Honda CB Shine SP Two Wheeler Insurance

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The Honda CB Shine SP was first introduced to the Indian motorcycle market back in 2006. It is an entry-level, commuter bike within the budget segment. The Honda CB Shine SP is manufactured by the Honda Motorcycle and Scooter India (HMSI). The Honda CB Shine SP is a model within the Shine series by Honda and the ‘SP’ stands for smart power. It is also known as ‘ESP’, which stands for enhanced smart power technology by Honda, which helps the bike to deliver optimal fuel efficiency by the process of friction reduction and it maximizes the overall performance of the bike. Apart from performance, the Honda CB Shine SP is also very visually appealing and comes with a lot of features.

Honda CB Shine SP Features

Honda offered the CB Shine SP in 4 main variants, including the CB Shine SP Drum Brake, CB Shine SP Drum CBS, CB Shine SP Disc Brake and the CB Shine SP Disc CBS. The features of the Honda CB Shine SP include an air-cooled SI engine, kick and self start options, digital CDI, analogue speedometer with digital trip meter and odometer, single body seat design, passenger side footrest, combi brake system (CBS), digital fuel gauge, pass switch, cool body graphics, halogen headlight, bulb taillight, bulb turn signal indicators, chain drive, maintenance-free battery type, telescopic fork front suspension, spring-loaded hydraulic type rear suspension, front disc brake, rear drum brake, alloy wheels and tubeless tyres.

Honda CB Shine SP Specifications

Mileage56 km/l
Fuel TypePetrol
Engine Displacement124.73 cc
Total Cylinders1
Maximum Power Output (bhp@rpm)10.57bhp@7500rpm
Maximum Torque Output (Nm@rpm)10.3Nm@5500rpm
Cooling SystemAir cooled
TransmissionManual
Gear Box5-Speed
Fuel Tank Capacity10.5 litres
Available Ground Clearance160 mm
Front Wheel Size18 inch
Rear Wheel Size18 inch
Class TypeCommuter Bike
Wheelbase1266 mm
Seat Height800 mm

Honda CB Shine SP Bike Insurance

Individuals who are looking to buy this bike, should also consider getting a Honda CB Shine SP insurance policy. The Indian motor vehicle law requires individuals to get motor insurance coverage for their vehicles. This is the reason you should look for bike insurance coverage initially to have coverage for your vehicles. Both Honda CB Shine SP bike insurance renewal and purchase of new Honda CB Shine SP bike insurance can be done through the online method, as well as the conventional method of getting it from a local insurer. When buying a Honda bike insurance policy of CB Shine SP model, these are the following pointers one should know about as mentioned in the article down below.

Types of Honda CB Shine SP Bike Insurance

The currently offered coverage types with the Honda CB Shine SP bike insurance renewal and purchase of a new Honda CB Shine SP bike insurance are;

  • Third-party insurance, which only covers the loss and damages of the third involved party.
  • Comprehensive bike insurance, that provides personal damage coverage, along with third-party legal liability.

The Honda CB Shine SP insurance price for a comprehensive type policy is more because of its additional damage coverage options for the insured party. You can also go with the third-party bike insurance cover for your Honda CB Shine SP if you are only looking for third party legal liability coverage.

What is Covered Under Honda CB Shine SP Insurance Policy? 

The Honda CB Shine SP bike insurance policy is going to cover damages that are caused by;

  • Accidental fires, riots, an act of arson, etc.
  • Own damage protection
  • Human-caused disasters like riots, strikes, etc
  • Natural disasters like floods, cyclones, earthquakes, etc.
  • Property damages, bodily injuries and in the event of death of the third party
  • Bike theft/ total damage

In order to receive the various personal damage coverage options, individuals have to select the comprehensive type of Honda CB Shine SP bike insurance. This type of coverage has an increased overall Honda CB Shine SP bike insurance cost but is worth the price.

What is not Covered Under Honda CB Shine SP Insurance Policy? 

The Honda CB Shine SP bike insurance policy is not going to cover the damages that are caused;

  • By mechanical and electrical unit breakdown
  • By improper use of the bike
  • Purposefully incurred damages
  • By general wear and tear
  • When indulged in an illegal activity
  • By a rider who is under the legal age of driving or doesn't have a valid driving licence
  • Damages occurred under the influence of drugs and alcohol

These were some of the examples of damages that your new Honda CB Shine SP bike insurance policy will provide and deny coverage and compensation for. Do not let the Honda CB Shine SP insurance price affect your decision as the comprehensive type policy is a better choice of insurance to go for.

How to Renew/Buy Your Honda CB Shine SP Bike Insurance Policy? 

Both the options of buying a new Honda CB Shine SP bike insurance online and offline are available in India. Generally speaking, getting the Honda CB Shine SP bike insurance renewal settled and buying a new Honda CB Shine SP bike insurance online is a far superior option that you can take advantage of.

Guide to getting Honda CB Shine SP bike insurance online:

  • Look online for the insurance policy of the bike.
  • Mention the vehicle’s details that are required.
  • Provide any previously associated insurance particulars if available.
  • Select the category of coverage you wish to have.
  • Get the quotes on the policy.
  • Verify the final Honda CB Shine SP bike insurance cost and pay for it.

The insurance policy will thereafter be initiated and you will receive all the necessary documents related to it. The reason why you should go with the online purchase of Honda CB Shine SP bike insurance is you can get and compare different offered Honda CB Shine SP insurance price points, alongside included benefits and other details, which are not always possible with the offline method.

Honda CB Shine SP Review

The Honda CB Shine SP is a great choice of a commuter bike that is available in this price category. It features many things that are generally offered in higher-end commuter bikes, like a refined 125 cc engine, decent power and torque outputs, disc brake option, great mileage, tubeless tyres and so on. All of it makes the bike worth the purchase, along with its beautiful design. Just be sure to buy a decent Honda CB Shine SP bike insurance policy coverage for it.

Honda CB Shine SP Insurance FAQs

  • 1. Can I renew my Honda CB Shine SP bike insurance online?

    Yes, individuals can easily renew their Honda CB Shine SP bike insurance online.

  • 2. What is IDV with my Honda CB Shine SP insurance?

    The IDV stands for Insured Declared Value which is the bike’s maximum assured sum, determined by taking the bike’s selling value stated by the company, including the depreciation. 

  • 3. Do I need the repair invoice for claiming my Honda CB Shine SP insurance?

    Yes, individuals will need to provide the repair invoice, along with the payment receipts to make a Honda CB Shine SP insurance claim. 

  • 4. Can I cancel my existing Honda CB Shine SP bike insurance policy?

    Yes, individuals can cancel their existing Honda CB Shine SP insurance by providing the proper reasons.

  • 5. Can I switch from a third-party to a comprehensive type Honda CB Shine SP bike insurance policy?

    Yes, you can switch from a third-party to a comprehensive type of policy at the time of its renewal.

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