Honda Unicorn Two Wheeler Insurance

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The Honda Unicorn is a popular commuter motorcycle in India. It is engineered and manufactured by Honda Motorcycle and Scooter India (HMSI). The Honda Unicorn is regarded as a mid-range commuter bike that has a lot of features to display. Generally, the commuter bike segment in India offers basic specifications, but that isn’t the case with the Honda Unicorn. It has a better and higher displacement engine, with attractive design, and mileage to deliver optimal performance. The Honda Unicorn is ideal for Indian roads and is versatile on both urban and rural roadways and its reliable Honda built is one of the reasons behind the huge number of sales in the country. 

Honda Unicorn Features

The Honda Unicorn is offered in a single variant by the HMSI and it is the Unicorn Standard - BS VI model. It is available in three colour options, namely the Pearl Igneous Black, Imperial Red Metallic and Mat Axis Gray Metallic. In terms of features, the Honda Unicorn offers an air-cooled engine, kick and self start options, analogue instrument console, 3D wing mark, Honda eco-technology, side stand engine cut-off sensor, single body seat design, fuel gauge indicator, pass switch, engine kill switch, halogen headlight, bulb taillight and turn signal, telescopic front suspension and hydraulic type mono-shock rear suspension, front disc brake, rear drum brake, single-channel ABS, alloy wheels and tubeless tyres.

Honda Unicorn Specifications

Mileage50 km/l
Fuel TypePetrol
Engine Displacement162.7 cc
Total Cylinders1
Maximum Power Output (kW@rpm)9.5kW@7500rpm
Maximum Torque Output (Nm@rpm)14Nm@5500rpm
Cooling SystemAir cooled
Gear Box5-Speed
Fuel Tank Capacity13 litres
Available Ground Clearance187 mm
Front Wheel Size18 inch
Rear Wheel Size18 inch
Class TypeCommuter Bike
Wheelbase1335 mm
Seat Height798 mm

Honda Unicorn Bike Insurance

As required by the law, vehicle owners must get their vehicles insured with motor insurance to be able to ride them on the road. Similarly, bike insurance is also necessary for new and second-hand bought bikes in the country. Individuals who are planning to buy this bike should consider getting good Honda Unicorn insurance along the way. Be that buying a new Honda bike insurance policy of Unicorn model or getting an expired Honda Unicorn bike insurance renewal done, both can be achieved by simply following the necessary steps required for getting Honda Unicorn insurance in India. A more detailed explanation of the steps and required details are given below.

Types of Honda Unicorn Bike Insurance

The two types of Honda Unicorn bike insurance policy coverage offered are mentioned below;

  • Third-party Policy- This type of insurance coverage takes care of the legal liability of the third party.
  • Comprehensive Policy- Comprehensive bike insurance coverage offers legal liability coverage for the third party and extends further with various personal damage coverage options.

The choices of coverage types are both offered at the time of Honda Unicorn bike insurance renewal and during the purchase of a new Honda Unicorn bike insurance. The Honda Unicorn insurance price for the third party bike insurance policy is less than the comprehensive one, but it doesn’t offer any of the personal damage coverage options that you can get with the comprehensive type policy. 

What is Covered Under Honda Unicorn Insurance Policy? 

The Honda Unicorn bike insurance policy covers for damages that are;

  • Caused by an act of arson, riot or accidental fire
  • Theft of the bike
  • Caused by cyclones, landslides, floods and other kinds of natural calamities
  • Caused by man-involved calamities
  • Accidental damage cover for the insured party
  • Accidental damage cover for the involved third party

What is not Covered Under Honda Unicorn Insurance Policy? 

The Honda Unicorn bike insurance policy does not cover for damages that are;

  • Caused by the carelessness of the bike’s owner
  • Caused by normal usage through time
  • Caused by unethical usage of the bike that it is not meant for
  • Caused when drunk riding
  • Caused by a rider without a valid driving licence
  • Electrical or mechanical unit failure

By paying more in terms of overall Honda Unicorn bike insurance cost, individuals can opt for the comprehensive type of policy. With this type of Honda Unicorn bike insurance policy, bike owners will receive more coverage for personal damages, which are not included with the third-party only option.

How to Renew/Buy Your Honda Unicorn Bike Insurance Policy? 

To buy a new Honda Unicorn bike insurance online or to get a Honda Unicorn bike insurance renewal done, bike owners will need to follow the accurate procedure and steps. It is very simple to renew and buy a new Honda Unicorn bike insurance online and its steps are mentioned below.

Guide to getting Honda Unicorn bike insurance online:

  1. Search online for the Honda Unicorn bike insurance policy.
  2. Provide the general details of the bike that the policy needs.
  3. Pick out the preferred type of insurance policy.
  4. Advance further to get quotes on the Honda Unicorn insurance price.
  5. Finally, check with the overall included benefits and the Honda Unicorn bike insurance cost before paying for it.

The Honda Unicorn bike insurance policy will thereafter be initiated once the payment is completed. The comprehensive type policy with its higher Honda Unicorn insurance price point is a better choice of coverage for the long run.

Honda Unicorn Review

The Honda Unicorn has a very refined engine for a commuter bike and provides decent torque output in the low and mid-range. The bike also provides good fuel efficiency and has all the required features that one would need. The design may need a general facelift, other than that when paired with a good Honda Unicorn bike insurance, the bike is one of the best choices offered by Honda in this motorcycle category.

Honda Unicorn Two Wheeler Insurance FAQs

  • 1. What type of claims are available with my Honda Unicorn insurance?

    Individuals can go for either cashless or reimbursement claim options with the Honda Unicorn insurance.

  • 2. Does the third-party Honda Unicorn insurance offer personal damage coverage?

    No, the third-party only coverage doesn’t offer personal damage coverage options.

  • 3. Do I need to opt for a network garage if I go with the cashless claim with my Honda Unicorn bike insurance policy?

    Yes, in case you select the cashless claim method, you will have to get your vehicle repaired from one of the network garages, under the Honda Unicorn insurance policy.

  • 4. Can I get damage coverage with my expired Honda Unicorn insurance policy?

    No, you can not claim damage coverage if your Honda Unicorn insurance has expired.

  • 5. What does the tyre protection add-on cover with the comprehensive type Honda Unicorn bike insurance policy?

    The tyre protection add-on with the comprehensive type Honda Unicorn insurance will cover your bike’s tyre replacement or repair cost.

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