New India Comprehensive Bike Insurance Policy

Have you got your dream bike and feel it is insufficient to have only third-party bike insurance? If so, a comprehensive bike insurance policy is the best insurance you can get to have complete protection on your bike over the regular third-party insurance. 

Do not worry; you are covered with the two-wheeler comprehensive insurance policy from New India Insurance Co. Ltd. You can quickly get your comprehensive two-wheeler insurance online hassle-free using the New India Insurance website.

How does New India Insurance Comprehensive Two Wheeler Insurance Work?

The comprehensive policy of New India bike insurance offers overall comprehensive two-wheeler insurance known as Package Policy. 

A comprehensive bike insurance policy is an all-around protection policy of the insured vehicle against all sorts of damages, such as fire damage, accidental damage, and theft. It even covers the liabilities against disaster to your insured vehicle.

As this policy is an additional upgrade over the third-party insurance policy, all the perks from third-party insurance are added.

If the insured bike is involved in an accident and the third-party gets injured, disabled, or faces death, the policy covers legal cases and medical expenses.

New India Insurance Comprehensive Bike Insurance Vs. Third Party Bike Insurance

How to Buy New India Insurance Comprehensive Two Wheeler Insurance?

With online solutions, you can quickly get your New India Insurance comprehensive bike insurance online with some simple steps:

1. Go to the New India Insurance website.
2. Click ‘motor insurance.’
3. Click ‘buy online.’
4. Choose the preferred policy type.
5. Fill up all the details. 
6. Pay your premiums.
7. Collect details on email ID.

What All is Covered Under New India Insurance Comprehensive Two Wheeler Insurance Policy?

In addition to the coverage under third-party bike insurance, the package policy covers loss or damage to the insured vehicle and its accessories due to:

• Third-party liabilities
• Fire, lightning, or explosion, damage to the insured vehicle
• Burglary, housebreaking, or theft
• Damages due to riot and strike
• Vicious activities on vehicle
• Terrorist activities
• Earthquake and shock harm
• Flood, cyclones, storms, and other natural calamities damage
• Damage while in transport by road, inland canal, lift, elevator or air

What All is not Covered Under New India Insurance Comprehensive Bike Insurance Policy?

Although the New India Insurance bike comprehensive insurance provides extensive coverage for your bike, some damages are excluded from said coverage. 

These are:

• If the bike is damaged outside the geographical area of the policy.
• The damages resulting from the owner riding without a helmet or a valid driving licence. 
• Damages caused due to driving under the influence of intoxicants. 
• Using the insured vehicle as a commercial vehicle.
• The damages caused owing to war or identical circumstances. 
• Regular wear and tear to the bike caused by the operation.
• The damages sustained by the bike during racing, adventure sports, etc.
• Any damages performed from the rider’s negligence.

New India Insurance Comprehensive Two Wheeler Insurance Benefits

• Topmost Position of Protection: If you choose a New India Insurance comprehensive insurance policy, it covers various damages caused to your bike, including loss of the bike owing to theft, fire, or accidental damage.
• Covers Liabilities: The bike insurance benefits offered by New India Insurance comprehensive bike insurance policy include coverage of the damages caused to a third-party vehicle, injuries to a third-party person, and even death during an accident involving the insured bike.
• Own Damage Cover: The New India Insurance comprehensive bike insurance covers the damages caused to the insured bike in natural disasters, such as earthquakes and floods, and man-made events, such as riots and strikes, and even covers theft.
• Add-ons and NCB: Purchasing the New India Insurance package policy enables you to choose from a list of excellent add-on features to enhance the content of the said policy and the benefit of getting discounts through NCB.