Honda Activa 125 Two Wheeler Insurance

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The Honda Activa 125 is a popular choice for a scooter manufactured and sold by Honda Motorcycle and Scooter India (HMSI) for the Indian two-wheeler market. This scooter falls under Honda’s best-selling Activa series of scooters and the company started selling the scooter in April of 2014. Since its introduction to the market, the scooter has gained gigantic popularity within a short time. The recent reports show that the Activa 125 and 6G models had collectively sold more than 2,40,000 units in September 2021. The Honda Activa 125 comes at a mid-range price point but offers a lot of features on display and specifications. The Activa 125 has received tons of updates and upgrades since its initial launch, and it is undoubtedly one of the country's most preferred choices for a scooter.

Honda Activa 125 Features

In recent times, Honda offers the Activa 125 in three main variants, which are the Honda Activa 125 Drum, Honda Activa 125 Drum Alloy and the Honda Activa 125 Disc. Now, coming at its features, the Honda Activa 125 offers a BS-VI compliant air-cooled engine, kick and self-start options, fuel injection system, anti-theft alarm, analogue speedometer with digital trip meter and odometer, shutter lock, real-time fuel efficiency, ACG starter for silent start, front glove compartment, idling stop system, side stand engine cut-off sensor, single body seat design, 18 litres under-seat storage, combi braking system (CBS), I3s technology, engine mobilizer, LED headlight, taillight and bulb type turn signal, DRLs, front telescopic suspension, spring-loaded hydraulic rear suspension, front disc brake, rear drum brake, alloy wheels and tubeless tyres.

Honda Activa 125 Specifications

Mileage47 km/l
Fuel TypePetrol
Engine Displacement124 cc
Total Cylinders1
Maximum Power Output (kW@rpm)6.10kW@6500rpm
Maximum Torque Output (Nm@rpm)10.3Nm@5000rpm
Cooling SystemFan cooled
TransmissionAutomatic 
Transmission TypeCVT
Fuel Tank Capacity5.3 litres
Available Ground Clearance162 mm
Front Wheel Size12 inch
Rear Wheel Size10 inch
Class TypeScooter
Wheelbase1260 mm
Seat Height712 mm

Honda Activa 125 Two Wheeler Insurance

As per the laws in the country, scooter owners are required to have their scooters covered with a valid two wheeler insurance policy. This means that individuals who are interested in the Activa 125, will be needing Honda Activa 125 insurance. There are multiple advantages of having motor insurance for vehicles in India, like its financial assistance in case of an accidental mishap on the road. Also, the procedure of buying a Honda Activa 125 insurance is also very easy. There are two main ways one can buy a new Honda Activa 125 two wheeler insurance or have their existing Honda Activa 125 two wheeler insurance renewal settled. The two available methods are online and offline, and both of them are easily accessible throughout the country. Learn more about the other basic and important details regarding the purchase procedure of Honda bike insurance of Activa 125 model from the section below.

Types of Honda Activa 125 Two Wheeler Insurance

At the time of purchasing the new Honda Activa 125 two wheeler insurance policy, interested buyers will be offered two choices in terms of coverage types. These options are;

  • Third-party- This type of coverage is the commonly picked one and offers the third-party legal liability cover.
  • Comprehensive- This type of coverage is an expensive option but offers tons of own damage coverage features alongside its normal inclusion of third-party damage coverage.

Switching between the coverage type of an existing policy is also an option that is available at the time of getting the Honda Activa 125 two wheeler insurance renewal settled. The Honda Activa 125 two wheeler insurance cost for the above-mentioned coverage types is different from one another, due to their difference in coverage offering. The Honda Activa 125 insurance price for the third party is on the cheaper side, but it doesn't feature any type of own damage coverage.

What is Covered Under Honda Activa 125 Insurance Policy? 

The Honda Activa 125 two wheeler insurance will be covering for damages like;

  • In case the scooter is stolen or totally damaged
  • Damages that are caused to the scooter due to any natural calamity
  • Damages that are caused to the scooter due to man-generated calamity
  • Policyholder’s coverage for own damages
  • Third-party’s coverage for loss and damages 

These are a few examples of damages that your new Honda Activa 125 two wheeler insurance will be taking care of in its term period. It is highly true that spending a bit more on the overall Honda Activa 125 insurance price for the comprehensive bike insurance coverage is a way better option than just going with the third-party bike insurance.

What is not Covered Under Honda Activa 125 Insurance Policy? 

The damages that are not covered under the Honda Activa 125 two wheeler insurance policy are;

  • Wear and tear
  • Caused while rash riding
  • Caused while riding the scooter in absence of a valid driving licence
  • Caused outside the valid term period of the insurance policy
  • Mechanical and electrical malfunction of the vehicle
  • Purposefully inflicted damages to the scooter
  • Damages occurred under the influence of drugs and alcohol

How to Renew/Buy Your Honda Activa 125 Two Wheeler Insurance Policy? 

In order to get your Honda Activa 125 two wheeler insurance renewal settled or buy a brand new Honda Activa 125 two wheeler insurance online, interested policy buyers will have to follow these simple steps. The steps regarding the procedure of getting Honda Activa 125 two wheeler insurance online are mentioned in the section below.

Guide to getting a Honda Activa 125 two wheeler insurance online:

  1. Search for the policy.
  2. Mention the details of the scooter.
  3. Make cover type selection.
  4. Get an estimate of the overall Honda Activa 125 two wheeler insurance cost.
  5. Select a policy and pay its Honda Activa 125 insurance price.

Honda Activa 125 Review

The Honda Activa 125 is one of the most popular scooters in the 125cc displacement segment. It is a high-performance-centric scooter that does the job as your daily commuter and local city rider, and goes further beyond by pushing the limits. All in all, the Activa 125 is a very versatile option that you can consider getting. Also, get it covered with a good Honda Activa 125 two wheeler insurance along the way.

Honda Activa 125 Two Wheeler Insurance FAQs

  • 1. Can I pay my Honda Activa 125 two wheeler insurance policy premium in installments?

    No, the premium amount of your Honda Activa 125 two wheeler insurance policy can not be paid in installments. It has to be paid all at once, at the time of purchasing the policy.

  • 2. What is the suggested time to get my Honda Activa 125 two wheeler insurance policy renewed?

    The suggested time to get your Honda Activa 125 two wheeler insurance policy renewed is before its expiry date, about 15 to 30 days earlier.

  • 3. What happens to the Honda Activa 125 two wheeler insurance policy if I fail to renew it on time?

    If individuals fail to renew their Honda Activa 125 two wheeler insurance policy on time, the policy will lapse.

  • 4. Is the zero depreciation add-on available with the comprehensive type Honda Activa 125 two wheeler insurance policy?

    Yes, individuals can opt for the zero depreciation add-on with the comprehensive type Honda Activa 125 two wheeler insurance policy.

  • 5. Do I need to visit a network garage with a cashless claim with my Honda Activa 125 two wheeler insurance policy?

    Yes, if you go with the cashless claim, you will have to repair your vehicle from a selected network garage under your Honda Activa 125 two wheeler insurance policy.

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