Hero Electric Optima HS500 ER Two Wheeler Insurance

The Hero Electric Optima HS500 ER is a premium category of electric scooter that is made and manufactured by Hero Electric, which is India’s first and largest manufacturer of two-wheelers and has more than 3 lakh customers. Hero Electric is well known for its lineup of electric vehicles and they have the largest pan-India distribution and service network. These are some of the reasons behind the enormous popularity of their model Optima HS500 ER. The scooter has been discontinued from active production from July 2021 but had a great impact on the electric two-wheeler market in the country. Let us take a look at the features, variants and specifications of the Hero Electric Optima HS500 ER down below.  

Hero Electric Optima HS500 ER Features

Hero Electric offered the Optima HS500 ER in a single variant, which is the Hero Electric Optima HS500 ER STD. In terms of features, the Hero Electric Optima HS500 ER offers self start option only, digital instrument console, Y (HT Motor), aerodynamic style, PC headlamp, double battery, regenerative braking, fan-cooled charger, long seat design, combi brake system, pass switch, passenger side footrest, LED headlight, bulb type taillight and turn signal indicators, telescopic front suspension, front and rear disc brakes, alloy wheels and tube-type tyres.  

Hero Electric Optima HS500 ER Specifications

Hero Electric Optima HS500 ER Two Wheeler Insurance

The Hero Electric Optima HS500 ER is a great scooter and you must get it covered with an equally good Hero Electric Optima HS500 ER insurance policy. Motor insurance is a must for vehicles in India, and thus the need for two wheeler insurance is very much necessary for scooters. In India, soon-to-be scooter owners can easily get access to tons of policies as they are widely available and offered through online and local offline markets. From these two methods, individuals will be able to scout around and select a brand new Hero Electric Optima HS500 ER two wheeler insurance policy of their choice. They can also get their existing Hero Electric Optima HS500 ER two wheeler insurance renewal settled in the same way. There are more details regarding the purchase of a new Hero Electric Optima HS500 ER insurance, which individuals can find further.  

Types of Hero Electric Optima HS500 ER Two Wheeler Insurance

One of the first things that individuals will have to do while buying a new Hero Electric Optima HS500 ER two wheeler insurance policy or getting a Hero Electric Optima HS500 ER two wheeler insurance renewal done, is to select the coverage type. There are two main coverage types offered;

• Third party cover, which offers the legal liability coverage of the third-party.
• Comprehensive cover, which offers both the insured party and the third-party coverage for losses and damages.

Between these two coverage types, the third-party bike insurance policy is often picked because it is available at a cheaper Hero Electric Optima HS500 ER insurance price. Whereas, the comprehensive type policy offers a better deal with the inclusion of own damage cover and it comes at a higher payable Hero Electric Optima HS500 ER two wheeler insurance cost range.

What is Covered Under Hero Electric Optima HS500 ER Insurance Policy? 

The damages which will be covered under the Hero Electric Optima HS500 ER two wheeler insurance policy include things like;

• Scooter theft or total loss
• Earthquakes, floods, cyclones, and other types of natural disasters that inflict damages to the vehicle
• Riot, accidental fire, and other types of man-caused disasters that inflict damages to the vehicle beyond the owner’s fault
• Legal liability cover of the third party
• Insured party’s coverage

Individuals will get wider coverage by paying more in terms of Hero Electric Optima HS500 ER insurance price and securing the comprehensive bike insurance coverage. As the third-party-only policy doesn’t offer any own damage cover, it is not an ideal option, even for its lower overall Hero Electric Optima HS500 ER two wheeler insurance cost.

What is not Covered Under Hero Electric Optima HS500 ER Insurance Policy? 

With the Hero Electric Optima HS500 ER two wheeler insurance, individuals will not be covered for damages that are caused;

• By a rider with an expired driving licence
• Outside of the insurance policy’s legal term period
• Due to rash riding
• Due to the neglect of the vehicle owner
• General deterioration
• By a drunk rider
• Electrical or mechanical unit failure of the scooter

How to Renew/Buy Your Hero Electric Optima HS500 ER Two Wheeler Insurance Policy? 

The entire procedure of getting a Hero Electric Optima HS500 ER two wheeler insurance renewal done over the internet or buying a new Hero Electric Optima HS500 ER two wheeler insurance online requires a few steps for its completion. These steps are all mentioned down below for reference.

Guide to getting a Hero Electric Optima HS500 ER two wheeler insurance online:

1. Look on the internet for the policy.
2. Mention the needed details.
3. Select coverage type.
4. Get quotations on the Hero Electric Optima HS500 ER insurance price.
5. Pay for the selected policy.

This is how you can quite easily buy Hero Electric Optima HS500 ER two wheeler insurance online by following a select few steps.

Hero Electric Optima HS500 ER Review

The Hero Electric Optima HS500 ER is a highly preferred model of electric scooter in India. It delivers decent raw power, great handling, looks great and remains very reliable to this day. You can easily go for this e-scooter, just make sure to get Hero Electric Optima HS500 ER two wheeler insurance coverage for it.