Star Union Dai-Ichi Life Insurance

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Star Union Dai-ichi Life Insurance Company

Star Union Dai-ichi Life Insurance Company was established in 2009. The company is a joint venture between India’s two leading public sector banks namely Bank of India and Union Bank of India along with Dai-ichi Life Holdings, a leading life insurance provider in Japan. The conglomerate was established with an intention to offer top-notch life insurance products and services to the customers. Bank of India and Union Bank of India is well-known banks in India with a strong network and presence across India. While Dai-ichi Life Holdings is not only the 2nd largest life insurance providing company in Japan but also one of the top 10 life insurance providers globally. Together the companies have joined hands to offer superior quality products to their customers in India. Let us see the various products offered by Star Union Dai-ichi Life Insurance Company.

Top Star Union Dai-ichi Life Insurance Plans (2020)

Star Union Dai-ichi Life (SUD Life) Protection Plans

A protection plan is also called a term insurance plan. These plans are often designed to offer protection and security to your family in your absence. Being a term insurance plan, these plans offer benefits in the event of the death of the insured. However, there are certain term insurance plans that offer a return of premium in the event of survival of the insured. A protection plan is a basic and pure life insurance product specifically designed to safeguard the financial future of your loved ones when you would not be around to take care of their needs. Buying a protection plan will ensure that your family will have financial protection as this insurance plan offers high financial coverage that too at an affordable premium. Thus, a protection plan will protect your loved ones in your absence and keep you stress-free. 

Term Insurance Plans Offered by Star Union Dai-ichi Life Insurance -

Product Name

Product Description

SUD Life Saral Jeevan Bima

This is a non-market-linked, non-profit-participating pure protection plan that offers insurance coverage to cover the risk of premature death of the insured. Being a pure term insurance plan, it offers financial protection to your family in the event of your (insured’s) untimely demise. The plan pays a lump-sum death benefit to the nominee in the event of the death of the insured. At the time of purchasing the policy, the insured has the flexibility to choose the premium paying term between single premium, regular premium, or limited premium payment. The minimum life cover that can be opted for under the plan is INR 5 Lakh while the maximum life cover is INR 25 Lakh. In the event of survival, no maturity benefit is payable. 

SUD Life Abhay

This is a non-market-linked, non-profit-participating pure term plan which offers long-term insurance cover along with financial protection to your family in the case of the unfortunate demise of the insured. At the time of purchasing the policy, the policyholder can either choose a life insurance cover option or choose a  life cover with the option of return of premium. This plan comes in 3 different types of options for pay-out namely – Pay in lump-sum, pay in monthly income, or pay in lump-sum + monthly income. The pay-out manner can be selected as per the financial needs of the family in your absence. Additional insurance cover can also be availed through rider facility i.e., Accidental Death Benefit Rider and Total & Permanent Disability Benefit Rider can opt under this plan.

Star Union Dai-ichi Life Savings Plan

A savings plan is also called an endowment plan. An endowment/savings plan is a type of insurance policy that offers the dual benefit of building a savings corpus along with insurance coverage to financially protect your loved ones in case of an unfortunate event like accidental death or total & permanent disability. A savings plan is designed by keeping in mind the future financial needs of your family and to build a financial corpus that can be used to meet financial contingencies. Thus, a savings plan is an instrument that provides insurance coverage along with wealth creation opportunities. In short, we can define a savings plan as a financial protection shield used for protecting yourself and your loved ones. A savings plan offers insurance coverage throughout the policy tenure, maturity benefit in the event of survival of the insured, death benefit to the nominee in the event of the death of the insured, and the opportunity to grow and save wealth.

Endowment/Savings Plans Offered by Star Union Dai-ichi Life Insurance -

Product Name

Product Description

SUD Guaranteed Money Back Plan

This is a life insurance policy that offers insurance coverage along with periodic payments to meet short-term financial needs. As the name suggests, the plan pays the money back to the insured after every 5 years. This plan is best suited for individuals who want to fulfil their dreams and goals like buying a brand new car, an exotic holiday with family, child education, etc. This plan offers financial protection to your loved ones through insurance coverage for a longer tenure, financial stability by giving regular pay-outs, guaranteed lump-sum benefits at the time of maturity, and in the event of the death of the insured this plan ensures financial security to the family. The key benefits offered by this plan are as under:

