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Bajaj Chetak Two Wheeler Insurance
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The Bajaj Chetak is an electric scooter made in India by the Bajaj Auto company. It derives its name from the 2-stroke Bajaj Chetak 1996 scooter. With the all-new electric model of the Chetak, Bajaj entered the scooter market under their Urbanite EV sub-brand. The initial production of the Bajaj Chetak electric started back in 2019 and its first launch happened in January of 2020 across 13 dealerships. The all-new Bajaj Chetak has a powerful electric-powered engine, with the solid build quality, stunning design, decent power output and good range in economy mode. The Bajaj Chetak EV is in the higher range of price category but has become a good choice of a scooter in recent years.
Bajaj Chetak Features
The Bajaj Chetak EV is offered in two main variants, the first is the Chetak Urbane and the second is the Chetak Premium. As for the included features, the Bajaj Chetak comes with a 90km/charge ECO mode range along with 80km/charge in sport mode, remote and push-button start option, a motor IP rating of 67, Bluetooth connectivity, geo-fencing, USB charging port, digital speedometer, odometer tripmeter, 4 litres glove box, touch-sensitive switches, single body seat design, passenger side footrest, carry hook, 18 litres of under-seat storage, combi braking system (CBS), internet connectivity, support for mobile apps, pass switch, different riding modes, EBS, LED headlight, taillight and turn signal indicators, DRLs, leading-link front suspension, mono-shock rear suspension, front disc brake, rear drum brake, alloy wheel and tubeless tyres.
Bajaj Chetak Specifications
|Riding Range||85-95 km|
|Top Speed||70 km/h|
|Charging Time||5 hours (4 hours of fast charging)|
|Rated Motor Power||3800 W|
|Maximum Motor Power||4080 W|
|Motor Type||BLDC Motor|
|Battery Capacity||3 kWh|
|Front Brake Type||Disc|
|Rear Brake Type||Drum|
|Kerb Weight||132 kg|
|Additional Storage||18 litres|
|Class Type||Electric Scooter|
Bajaj Chetak Two Wheeler Insurance
The Bajaj Chetak is a fantastic choice for a scooter in India and while you are considering purchasing it, you should also take a look at the currently offered Bajaj Chetak insurance policies in the market. Just like fuel-based vehicles, electric vehicles are also required to have motor insurance coverage in India. Other than this, there are a lot of advantages of having two wheeler insurance, including the various personal damage coverage it has to offer. So if you are looking to buy a new Bajaj Chetak two wheeler insurance from the ease of your home or through a local agent, you can easily do so. Also, if you already own one, then make sure it is within its validity period and if not then get the Bajaj Chetak two wheeler insurance renewal completed as soon as possible. For all the information about buying a new Bajaj bike insurance of Chetak model, go through this article’s content down below.
Types of Bajaj Chetak Two Wheeler Insurance
Two types of coverage are available in India, that vehicle owners can select as per their preference during buying a new Bajaj Chetak two wheeler insurance and at the time of Bajaj Chetak two wheeler insurance renewal, which are;
- Third-party type two wheeler insurance with its only offering of legal liability cover for the third party.
- Comprehensive bike two wheeler insurance which offers the insured party’s own damage coverage, as well as the legal liability cover for the third party.
Apart from the difference in Bajaj Chetak two wheeler insurance cost, the major differences between these two types of coverage are in the offering of personal damage cover, which only the comprehensive type policy offers.
What is Covered Under Bajaj Chetak Insurance Policy?
Your new Bajaj Chetak two wheeler insurance policy coverage includes damages such as;
- Scooter theft or total loss
- Human-involved disasters that cause damage to the scooter
- Nature-involved disasters that cause damage to the scooter
- Third-party loss of life, injury and property damage coverage
- Insured party’s own damage cover
What is not Covered Under Bajaj Chetak Insurance Policy?
Your new Bajaj Chetak two wheeler insurance will not cover damages like these ones;
- Scooter’s mechanical breakdown
- Intentionally inflicted damages to the scooter
- Scooter’s electrical malfunction
- Usage caused general wear
- Damages incurred by a rider with an expired driving licence
- Damages incurred due to irregular use of the scooter
- Damages incurred during an accident caused when riding under the influence of alcohol
These are some of the examples of damage coverage that the Bajaj Chetak insurance policy doesn’t cover for. By paying for a higher Bajaj Chetak insurance price point, going for the comprehensive type of policy makes the most sense than the third-party bike insurance cover.
How to Renew/Buy Your Bajaj Chetak Two Wheeler Insurance Policy?
The online procedure for Bajaj Chetak two wheeler insurance renewal and a new purchase is a better method nowadays. You can get your policy renewal or a new Bajaj Chetak two wheeler insurance online from the comfort of your own home, all while considering and curating through the different Bajaj Chetak insurance price points that are offered.
Guide to getting a Bajaj Chetak two wheeler insurance online:
- Search for Bajaj Chetak two wheeler insurance online.
- Mention the scooter’s details.
- Provide any previous policy particulars if present.
- Make the choice for your cover type.
- Get an estimate on the Bajaj Chetak two wheeler insurance cost.
- After that, select the policy you like and pay for it.
Verify all the necessary details and the final Bajaj Chetak insurance price before paying for the policy. Once the payment goes through, the Bajaj Chetak two wheeler insurance will be activated shortly.
Bajaj Chetak Review
Even with its high price point, the Bajaj Chetak is actually a great scooter which offers a lot of new things in the e-scooter segment. The first great thing about the Bajaj Chetak is it's incredibly fascinating design and visuals, a more than optimal instrument cluster, decent riding range and lower charging time. A worthy choice for an electric scooter and when paired with a great Bajaj Chetak two wheeler insurance, there will be much less to worry about.
Add ons for your Two Wheeler Insurance
Bajaj Chetak Insurance FAQs
1. What are some add-ons I can go for with my comprehensive type Bajaj Chetak two wheeler insurance policy?
The comprehensive type of Bajaj Chetak two wheeler insurance policy offers a lot of additional coverage options, including;
- Passenger coverage
- Key replacement coverage
- Engine sage coverage
- Consumables coverage
2. Can I cancel my Bajaj Chetak two wheeler insurance policy at any time?
Yes, individuals can cancel their Bajaj Chetak two wheeler insurance policy at any time by providing justified reasons and documents.
3. Do I need to have a two wheeler insurance policy for my second-hand bought Bajaj Chetak?
Yes, both brand-new and second-hand vehicles are required to have motor insurance in India.
4. Does the location affect my Bajaj Chetak two wheeler insurance policy premium amount?
Yes, the location is one of the affecting factors that is considered when deciding the Bajaj Chetak two wheeler insurance premium value.
5. What is NCB with my Bajaj Chetak two wheeler insurance policy?
The NCB stands for no-claim bonus, which is a reward given by the motor insurance company to the policyholder for not making any claims in the policy term.
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