Honda Activa 4G Two Wheeler Insurance

The Honda Activa 4G is a part of the famous scooter series in India. It is created and manufactured by the Honda Motorcycle and Scooter India, or HMSI. From the first introduction of the Activa scooter in India, about two decades ago, to the present time, Honda has managed to attract a huge percentage of consumers of the two-wheeler market in the country with their exciting series of efficient and practical scooters. The fourth instalment in the scooter series was the Honda Activa 4G, which was first launched back in the first half of 2017. It had a great run in the scooter segment until it was succeeded by the 5G variant. 

Honda Activa 4G Features

The company offered the Honda Activa 4G in a single variant, called the Activa 4G Standard - BS IV. Its production has been discontinued, however, you can easily find one in the second-hand two-wheeler market with ease. The Honda Activa 4G offered a lot of features, like the combi brake system (CBS), a charging point, air-cooled engine, kick and self start options, Analogue speedometer, fuel gauge and odometer, passenger side footrest, carrying hook, under-seat storage, low fuel and average fuel economy indicator, belt drive, maintenance-free battery type, spring-loaded hydraulic type front and rear suspensions, front and rear drum brakes, alloy wheels and tubeless tyres.

Honda Activa 4G Specifications

Honda Activa 4G Two Wheeler Insurance

If you already own or planning to own a scooter, then you should also consider getting a two wheeler insurance coverage for it. Having a valid coverage of motor insurance is necessary for all vehicles in India, thus the priority of getting a proper Honda Activa 4G insurance when buying it, remains at the top of the list. If you are already an owner of this scooter and have insurance for it, make sure that it is still within the validity period. If not, you must get your Honda Activa 4G two wheeler insurance renewal done as soon as possible. Otherwise, you can get a new Honda two wheeler insurance of Activa 4G model easily in India. To have a better understanding of things related to buying a Honda Activa 4G two wheeler insurance, go through all the details mentioned below.

Types of Honda Activa 4G Two Wheeler Insurance

The offered coverage options available at the time of buying a new Honda Activa 4G two wheeler insurance or getting a previously expired Honda Activa 4G two wheeler insurance renewal done, are;

• Third-party Only Type- Third party bike insurance coverage provides the mandatory damage cover required by law, which is the third-party legal liability.
• Comprehensive Type- Comprehensive bike insurance coverage offers a series of damage compensation for the insured party, alongside the damage and loss coverage for the third party.

The Honda Activa 4G two wheeler insurance cost and included benefits are different for these two types of coverage.

What is Covered Under Honda Activa 4G Insurance Policy? 

The Honda Activa 4G two wheeler insurance policy will cover these types of damages;

• Compensation for loss and damages of the insured party
• Damages caused by landslides, riots,floods, storms, strikes and other types of natural/man-made calamities
• Vehicle theft
• Coverage for bodily injuries, property damages and in case of death of the third party
• Accidental fires, riots, arson and other types of damages caused by human-involved disasters

In order to receive better personal damage coverage, individuals will need to go with the comprehensive type of Honda Activa 4G insurance. This type of coverage has a higher Honda Activa 4G insurance price tag, but in terms of price to value ratio, it comes as a superior option. 

What is not Covered Under Honda Activa 4G Insurance Policy? 

The Honda Activa 4G two wheeler insurance policy generally doesn’t provide coverage for these types of damages;

• Mechanical breakdown of the vehicle
• Damages received when the scooter was involved in a criminal affair
• Any damages that were caused to the scooter because of rash riding
• Any damages that were caused because of the owner’s inattentiveness
• Electrical malfunction of the scooter
• Purposefully inflicted damages
• Damages received because of riding under the influence of liquor 

It is suggested that individuals must check all the policy-related documents and the terms and conditions that are mentioned when purchasing a new Honda Activa 4G two wheeler insurance policy.

How to Renew/Buy Your Honda Activa 4G Two Wheeler Insurance Policy? 

Individuals can either go with the offline or online method of Honda Activa 4G two wheeler insurance policy purchase. However, having the Honda Activa 4G two wheeler insurance renewal done and getting a new Honda Activa 4G two wheeler insurance online is a more convenient option for all.

Guide to getting a Honda Activa 4G two wheeler insurance online:

1. Search the Honda Activa 4G two wheeler insurance online.
2. Mention the details of the scooter that are asked.
3. Then select the policy coverage type.
4. Proceed to get quotes on the Honda Activa 4G insurance price.
5. Select between the offered policies with the preferred Honda Activa 4G two wheeler insurance cost and pay for it.

After the full payment of the Honda Activa 4G insurance price is done, the policy will be initiated and its documents will be given to the owner.

Honda Activa 4G Review

The Honda Activa 4G is still a reliable choice of a scooter in the country, with subtle visuals, comfortable riding experience, great mileage, decent performance and low service cost. You can easily go for it as your daily local commuter scooter. Just pair it with a good Honda Activa 4G two wheeler insurance and you will be good to go.