  • Guaranteed money back equivalent to 200% of the annualised premium amount every 5 years.
  • Fund growth with guaranteed additions, up to 6% of the annualised premium amount every year.
  • Guaranteed lump-sum maturity benefit at the end of the policy tenure.
  • Financial security to the family in the event of an untimely demise of the insured.
  • Minimum SA available under the plan is INR 3 Lakhs and Maximum SA is INR 10 Crores.
  • Fixed premium payment term of 10 years
  • Flexibility to choose the policy tenure between 10 years, 15 years, and 20 years.
SUD Life PrapteeThis is a traditional endowment plan with money-back benefits. The plan is designed to offer insurance coverage along with savings opportunities. This plan pays to increase money-back pay-out benefits to the insured at periodic intervals of 3 years. Thus, this plan is best to keep up the pace with your increasing financial needs. The plan also offers flexibility to choose any one of the 3 different premium paying tenures. The minimum SA that can be availed under this plan is INR 2.50 Lakhs and the maximum SA is INR 100 Crores (Subject to underwriting policy and board approval)
SUD Life AadarshThis is a traditional endowment policy that provides insurance coverage and savings opportunities. This plan is best suited for a short-term savings plan as it has a limited premium paying tenure while the insurance coverage is for the entire policy term i.e., 10 years (fixed). Under this plan, the insured receives guaranteed benefit on maturity in the event of survival till the end of the policy term. While in the event of the death of the insured, the nominee receives the death benefit, additionally, enhanced additional death benefit is paid in case the death of the insured is accidental death. 
SUD Life AayushmaanThis is a non-market-linked, deferred participating insurance plan which offers lifelong insurance coverage and pays benefits in a lump-sum. The plan offers guaranteed additions as well as bonuses thereby growing the benefits. This plan is best suited for individuals who do not want to compromise on their dreams and financial goals like providing the best education to their children, building or buying a dream home, etc. Under this plan, a lump-sum maturity benefit shall be paid to the insured on survival till the end of the policy term PLUS an extended life cover equivalent to the basic SA will be offered for the remaining lifetime. The minimum SA that can be availed under this plan is INR 1.50 Lakh, while the maximum SA that can be availed under this plan is INR 100 crores. The premium payment term is regular i.e., it is equivalent to the policy term. Additional enhanced insurance coverage can opt through the  Rider facility. 
SUD Life SamriddhiThis is a traditional, participating deferred endowment plan designed to offer insurance coverage along with an opportunity to build and grow savings. You can boost your savings under this plan with guaranteed additions as well as bonuses. Additional enhanced insurance coverage can be availed of through the inbuilt rider for Accidental Death Benefit. The minimum SA that can be availed under the plan is INR 3 Lakhs while the maximum SA is INR 1 Crore. 
POS – SUD Life SanchayThis is a traditional non-market-linked, non-participating endowment plan that helps to protect your loved ones financially by offering insurance coverage to cover the risk of premature death. To buy this plan, the policyholder does not have to undergo any medical tests. The plan has a fixed premium payment tenure of 10 years. In the event of the policy maturity, the insured shall receive the maturity benefit amount in 10 equal annual instalments equivalent to 150% of the annualised premium at the end of each policy year during the ‘Pay-out Period’. The ‘Pay-out Period’ starts from the 11th year and ends in the 20th year. 
SUD Life AkshayThis is a traditional, non-linked, deferred participating endowment plan that provides long-term insurance coverage and regular income. The plan promises to pay guaranteed survival benefits at regular intervals along with bonuses that help in building a financial corpus in the long-run. Under this plan, enjoy a guaranteed yearly cash benefit from the 16th policy year. The plan also offers extended life cover up to 95 years of age. 
SUD Life Elite Assure PlusThis is a traditional non-participating savings life insurance plan which offers financial protection to your loved ones by offering insurance coverage to cover the risk of premature death. This plan also offers enhanced additional benefit or protection with the inbuilt accidental rider of death benefit i.e., the nominee will receive additional rider sum assured in the case of the death caused due to an accident. The plan helps you build savings over a period of time along with assured monthly pay-outs.
SUD Life Century PlusThis is a non-market-linked, non-profit-participating individual savings life insurance plan which offers financial protection to your loved ones in the event of your untimely demise during the policy tenure. The plan offers the flexibility to withdraw funds from the 11th year of the policy along with attractive benefits for surrender along with guaranteed benefit on maturity. This is a limited premium payment policy wherein you have to pay the premium for 5 years while the policy term varies between 10 years to 16 years. Additional enhanced coverage with rider facility. 
SUD Life Century StarThis is a traditional non-profit-participating individual life insurance plan which offers savings opportunities along with insurance coverage. The plan is designed to cover the risk of premature death and to protect the family in case of the untimely death of the insured. This is a limited premium payment policy wherein the premium is paid for 7 years. The plan offers flexibility to withdraw funds from the 13th policy year along with attractive surrender benefits. The plan offers guaranteed maturity benefits at the time of the policy maturity. Option to avail enhanced coverage by opting for riders like Accidental Death and Total & Permanent Disability Rider and Family Income Benefit Rider. 

