No person wants to get diagnosed with a disease. What comes with it is the pile of medical bills that can exhaust your savings in no time. Fortunately, Care health insurance plans give coverage for several diseases. These plans cover many diseases and give coverage for hospitalization charges, OPD treatment, ambulance charges, domiciliary hospitalization, acute diseases, advanced technology treatment, etc. They provide a customized plan to cover diseases like diabetes, high blood pressure, cancer, etc.
How Do Care Health Insurance Plans Help You?
Care health plans come with a wide range of sum assured and a variety of options ranging up to INR 1 Crore and are available for individuals, families, senior citizens, and pregnant women.
Policyholders can avail of cashless treatment at 19,000+ network hospitals of the insurance company. Additionally, the company has 24x7 claim support and offers a direct settlement of claims policy. The company posted a claim settlement ratio of 95.2% for FY 2019-20.
What are the Types of Plans Offered by Care Health Insurance?
Below is the list of Care health insurance plans you can get.
- Care Insurance Plan
- Care Plus Insurance Plan
- Care Health Aarogya Sanjeevani Policy
- Care Health Corona Kavach Policy
- Care COVID Care Insurance Policy
- Care Enhance Insurance Plan
- Care Freedom Insurance Plan
- Care Health Super Mediclaim Policy
- Care Advantage Insurance Plan
- Care Senior Insurance Plan
- Care Heart Insurance Plan
- Care Health Joy Insurance Plan
- Care Health Cancer Mediclaim Insurance Plan
- Care Health Critical Mediclaim Insurance Plan
- Care Health Secure Insurance Policy
Diseases Covered Under Care Health Insurance Plans
Care health insurance plans cover several diseases depending on the plan you buy. Look at the varied diseases covered under these plans.
1. HIV AIDS
HIV AIDS is a fatal disease in which a deadly virus attacks the vulnerable system of your body. The treatment of HIV is complex and time-taking, which makes it pricey. Still, the Care Health Care Insurance policy can cover you against the treatment cost of HIV AIDS.
2. High Blood Pressure
Hypertension or high blood pressure (BP) is a critical medical condition in which the force of the blood is veritably high. High BP can lead to significant health complications like heart disease, stroke, etc. The Care Freedom Insurance Policy can cover the charges incurred on serving the treatment for hypertension.
3. Diabetes
Diabetes is a liver disease in which your blood sugar levels are above average. The disease can lead to fatal conditions like heart attack, heart failure, stroke, kidney failure, etc. With the Care Freedom Insurance Policy, you can take treatment for diabetes without worrying about the medical charges.
4. Cancer
Cancer is a disease that can be in any part of the body. It is caused when your healthy body tissues are destroyed by the intractable growth of abnormal cells in the body. Cancer Mediclaim and Cancer Insurance policies cover you against the precious treatment charges of all significant types of cancer, including the cost of radiotherapy, chemotherapy, etc.
5. Heart Diseases
Heart diseases are related to cardiovascular diseases that arise due to any issues related to your heart. This problem can be fatal, and their treatment can also last long. Fortunately, the Heart Mediclaim policy and the Heart Insurance plan by Care Health Insurance will take care of the medical charges incurred while treating these heart diseases.
6. COVID- 19
COVID- 19 is a broadly infectious disease with flu-like symptoms caused by the coronavirus or SARS-CoV-2 virus. The virus can lead to life-threatening conditions, including multiple organ failure, pneumonia, etc., and can get pricey to treat. The COVID Care and Corona Kavach policy by Care Health Insurance covers you against the COVID- 19 treatment charges.
7. New Baby Birth Defects
Some babies are born with congenital disabilities, similar to Down’s Syndrome and Cerebral Paralysis. Their treatment can be long-term and expensive, so with the Care Health Joy insurance plan, the treatment becomes more affordable and accessible.
8. Critical Illnesses
Critical illnesses are life-threatening diseases you may be diagnosed with during your continuance. Since the treatment for critical conditions extends over time, it can get expensive. The Care Health Critical Mediclaim policy offers coverage against 32 acute diseases, like paralysis, major burns, cancer, stroke, end-stage liver failure, etc.
9. Mental Illness
Mental illnesses like depression, bipolar disorder, schizophrenia, madness, etc., find common treatment today. These conditions involve long-term treatment that can get premium. Care health insurance plans offer you against the cost of treatment for mental disorders.
10. Cataract
A cataract is a common eye disease or problem that ultimately leads to blindness and clouding of the eye lens. The only way its treatment is possible is through cataract surgery. Several Care health insurance plans cover the expenses of cataract surgery over a specific limit depending on the policy terms.
Conclusion
Care Health Insurance is also known for offering dynamic health plans customized to the requirements of the people. These plans can come with certain conditions related to covering the aforementioned diseases.
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