DHFL Two Wheeler Insurance Add on Covers

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Sometimes even the comprehensive two-wheeler insurance is not enough to cover the overall protection of your two-wheeler and get peace of mind. For that, DHFL General Insurance has lots of add-on covers for their customers. 

DHFL two-wheeler insurance add-on covers allow you to enhance the content of your vehicle insurance policy with exciting and value-for-money features. In exchange for some additional premiums, the DHFL bike insurance add-ons enhance the initial coverage of your bike insurance policy. In just a few simple procedures, you may get your DHFL online bike insurance add-ons from their website in no time.

​DHFL Bike Insurance - 7 Important Add-on Covers for Your Bike Insurance Policy

Zero Depreciation Insurance Add-on

It helps in relieving the burden of depreciation on your vehicle and all of its components over time. With this add-on cover, the insurer won’t be able to deduct the depreciation cost/value of your bike at the time of claim settlement. But some components, such as tyres, tubes, and batteries, are depreciated at a rate of 50%. This add-on allows you to save a lot of money during insurance claims on two-wheeler depreciation.

Return-to Invoice Insurance Add-on

In an unfortunate event where your vehicle is stolen or gets damaged beyond repair (when the vehicle damage is more than 75 percent and cannot be restored). This add-on by DFHL bike insurance assists you in recovering the invoice value of the insured bike. With this add-on cover, the policyholder will higher compensation for his damaged bike equivalent to its invoice value.  

Roadside Assistance Add-on

In case your vehicle needs repair services and any other emergency assistance is required while riding on road, DHFL offers roadside assistance add-on. With this cover, the company provides proper assistance such as towing, repairing on flat tyres spot, fuel support, etc. 

Engine Protection Add-on

DHFL comprehensive insurance may not cover engine breakdown problems. For this, they have included an engine protection add-on, which covers damage to engine and transmission parts caused by water infiltration and/or oil leaking as a result of an external intrusion on the vehicle. This insurance protects you from the high prices of such occurrences.

Accidental Hospitalization Coverage Add-on

An unfortunate vehicle accident may result in injuries to you, not only your vehicle. This might require hospital, nursing, or home treatment. And by having a normal insurance policy, you cannot claim these hospital liabilities. If you purchase this add-on, medical bills, including hospital/nursing home charges, ambulance rates are also covered.

NCB Add-on Cover

With comprehensive/standalone own damage bike insurance policy, the policyholder can get NCB add-on benefit. This add-on cover allows insured to enjoy discounts on premiums during policy renewals even after making the claims. Usually, when a policyholder makes a claim, all his accumulated NCBs will become zero. But with NCB add-on cover, you can enjoy all your NCBs even after you raise a claim. 

Consumable Expenses Add-on 

If your vehicle is damaged in an accident, the repairing and replacement cost of consumables like nuts, bolts, screws, etc is borne by DHFL. The company will compensate you for these consumables that would be beneficial to own in case you have an expensive bike and its parts.

DHFL Bike/Two Wheeler Insurance Add on Cover FAQs

  • 1. What are the benefits of adding two-wheeler add-on coverage to your DHFL bike policy?

    Add-on covers are additional benefits that are added to your base insurance policy that covers additional liabilities in return for a premium raise. You can choose which policy is best for you according to your budget, preference, and taste.

  • 2. Who should buy these additional insurance coverages of DHFL for their vehicle?

    If you've recently purchased your dream bike or any other expensive two-wheeler, you may get it insured with extra add-ons of your choice and ride with peace of mind. This will also save you from any financial liabilities during any unfortunate accident.

  • 3. Is DHFL two-wheeler insurance IRDAI approved?

    DHFL General Insurance company is IDRAI accredited, as it is a very old and reputable insurance firm. They have lots of good customer reviews too.

  • 4. Is it possible to renew DHFL two-wheeler add-on insurance coverage online?

    Yes, DHFL bike insurance add-ons may be readily renewed online thanks to their user-friendly website, Navi Insurance. 

  • 5. Is it possible to exclude DHFL add-on covers from my existing bike insurance policy?

    Yes, you can exclude add-on covers from your existing DHFL bike insurance policy at the time of renewal. 

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