Star Union Dai-ichi Life Insurance Child Insurance Plan

A child insurance plan as the name suggests is designed by keeping in mind your child’s dreams and aspirations. With the ever-growing cost of education, it is important you secure your child’s future with an appropriate child insurance plan that will ensure the security of your child’s future and ensure you or your family (in your absence) receive financial assistance at the appropriate time. By investing in a child insurance plan, you can make necessary financial arrangements beforehand and ensure that your child’s dream is secured and safeguarded.

Child Insurance Plans Offered by Star Union Dai-ichi Life Insurance -

Product Name

Product Description

SUD Life Aashirwaad

This is a non-linked, non-participating individual life insurance plan designed to safeguard the future of your child. The plan offers benefits like:

  • Guaranteed Maturity Benefits
  • Flexibility to choose the maturity benefit pay-out
  • Multiple premium payment terms and policy term are available
  • Flexibility to choose the premium payment term and policy term depending upon the financial convenience and goals
  • Guaranteed additions @ 4% of the basic sum assured * the policy term shall be paid in lump-sum at the end of the policy tenure.

Star Union Dai-ichi Life Retirement Insurance Plans

Retirement Insurance Plan as the name suggests is a type of life insurance product that is designed to offer insurance cover along with an opportunity to create a corpus that can be utilised to fulfil dreams and aspiration post-retirement. These plans are designed to help you save money on a regular basis by way of contributing a certain amount by way of premium payment. So, when you reach retirement age, you start reaping benefits from the retirement insurance plan by way of receiving regular income. 

Retirement Plans Offered by Star Union Dai-ichi Life Insurance -

Product NameProduct Description
SUD Life Assured Income PlanThis is a traditional, non-linked, non-participating life insurance plan which offers insurance cover along with guaranteed supplemental income in future. The plan offers financial coverage to protect your loved ones in event of uncertainties. The plan pays an immediate lump-sum amount plus regular income to the family in the event of uncertainties. The minimum annual pay-out is INR 24000 and the Maximum Annual Pay-out is INR 50 Lakhs. Policy tenure of 20 years to 35 years, Premium Paying Tenure of 10 years or 15 years.
SUD Life Guaranteed Pension PlanThis is a non-linked, non-participating deferred pension plan which helps you in creating a corpus that helps you plan post-retirement life more strategically. Additionally, the plan also offers to help you meet planned and unplanned financial needs. Assured Pay-outs to the nominee in the event of the death of the insured. Flexibility to choose the investment period. 
SUD Life Immediate Annuity PlusThis is a non-linked, non-participating individual annuity plan. This plan ensures that you receive a  regular flow of income as per the plan option opted by you. The plan offers 3 plan options.

Star Union Dai-ichi Wealth Plans

Wealth plan is a type of life insurance plan that is market-linked insurance products. The unit-linked life insurance policies offer market-linked opportunities to invest and grow money. This is a combination of insurance cum investment insurance plan. In a unit-linked insurance plan, the investment in the market is done through various market instruments while the investments are subject to capital market risks. 

Wealth Plans Offered by Star Union Dai-ichi Life Insurance -

Product NameProduct Description
SUD Life Wealth Builder PlanThis is a unit-linked life insurance plan that offers insurance coverage along with wealth growth opportunities. This is a single premium policy. The plan protects your family in times of uncertainties. 
SUD Life Wealth CreatorThis is a unit-linked life insurance plan that offers wealth creation opportunities and insurance coverage. Being a unit-linked insurance plan, the investment is subject to the volatility of the capital market and the investment in funds depends on the risk appetite of the insured. The plan offers two unique investment strategies with multiple fund options. The insured has the flexibility to change premium payment tenure as per the financial convenience of the insured. 

