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Kia Motors Corporation is Korea’s oldest motor vehicle manufacturer that started with making bicycles and motorcycles. It was founded in May 1944 and has gradually become to be known as the fifth largest vehicle manufacturer in the world. Kia Motors has more than 3,000 distributors and dealers surrounding 172 countries.  

The annual revenue of the Corporation is above US$17 billion. Kia Motors established its subsidiary, Kia Motors Private Limited in India in May 2017 for operating in the country. 

Kia Motors Car Models 


The Carnival Limousine is equipped with a 2.2L of lightweight diesel engine. It also comes with 440Nm of torque and 200 PS of power to provide top-class performance.

Other luxury assets include flexible seating combinations which can easily turn your limo into a VIP 7 seater, 8-seater, or a 9 (6+3) seater. For the driver and passenger’s safety, it also comes with side and curtain airbags. The starting price of this premium model is INR 24,95,000 (ex-showroom, Delhi).


The Seltos comes with a smart (8.0-inch) display that guides the driver by giving him information to assist in safe driving. You can choose your preferred style of the engine from diesel, petrol, and turbo-petrol as Kia Seltos comes with these options.

For entertainment purposes, Kia Seltos is specially equipped with 8 Speakers BOSE Premium Sound System for the immersive sound experience. The Kia Seltos comes with a starting price of around INR 9,89,000 (ex-showroom, Delhi), among its different variants.


The Kia Sonet is equipped with a refined 1.5 CRDi power-packed diesel engine for you to have extremely smooth adventures with the Sonet. It also comes with a powerful G 1.0 T-GDi petrol engine and 120 PS of power that makes driving a comfortable experience.

For your entertainment, the Sonet includes LED Sound Mood Lights and Premium BOSE 7-Speaker System for the ultimate in-car audio experience. Among the different variants, the starting price of the Sonet is around INR 6,79,000 (ex-showroom, Delhi).

What is Covered Under Kia Car Insurance Policy

Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.

Car Thefts: In case your car is stolen, your car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Kia Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Kia Car Insurance Policy

You can renew your Kia car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (third-party liability car insurance, comprehensive add on car insurance, standalone own damage car insurance) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Review of Kia Motors Car Models

Kia Motors made its grand entry with their midsize SUV segment offering with the model of the Kia Seltos. The model came with a huge list of useful features and a variety of transmission and engine options to choose from. 

The option for customizing your car based on the transmission and engine options as per your choice already makes this model a great choice. The Seltos also emerged as the best-selling SUV a few months after its debut in India. 

The other models offered by Kia Motors are also not bad compared to the Seltos and ultimately it is your decision what you want to buy. 

Kia Motors Insurance FAQs

  • 1. I live near an area where the road often gets water-logged. Should I get engine protection insurance?

    You must get insurance for engine protection if you live in a flood-prone area or if you drive through water-logged roads often. Generally, engine protection insurance is not included in a comprehensive insurance package. 

    Motor insurance providers offer Engine Protection Add On, which is necessary given you live in a flood-prone area. This will ensure your car against any damages to the engine or transmission.

  • 2. I lost my car keys. Can I get any replacement keys through my car insurance?

    You need to approach the service centre of your car for a replacement key. If you have opted for the process key replacement more than once at your service centre, you can depend on Key Replacement Cover. 

    First of all, you need to check if you have a comprehensive insurance package that includes a Key Replacement Cover.  You can always include a key replacement cover in your insurance policy for a hassle-free key replacement process.

  • 3. If I want to sell my car, how should I use my existing car insurance policy?

    If you want to sell your car, you have two options that you can opt for to make use of your insurance policy. 

    • You can give away the existing car insurance policy along with your car to your car buyer and get a certificate of No-Claim Bonus (NCB) from the insurance provider. The certificate helps you get a refund on your accumulated discount amount under the NCB. 
    • You can keep the insurance policy to get a discount on a new insurance policy when you get a new car.

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