Kia Seltos Car Insurance
One of the latest additions to the list of carmakers in India, Kia has been quite a trend ever since its introduction to the audience. However, the turning point of the automaker was its Seltos. This aggressively designed five-seater has earned the attention of every car owner, right from the beginning of its offering. The compact SUV has earned its name around being a value for money as it provides the best of looks, mated to rich, futuristic technology, and comes in handy for the price that it is offered at.
Considering the recent release of the model, the car has already come a long way in making its presence felt in the market and is also set to offer a newly re-designed version that commemorates outstanding sales in the country. Being the carmaker’s first SUV, Seltos picks up on D-Segment styling and maintains a unique-looking front end. Further, the muscular car also carries a compact dimensional appearance.
One of the most aggressive SUVs, Seltos, starts at INR 9.90 lakhs (Ex-showroom Delhi) and goes all the way up to INR 17.5 lakhs(Ex-showroom Delhi).
Key Specifications of Kia Seltos
Coming to the powertrain options for Kia Seltos, the car offers three options for the users to choose from. The list includes a 1.5L petrol engine, 1.4L turbo-petrol engine, and a 1.5L diesel engine. The 1.5L petrol motor comes with a six-speed manual transmission with an option to choose from a CVT unit. Further, the 1.4L turbo-petrol motor is offered only with a seven-speed DCT unit. Lastly, the 1.5L diesel motor is provided with the option to pair with a six-speed manual transmission or a six-speed automatic transmission.
The Kia Seltos offers fuel efficiency of 16 - 21 km per litre, making it a good return on fuel. It provides everything that the buyers can expect from it: powerful performance, superior looks, cutting-edge technology, and convenient pricing—further, the car suits almost every form of terrain.
Some other key features of Kia Seltos include:
- Aggressive and muscular styling with strong lines running across the car
- Smartly designed cabin with an improved house for space
- Premium performance with a responsive handling
- Optional for both CVT and manual transmission
- Dynamic powertrains for the buyers
What is Covered Under Kia Seltos Car Insurance Policy
Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.
Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.
Car Thefts: In case your car is stolen, your car insurance policy will look after the same.
Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.
Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy.
Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is Not Covered Under Kia Seltos Car Insurance Policy
Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.
Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.
Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
Expired policy: If the policy has lapsed, your damages will not be covered.
Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.
How to Renew Your Kia Seltos Car Insurance Policy
You can renew your Kia Seltos car insurance policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in.
Step 2- Press ‘Get Quote’ and choose your choice of Plan(Third-party liability, comprehensive, standalone own damage) or add-ons
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Kia Seltos Review
The Kia Seltos is an excellent offering in the paper and is undoubtedly the same when it comes to actual performance. The car handles greatly for its size and is a jolly drive on the highway and the city. Paired to responsive steering, the car never fails to provide speed whenever it is demanded.
Considering the journey of Kia Seltos in recent years after its launch, the car is undoubtedly one of the best offerings that you can expect from a compact SUV. The styling, aggressiveness, and satisfying ground clearance of the car have made it a strong competitor in the sales chart. Considering the car’s current sales, it will be continuing to dominate the market in the upcoming future.