Star Union Dai-ichi Riders

A rider facility is used to avail of additional and enhanced insurance coverage. A rider is an optional attachment that offers supplementary insurance cover to the insured in the event of a certain event. The rider sum assured can be availed at a nominal premium amount. Thus, with a rider being attached to the base policy, the insured can avail higher insurance coverage and additional protection against certain specific risks. 

Riders Offered by Star Union Dai-ichi Life Insurance -

Product NameProduct Description
SUD Life Accidental Death and Total & Permanent Disability Benefit RiderUnder this rider facility, the insured or the nominee (as the case may be) the rider sum assured is paid in the event of the death or total & permanent disability caused due to an accident. 
SUD Life Family Income Benefit RiderThis rider offers financial protection to the family in the event of the untimely demise of the insured during the policy tenure. Under this rider facility, 10% Rider Sum Assured is paid to the nominee or the legal heir to cope with financial contingency arising after the death of the insured.
SUD Life Covid-19 Benefit RiderThis rider facility covers the expenses incurred towards the treatment of covid-19. 

Benefits of Buying Star Union Dai-ichi Life Insurance Plans

Star Union Dai-ichi Life Insurance Company is one of the trusted and noted names in the insurance sector in India. The company is formed with an intention to serve customers with top-notch insurance products and services. The company is dedicated to serving its customers by offering unique insurance plans that not only offer insurance coverage but also protect them and their loved ones financially. The company promises exceptional value services through well-crafted insurance plans and top-notch customer service. The company offers a wide range of insurance products by keeping in mind their insurance needs at every stage of life. The following are some of the unique benefits offered by Star Union Dai-ichi Life Insurance plans: 

  • Financial Protection- 
    Buying a Star Union Dai-ichi Life Insurance Plan will ensure financial protection to you and your loved ones in your absence. The insurance plans are designed in such a manner that some of them pay periodic benefits through the policy term whereby the insured can receive money at important milestones. The money-back plan or an endowment plan is the best instrument wherein the insured can strategically plan for the future. Additionally, all the plans promise to pay the death benefit to the nominee thereby solving their immediate financial needs.
  • Building Wealth- 
    Star Union Dai-ichi Life Insurance Plans are designed to offer investment opportunities that help the insured to create and build wealth. The savings plans or retirement insurance plans or unit-linked plans are best suited for individuals who want to create a financial corpus that can be utilised for future financial needs and goals. The built corpus can be used to fulfil dreams and achieve goals. Additionally, you may also be able to leave behind a legacy for your loved ones in your absence.
  • Plan Child’s Future- 
    A child’s education and a Child’s marriage are two of the most important milestones in any parents’ life. By investing in Star Union Dai-ichi Life Insurance Company’s child plan you can be ensured that your child’s future is planned and protected financially even in your absence.
  • Flexible Insurance Plans-
    The life insurance plans of Star Union Dai-ichi offer flexibility to the insured. The insured has the flexibility to choose the policy tenure, the premium paying term, and select the manner to receive the maturity benefit. All the insurance policies offer multiple options to the insured to select the best as per their convenience, needs, and goals.
  • Securing Financial Goals- 
    Star Union Dai-ichi Life insurance plans offer the opportunity to strategically plan for their financial goals. The plans are designed to satisfy the short-term or long-term financial milestones of the insured. As the insured receives money at important milestones, he/she is stress-free as all their financial goals are taken care of.
  • Liquidity
    Star Union Da-Ichi life insurance plans offer liquidity to the insured. The insurance plans offer guaranteed returns so that all your short-term and long-term financial needs are planned without hampering your savings. Apart from providing cash returns at periodic intervals the insurance plans also offer benefits like a loan against policy, partial withdrawal of funds, or a policy surrender. These facilities can be used to meet financial contingencies.
  • Retirement Planning- 
    Star Union Dai-ichi retirement life insurance plans are the best insurance instruments that can be used to create a financial corpus for overcoming the need for money during the post-retirement period. By investing in a star union Dai-ichi retirement plan the insured can strategically plan his/her retirement wherein he/she will receive a regular flow of cash income even after retirement.
  • Quick Claim Settlement-
    Star Union Dai-ichi Life Insurance Company is popular for a quick and hassle-free claim settlement process. The company processes the claim as soon as all the required documents are received by the insurance provider.
  • Tax Benefits
    All the life insurance plans of Star Union Dai-ichi offer tax benefits to the policyholder on the premium amount paid for self, spouse, children, or parents.

