Starting at only ₹1.5 per Day*

The engine is one of the most expensive parts of the bike and a damaged engine might burn a significant hole in the owner's pocket for repairs. An engine protection cover keeps the policyholder or the insured financially protected from the cost of replacement or repairs of the engine or its components. This add-on cover provides compensation for losses caused to leakage of lubricant oil or damage to gearbox, pistons, water ingression, etc. please note that this add-on can be availed only by the registered owner of the vehicle.
The engine is the most important component of your automobile and all measures must be taken to protect it. Take Rahul’s case for example – he not only regularly services his bike at the service station and keeps it in a good working condition, but has also provided an extra layer of protection to his bike through the purchase of an engine protect cover in his comprehensive two-wheeler insurance policy.
Repair or replacement cost incurred due to –
The policy exclusions are as follows –
Experts say that the following individuals must consider opting in for this cover –
The insurer will deduct depreciation costs or wear and tear costs while paying the claim amount (along with the deductible amount if any). One might, however, avoid losing out on this depreciation cost by purchasing a Zero Depreciation add-on cover to recover the full amount during the policy claim period.
It can be purchased online on the insurance company’s website following the requisite procedure. The enhanced policy cover and its documents will be received in the form of an email. The process is simple, hassle-free, and can be completed in a short period of time.
An engine protect add-on can be availed only for a comprehensive or an own damage policy.
This add-on results in an increase in the premium of up to 10%-12% based on the age, model, and make of the bike. The premium may be calculated with the help of an online premium calculator.