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Bajaj Allianz Health Insurance Critical Illness Plans
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Major illnesses can leave a huge scar on your life – both physically and financially. It forces the patient to make exorbitant healthcare expenses and change their lifestyle. This is exactly where critical illness plans from Bajaj Allianz health insurance come in clutch! It keeps you as well as your dependent family members covered in times of critical illnesses. Bajaj Allianz health insurance critical illness plans provide insurance protection against major diseases, like cancer and heart attack. The lump sum amount payable in case of diagnosis of these helps you get covered. We will brief on the company and what it does on health insurance before shifting to its critical illness plans and features.
Bajaj Allainz is the joint venture of Allianz SE and Bajaj Finserv which aims to offers comprehensive insurance packages all over the nation at affordable rates. Headquartered in Pune, this company has offered customised solutions in multiple insurance sectors. Their health insurance plans offers a wide coverage range with multiple options and features which the policyholder can customise according to their requirements.
This page will provide you with a total overview of Bajaj Allianz health insurance critical illness plans.
Bajaj Allianz Critical Illness Policy
Popular critical illness policies from the company are Bajaj Allianz Critical Illness Insurance Policy, Bajaj Allianz Women Specific Critical Illness Plan, and Bajaj Allianz CritiCare. These Bajaj Allianz health insurance critical illness plans offer you financial support whenever the insured is diagnosed with any of the listed critical illnesses.
Benefits of Bajaj Allianz Critical Illness Insurance Policy
Here is a list of all the advantages offered by Bajaj Allainz health insurance critical illness plans over other traditional health insurance critical illness plans:
1. Innovative Packages
Highly proficient in the fields of insurance and health care, Bajaj Allianz health critical illness policy has carved a niche for itself as one of the leading financial service providers. It has been setting benchmarks for its customers by establishing itself as a well-maintained and reliable brokerage company, offering comprehensive and innovative Bajaj Allianz health insurance critical illness plans at affordable rates.
The company offers Bajaj Allianz Critical Illness Policy as its main critical illness cover as well as Bajaj Allianz Women Specific Critical Illness Plan as supplementary coverage for women policyholders. Bajaj Allianz health insurance critical illness cover can vary across these plans.
2. Quick Claim Disbursement
As a leading health insurance company, Bajaj Allainz health insurance critical illness plan not only provides you with the assistance you deserve but also offers a dedicated in-house claim settlement team which helps to reduce your efforts by settling your claims effectively.
3. Huge Network of Cashless Hospitals
Bajaj Allianz offers a huge network of 6500+ hospitals covering all the major cities in India. You can now plan your day with peace of mind and confidence. Book an appointment with a Bajaj Allianz network hospital at affordable charges with all the compliments that go along with it!
4. Tax Benefits
Section 80D of the Income Tax Act offers tax advantages to policyholders who actively pay health insurance premiums of Bajaj Allianz health critical illness cover. The tax deduction limit is set to INR 25,000 for policyholders who are under the age of 60 years while the same limit for senior citizen policyholders that are over the age limit of 60 years is INR 50,000. Both scenarios include a preventive healthcare tax benefit of INR 5,000.
Key Features of Bajaj Allianz Health Insurance Critical Illness Cover
Bajaj Allianz is one of the largest and oldest Indian insurance companies. Bajaj Allianz is a leading name for providing life and health coverage to individuals, families and corporate institutions alike. Here are the features of Bajaj Allianz health critical illness cover:
- Bajaj Allianz Critical Illness Policy offers INR 1- 50 lakh for policyholders in the age group of 6 to 60 years. Policyholders aged 61 to 65 years get a sum insured range of INR 1-5 lakh.
- Bajaj Allianz Women Specific Critical Illness Plan offers a sum insured amount ranging from INR 50,000-2 lakh.
- CritiCare plan offers a sum insured amount of INR 1-50 lakh for each coverage section for policyholders between the age of 18 to 65 years. The same is reduced to INR 1-10 lakh for policyholders between the age of 61 to 65 years.
Bajaj Allianz Insurance Critical Illness Policy List
As one of the leading health insurance providers in the nation, Bajaj Allianz health critical illness policy offers comprehensive critical illness coverage via three plans. Policyholders can go over the plan details and compare the same before buying a policy for themselves or their families.
Here is the Bajaj Allianz health insurance critical illness policy list:
Plans:
1. Bajaj Allianz Critical Illness Policy
| Sum Insured | INR 1–50 lakh for policyholders between age 6-60 years INR 1-5 lakh for policyholders between age 61-65 years |
| Policy Term | 1-3 years |
| Age Requirement | 18-65 years for adults 6-21 years for dependent children |
Covered Critical Illnesses
- Myocardial infarction
- Permanent symptom stroke
- Open chest CABG
- Specified severity cancer
- Regular dialysis kidney failure
- Persisting symptoms multiple sclerosis
- Transplantation of major organs
- Pulmonary arterial hypertension (primary)
- Aorta surgery
- Permanent limb paralysis
2. Bajaj Allianz Women Specific Critical Illness Plan
| Sum Insured | INR 50,000 –2 lakh |
| Policy Term | 1-3 years |
| Age Requirement | 21-65 years for adults |
Covered Illnesses
- Breast cancer
- Cervical/uterine cancer
- Vaginal cancer
- Multitrauma
- Fallopian tube cancer
- Ovarian cancer
- Permanent limb cancer
- Burns
3. Bajaj Allianz CritiCare Plan
| Sum Insured | INR 1-50 lakh for each coverage section for policyholders between the age of 18 to 65 years. INR 1-10 lakh for each coverage section for policyholders between the age of 61 to 65 years. |
| Policy Term | 1-3 years |
| Age Requirement | 18-65 years for adults 3 months -30 years for dependent children |
Covered Illness Sections:
- Cancer care
- Cardiovascular care
- Kidney care
- Neuro care
- Sensory organs and transplants care
Bajaj Allianz Health Insurance Critical Illness Plans FAQs
1. Who can purchase Bajaj Allianz health insurance critical illness cover?
Anyone above the age of 18 who is a current resident of India can obtain critical illness coverage from Bajaj Allianz.
2. How to purchase a Bajaj Allianz critical illness Policy?
To buy a Bajaj Allianz critical illness plan, you have to visit the insurance provider’s website and follow its respective insurance application procedure. Alternatively, you can also visit Paytm Insurance and compare multiple insurance plans available to you and then purchase one online that best meets your specific requirements.
3. Does Bajaj Allianz provide a lump sum payment to critical illness plan insureds?
Yes, after being identified with a serious condition, Bajaj Allianz health insurance offers its clients a lump sum payout.
4. Is there a lifetime renewal option available with Bajaj Allianz health critical illness policy?
Yes, Bajaj Allianz provides the option of renewing critical illness coverage for a lifetime.
5. What is the minimum age requirement to receive Bajaj Allianz Women Specific Critical Illness Plan coverage?
Anyone who is in the age range of 21 years to 65 years and can provide appropriate proof of the same is eligible for Bajaj Allianz Women Specific Critical Illness Plan coverage.