Star Union Dai-ichi Life Insurance Claim Settlement Process

Uncertainties of life come uninvited and are difficult to cope with but Star Union Dai-ichi Life Insurance Company understands and empathises with your loss, therefore, the company aims to be with you through the tough times. The company has created a simple, quick, and hassle-free claim settlement procedure. The claim settlement process of Star Union Dai-ichi Life Insurance Company is as under: 

  • Step 1: 
    Claim Intimation: 
    Claim Intimation to the insurance provider is the 1st step in the claim settlement process. The nominee is required to intimate Star Union Dai-ichi Life insurance company about the claim. The nominee is required to submit the required mandatory documents while intimating the claim to the insurance company. The claim intimation by the nominee can be done through the following channels:
    • Through Online Channel by visiting the official website of the insurance provider
    • Visiting the nearest Star Union Dai-Ichi Life Insurance Company Branch Office
    • Call toll-free number 1800 266 8833 between 9.30 AM to 6.30 PM from Monday to Saturday
    • Email the insurance provider at customercare@sudlife.in
    • Courier the documents to the insurance provider at Star Union Dai-ichi Life Insurance Company Limited, 11th Floor, Vishwaroop I.T Park, Plot No. 34, 35 & 38, Sector: 30A of IIP, Vashi, Navi Mumbai – 400 70
  • Step 2: 
    Death Claim Processing: 
    Once all the required mandatory documents are received by the insurance company the claim settlement department shall inspect and review the received documents. In case there are any additional documents or pending documents, the insurance provider will ask the nominee to submit them. Through the entire death claim processing the claimant is kept about the progress of the process. The claimant is provided with a unique claim reference number which makes it easier for the claimant to track the status of their claim process.
  • Step 3: 
    Claim decision and communication: 
    Once the decision is taken by the insurance company, they shall convey the same to the claimant. If the claim is honoured the insurance company shall credit the claim amount into the claimant’s bank account through an electronic fund transfer system.

Documents Required for Death Claim

The following is the list of documents required to be submitted while registering a death claim:

Mandatory Documents required for registering Death Claim:

  • Claim Intimation Form
  • Copy of Death Certificate
  • Original Policy Document
  • Photo Identity Proof of the claimant
  • Address Proof of the claimant
  • If the nominee is minor, then photo identity proof and address proof of the appointee is also mandatory
  • Bank statement or passbook or cancelled cheque of the nominee

Other Documents Required for Registering Death Claim

  • A certified true copy of the hospital records
  • In case of unnatural or accidental death the following additional documents are required:
    • Copy of FIR
    • Copy of Post-Mortem Report
    • A certified true copy of the hospital records
    • Attending physician certificate
    • Copy of death certificate

Documents required for Maturity Claim

The following documents are required to be submitted for maturity claim processing: 

  • Original policy document
  • Completely filled Maturity Claim Form
  • Copy of ID proof of the claimant
  • Bank statement or cancelled cheque or passbook copy of the claimant

Star Union Dai-ichi Life Insurance Tax Benefit

Star Union Dai-ichi Life insurance company’s insurance plan offers tax benefits to the policyholders. The tax benefit can be availed on the premium amount paid for self, spouse, children, and parents. The following table illustrates the tax benefits available to policyholders by investing in Star Union Dai-ichi Life Insurance Policies. 

Income Tax Act SectionsTax Benefit Available
Section 80CUnder this section, tax benefits up to INR 1.50 Lakhs can be availed on the premium amount paid for Self, Spouse, Children, and Parents. 
Section 10 (10D) Under this section, the death benefit received by the nominee in the event of the death of the insured is treated tax-free. Additionally, the maturity benefit and bonuses that are payable to the insured (in event of survival) can be treated tax-free if the premium amount of the policies do not exceed 10% of the sum assured. 

Star Union Dai-ichi Life Insurance Customer Care Details

The following are various ways in which an insured can reach the customer care department of Star Union Dai-ichi Life Insurance Company.

