KIA Carnival Car Insurance

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KIA carnival is the second car model that the South Korean automobile manufacturing company has launched in India since it arrived in 2019. This car is immensely popular in the various global markets and is known by the name KIA Sedona.

This luxurious SUV resembles a minivan ensuring space and comfort at the very first glance. It comes in three seating configurations: 7-seater, 8-seater, and 9-seater.

Recently completing a milestone of selling 1,00,000 cars in the Indian market, the company is all set to wow the car pandits with more fabulous cars. Also, the all-new fourth-gen Carnival is expected to launch by 2022.

Key Specifications of KIA Carnival:

The minivan is powered by a 2.2 litres diesel engine which offers a displacement of 2199cc. The engine is capable of churning out a maximum power of 200 PS and 440 Nm of maximum torque. It is also a BS6 compliant engine. The car has an impressive 8-speed sportmatic transmission that combines precision with a dynamic performance for a superior drive. It offers a maximum fuel tank capacity of 60 litres and gives an average mileage of 13.9 kmpl.

With a boot space of 540 litres, the car seems to stay quite comfortably. The length, width, and wheelbase are 5115 mm, 1985 mm, and 3060 mm respectively. The roomy and plush interiors steal the show when it comes to its top-spec. The flexible seating just adds to the overall comfort of the car.

Other Key Features of KIA Carnival:

  • Dual sunroof
  • 10.1-inch touchscreen for the rear passengers
  • Ventilated driver’s seat
  • One-touch power sliding doors
  • Tri-zone automatic climate controls
  • Smart air purifier
  • KIA’s UVO technology for connectivity
  • LED Headlamp Cluster
  • Smart power tailgate

What is Covered Under KIA Carnival Car Insurance Policy

Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.

Car Thefts: In case your car is stolen, your Kia car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under KIA Carnival Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your KIA Carnival Car Insurance Policy

You can renew your KIA Carnival car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (third-party liability car insurance, comprehensive add on car insurance, standalone own damage car insurance) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

KIA Carnival Review

A car this big is equipped with all the features like cornering brake control, hill assist and electronic stability control to ensure your safety. As mentioned above, plush spacy interiors take the cake when talking about the amazing features this car owns. It is a luxury beyond anything.

Available in three top variants- Premium, Prestige and the Limousine, this minivan brings something new for your convenience and pleasant drive. So, if you are looking for a luxurious experience for you and your big family, this car is the perfect stop to invest in.

KIA Carnival is available in three stylish colours and is looking to compete fiercely with the likes of Mercedes Benz V Class and Toyota Innova Crysta.

KIA Carnival Car Insurance FAQs

  • 1. What is a proposal form?

    A proposal form is a contract between you and the insurance company. This form contains all the relevant information and essential details about you and your insurance policy. It also has details about your previous policies and your car. It is hence advised by the experts that one should fill their proposal form appropriately. The proposal form can be used as a reference or proof in many situations of claims. 

  • 2. I have lost my policy number along with my insurance policy, what should I do?

    There is no need to worry about it. You just have to call the customer support of your insurance company. Make them aware of the fact that you lost the policy number. Your registered vehicle number will be asked and within a few hours, they will mail you with the policy number. You need to pay a nominal charge to the insurance company to get another copy of your lost insurance policy. 

  • 3. Who will decide the amount of claim in case of an accident where the third-party has suffered the loss?

    In an accident where a third-party has suffered a loss, the amount of claim is decided by the court of law. However, it also depends on your insurance company's third-party compensation limits. You are expected to pay the remaining cost in case the amount is beyond the limits of your insurance company. 

  • 4. I live in a flood-prone area, will my car be insured if my car sustains damage due to flood?

    Yes! your car can be completely insured if it sustains damage due to floods or excessive rains. The only factor which matters here is that you should own a comprehensive car insurance policy. As only a comprehensive car insurance policy can cover your car from any sort of natural calamities. A third-party liability insurance policy can't cover your car if it sustains damages due to natural calamities.

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