ICICI Lombard Bike Insurance Policy Download

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A two-wheeler insurance policy document is a contract between a policyholder and the insurer. It is drafted to affirm the guaranteed coverage and benefits by the insurance company to the insured person in writing. This agreement comprises policy details under various sections, including coverage, discounts, inclusions, exclusions, policy terms, etc. The ICICI Lombard bike insurance policy document can be acquired through the online or offline process where the former offers an e-policy while the latter gives you a hard copy.

The policy document of a two-wheeler insurance cover is a kind of payment receipt that every policyholder receives as they buy an insurance policy from ICICI Lombard General Insurance company. To every policyholder, it is highly recommended to go through the policy papers of their insurance policy to avail of the insurance cover benefits without any hassle. Every policy-buyer must go through the following aspects of the policy document:

  • Type of policy
  • Policy number
  • Term of policy
  • General exclusions and inclusions
  • Policy terms and conditions
  • IDV and premium amount
  • Grievance redressal process of the insurer
  • Details of the insured person and the bike

How to Download ICICI Lombard Two Wheeler Insurance Policy Online Using Policy Number?

In case you have lost or misplaced your policy documents, then the only solution for you is to request your insurer to issue a duplicate ICICI Lombard bike insurance policy document. However, the company does not offer the ICICI Lombard bike insurance policy download option by entering your policy number. So, getting a duplicate ICICI Lombard bike insurance policy document is not easy. You have to perform certain prerequisites before you can make a request for a duplicate policy document. The prerequisites are:

  1. File a First Information Report (FIR) to the police.
  2. Issue an advertisement about losing your bike insurance policy documents in a newspaper.
  3. Execute an indemnity bond.

After getting all of these three documents, you can now apply for a duplicate ICICI Lombard two-wheeler insurance policy. Compose an application communicated to your ICICI Lombard Insurance requesting them to issue you a bike insurance policy's duplicate. Make sure you write the accurate policyholder name, policy number, policy type and date of issuance in the application. Attach the FIR, the indemnity bond, and a copy of the advertisement for the lost policy document issued in a newspaper with the application. It is recommended to keep a copy of the application and the documents with you for future reference.

Do I Need a Hard Copy of the ICICI Lombard Insurance Policy Document?

Every bike owner is required to carry a bike insurance policy document while riding on the public road as per the Indian Motor Tariff Act 1988. Otherwise, they can land in a big trouble that can cause them to be penalised with a heavy fine of INR 2,000 or they can be imprisoned for 90 days. If the need arises, the individual may have to undergo both punishments. However, the Insurance Regulatory and Development Authority of India (IRDAI) recently has launched an android app named e-Vahan Bima in order to enable the policyholder to carry their policy documents in digital form, due to which there is no such need of carrying an original or duplicate copy of policy document in hard copy. The app comes with a QR code that contains complete details of one's bike insurance policy.

How to Get a Hard Copy of ICICI Lombard Two Wheeler Insurance Policy?

The ICICI Lombard General Insurance Company issued the policy documents to the policyholder as soon as they paid the bike insurance policy premium. The documents are either mailed to you on your registered email id or are sent to your registered postal address. If the policy documents are sent to your email Id, download it and save the file in your computer system and to have it as a hard copy, take a print out of these policy documents can be taken out too.

How Can I Make Changes in My ICICI Lombard Two Wheeler Insurance Policy Document?

It is important to enter correct and accurate details at the time of purchasing a bike insurance policy, but in case a few wrong pieces of information have been provided in the policy document, then it is the responsibility of the policyholder to rectify those mistakes at the earliest. The customer support staff of the ICICI Lombard is 24*7 available to extend their support to their policyholders. Therefore, you can contact them to make such rectifications. ICICI Lombard bike insurance customer care team can be reached by dialing a toll-free helpline number 1800-2666 on all 7 days of the week between 8 am to 11 pm.

ICICI Lombard Bike Insurance Policy Download FAQs

  • 1. Does the copy of ICICI Lombard bike insurance policy include the details of no- claim bonus?

    Yes, the copy of ICICI Lombard bike insurance policy includes the details of no-claim bonus, if any.

  • 2. What are the details in ICICI Lombard bike insurance document that a policyholder must go through carefully?

    Every policyholder must go through the following components of the bike insurance policy document:

    • Type of policy
    • Policy number
    • Term of policy
    • General exclusions and inclusions
    • Policy terms and conditions
    • IDV and premium amount
    • Grievance redressal process of the insurer
    • Details of the insured person and the bike
  • 3. What information is required to get a duplicate copy of the ICICI Lombard bike policy document?

    The FIR copy, the indemnity bond, a copy of the advertisement of the lost policy document issued in a newspaper, and a handwritten application addressed to the insurer are required to avail a duplicate copy of the ICICI Lombard bike insurance policy document.

  • 4. How much fine is applicable on the bike owners caught without a bike insurance policy document?

    A fine of INR 2,000 is applicable to those who ride their bike without any insurance policy documents with themselves.

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