Telephone number

+91 22 7196 6200

Customer Service Helpline

1800 266 8833

Email

Customercare@sudlife.in

Write to SUD Life at: 

Star Union Dai-ichi Life Insurance Company Limited 11th

Floor, Vishwaroop I.T. Park, Plot No. 34, 35 & 38, Sector 30A of IIP,

Vashi, Navi Mumbai - 400703

Branch Locator Facility

Branch Locator Facility is available on the official website to get details of the nearest SUD Life branch office.

Website

https://www.sudlife.in/ 

SMS Facility

SMS SUD to 56677888

Star Union Dai-ichi Life Insurance Review

Star Union Dai-ichi Life Insurance Company is one of the most sought life insurance partners in India. The reason for its popularity amongst its customers is because the company caters to all the insurance needs of its customers, offers top-notch customer service, and has the following illustrious details: 

  • Star Union Dai-ichi Life Insurance Company is formed by a joint venture between Union Bank of India, Bank of India, and Dai-ichi Life Holdings, all these companies are titans in their respective fields. Union Bank of India and Bank of India are leading Banks in India while Dai-ichi Life Holdings is a leading life insurance company in Japan.
  • Dai-ichi Life Holdings was established in 1902 and since its inception, the company is known for its strong operational skills, in-depth product knowledge, and superlative management skills.
  • The company has a strong commitment towards its customers as well as stakeholders.
  • The company has more than 64 Million Customers
  • The company has more than 15 thousand Bank branches in India.
  • The company has more than 43000 thousand employees
  • The company has a 96.9% claim settlement ratio for the financial year 2019 - 2020

Thus, along with providing good insurance products the company aims to offer swift and easy claim settlement services. 

Star Union Dai-Ichi Life Insurance FAQs

  • 1. Can I take a policy loan on the Star Union Dai-ichi Life Insurance plan?

    Yes, to meet short-term financial needs you can avail loan against the policy on your Star Union Dai-ichi Life Insurance Policy. Kindly note, the policy should be in-force i.e., all the due premiums must be paid additionally this facility is available once the policy has completed a certain predetermined period. Therefore, it is recommended to check the terms and conditions of the policy mentioned in the policy document. 

  • 2. How can I revive my policy which has been lapsed?

    To revive your lapsed life insurance policy, you are required to pay all the unpaid premiums along with late charges (if any). The insurance company may also ask you to submit some documents for reviving your lapsed policy.

  • 3. Which premium paying frequencies are allowed under Star Union Dai-ichi Life Insurance Plans?

    Star Union Dai-ichi Life Insurance allows multiple premium paying frequencies namely Yearly, Half-yearly, Quarterly, Monthly, and Single Premium. Customers have the flexibility to choose the premium paying frequency according to their financial convenience.

  • 4. Can I delete or add riders with Star Union Dai-ichi Life Insurance plans?

    Yes, you can delete or add a rider facility from your existing Star Union Dai-ichi Life Insurance Policy. Often this addition or deletion is allowed on the policy anniversary date. It is recommended to check the terms and conditions of the insurance provider.

  • 5. Can I cancel my insurance plan if I am not satisfied with the terms and conditions of the plan?

    Yes, you can cancel your insurance plan if you are not satisfied with the terms and conditions of your insurance policy. The cancellation of insurance plans can be done during the free-look period. 

  • 6. What are the payment modes for Star Union Dai-ichi Life insurance policies?

    Star Union Dai-ichi Life Insurance company allows multiple premium payment modes as per the convenience of its customers. The multiple premium payment modes allowed are Credit Card, Debit Card, Net-Banking Facility, Auto-debit Facility, and Cheque.

  • 7. How will I receive my claim amount from the Star Union Dai-ichi Life Insurance plan?

    Star Union Dai-ichi Life Insurance Company pays the claim amount through electronic mode. 

  • 8. How can I check the policy status of the Star Union Dai-ichi Life Insurance Plan?

    Visit the official website of Star Union Dai-ichi Life Insurance Company to check the policy status.  

  • 9. How can I track the performance of the policy funds in the case of unit-linked insurance plans?

    Visit the official website of Star Union Dai-ichi Life Insurance Company to track the performance of your policy funds of unit-linked insurance plans. 

  • 10. How many riders can I choose under Star Union Dai-ichi Life Insurance plans?

    You can choose as many riders you want to be provided they are allowed under the chosen insurance coverage.

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