Maruti Suzuki Ertiga Car Insurance

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The Maruti Suzuki Ertiga 2018 is the 2nd-gen model of the 7-seater MUV. It was previewed by the R3 (R-III) concept car displayed by Maruti Suzuki at 2010 Auto Expo. This car’s production version was revealed at the Auto Expo on 6 January 2012 in New Delhi. Later, it was launched in the country on 12 April 2012.  

So, let’s know more about Suzuki Ertiga right here!

Key Specifications of Maruti Suzuki Ertiga

Currently, Maruti Suzuki Ertiga is available in both Petrol & CNG Engines. Its 1462 cc CNG engine produces the power of 91.19bhp at 600rpm as well as a torque of 138Nm at 4440 rpm. You can avail the car in both automatic & manual transmission. Its kerb weight is 1135-1170 kg. As far as the configurations are concerned, the Maruti Suzuki Ertiga has dimensions of 4395mm in length, 1690mmX3mm in height, and 1735 mm in width. 

Along with this, Maruti Suzuki Ertiga has got headlamps with a projector lens. This is in addition to the set of boomerang-shaped LED tail lamps which look quite Volvo inspired. This car continues to get the 15-inch alloy wheels on the top-spec models and 15-inch steel wheels with/without wheel caps will remain on lower VXI and LXI trims respectively. In India, this car is offered in 6 variants i.e., LXI, VXI, VXI AT, ZXI, ZXI AT, & ZXI+.

Following are Some Unparalleled Features of Maruti Suzuki Ertiga:

  • Idle Start-Stop
  • MID
  • Torque Assist during acceleration
  • Brake Energy Regeneration
  • Headlamp On Warning
  • MID with colored TFT
  • ISOFIX
  • Door Ajar Warning Lamp
  • Child Safety Lock

What is Covered Under Maruti Suzuki Ertiga Car Insurance Policy

Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.

Car Thefts: In case your car is stolen, your Maruti Suzuki car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Maruti Suzuki Ertiga Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Maruti Suzuki Ertiga Car Insurance Policy

You can renew your Maruti Suzuki Ertiga car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (third-party liability car insurance, comprehensive add on car insurance, standalone own damage car insurance) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Maruti Suzuki Ertiga Car Review

The all-new Maruti Suzuki Ertiga, priced INR 7.59 Lakh – INR 10.13 Lakh, offers a new look appealing to younger customers with a more robust petrol engine. This car is a massive step forward over the older one & there are countless reasons for you to buy this Maruti Suzuki MPV (Multi-Purpose Vehicle). With Ertiga, you are getting a vehicle that caters to a majority of MPV purchasers’ expectations at an unbeatable price. All in all, this 2nd-gen is a value-for-money and versatile package, for sure. 

Maruti Suzuki Ertiga Car Insurance FAQs

  • 1. What are those factors which affect my Suzuki Ertiga’s premium?

    Factors impacting Premium are:

    • Owner Driver Personal Accident Cover
    • TP (Third-Party Cover)/Comprehensive policy cover
    • Voluntary Excess/Deductible
    • Anti-Theft Device Discount if any
    • Registration City
    • Add-ons
    • Make, Model & Engine of Car
  • 2. Is it possible to insure the separate accessories of my car?

    Yes, those accessories which don’t come as a part of your car & have been separately fitted will be separately insured on additional premium’s payment. This premium will be 4% of the electronic accessories’ value, along with the service tax on it. 

  • 3. How does NCB work if I purchase the 2nd-hand Maruti Ertiga Car? Will I get the No-Claim Bonus?

    Being the new owner, it is your obligation to get the current car insurance transferred in your name under the mentioned period from the RC Book’s transfer date to get suitable 2nd-hand car insurance. If you have the old policy with the accumulated NCB, it can be transferred by submitting the retention letter to the new insurer. 

  • 4. What is the personal accident cover?

    In case of disabilities & death resulting because of the accident, the insurance provider is eligible to compensate for the monetary loss.

  • 5. What is meant by own damage cover in Motor Insurance?

    The comprehensive car insurance incorporates its damage cover. The insurer compensates for those damages which occur to his/her insured car during the accident.

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