at only ₹1.5 per Day*

Starting at only ₹1.5 per Day*
Suppose you end up in an accident on your insured bike. In that case, third party insurance will financially cover the damages (injury or death, damage to vehicle or property, legal liabilities) caused to the third party only. The Motor Vehicles Act of India has made it compulsory for every vehicle owner to buy at least third party insurance. This policy offered by TATA AIG keeps you legally covered against all third-party liabilities hence also gives peace of mind.
The third party policy of TATA AIG bike insurance financially and legally protects the first party (you) in case of an accident that causes any damage (partial/complete) to the third party (person/vehicle/property).
Firstly, TATA AIG third party bike insurance financially covers the damages incurred by the third party vehicle or property (fence, walls, etc.).
Secondly, if the third party is injured, the third party insurance will cover the hospitalization and other medical costs. It will also cover third-party claims of disability or if there is death.
Thirdly, the third party insurance financially covers the cost of legal procedures, if any, or liabilities.
Particulars | Third Party Bike Insurance | Comprehensive Bike Insurance |
Definition | Financial & legal coverage against all damages caused by insured bike to third party only. | Extensive coverage against all damages to insured as well as the third party. |
Details of Coverage | Covers legal liabilities, injuries(or death) to person, and damages to the vehicle (or property) of the third party only. | Legally and financially covers the third-party liabilities, cover and protect against damage to your bike. |
Add-on covers | None | You can choose from many add-on covers. |
Premium | Low (IRDAI standardized rates) | High (extensive coverage ) |
Necessity | Mandatory to buy. | Optional to buy. |
Follow the steps below to buy TATA AIG third party two wheeler insurance online –
The company has a huge network of garages hence allows you to have easy and hassle-free claim settlement. When it comes to buying third-party bike insurance, the steps are quite simple and can be availed online.
No. The advantage of the zero depreciation add-on can’t be clubbed with TATA AIG two-wheeler third- party insurance.
The claim process includes:
Yes. Even if someone other than the owner is riding the bike at the time of accident, the third-party liabilities are still covered.
Yes. Even if the accident with your insured bike takes place in some other state, TATA AIG third-party bike insurance covers the third-party liabilities.
No. It is enough only to cover third-party liabilities & to adhere to the Motor Vehicles Act, 1988 mandate. It would be best to have TATA AIG comprehensive bike insurance for complete protection.
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