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Hero MotoCorp Maestro Edge 125 Insurance
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The Hero MotoCorp Maestro Edge is a whole new scooter from the Hero series and has been revealed in the year 2018. It is very similar to its variant which had a 110cc engine but a very refined version in the form of Maestro Edge 125. It is the first scooter in India that offers fuel injection technology.
The scooter comes with telescopic forks upfront and mono-shock at its rear. Features in the front are all the same except for the up-gradation in the engine from 110cc to 125cc. Hero Maestro Edge 125 is a scooter that has a starting price of Rs. 71,523 in India and the top variant has a starting price of INR 75,224.
Key Specifications of Hero Maestro Edge 125
Hero Maestro Edge 125 is a tough competitor of Destini 125 which has been in the market for a few months now. It has more premium features which are easy to handle, convenient, and good performance. Look-wise it is very similar to the Hero MotoCorp 110cc engine scooter but has refined itself in a whole new form. The scooter generates a maximum power of 6.7kW(9bhp) at 7000 rpm along with a maximum torque of 10.4Nm at 5500 rpm.
The rear part of the scooter offers a very bulky and huge look with front and side panels that have completely changed its exterior. The dual-tone paint touch gives the external panel one colour and the floorboard and plastics around the instrument cluster get another colour.
Some of the Other Key Features Include
- Refined 125cc engine
- Fuel-injected motor
- Highly comfortable and high-performance scooter
- Premium looks with good handling
- The visual bulk has been reduced and neatly packed Maestro Edge 125
- Has a LED setup at its tail section
- Exhaust design of the Hero Maestro looks modern
- Boot light and USB charging point under the seat
- Perfect for daily city commuters
- Absorbs the bumps and bad road shocks easily to offer you a comfortable ride
- Has IBS system helps reduce the speed very conveniently
What is Covered Under Hero MotoCorp Two Wheeler Insurance Policy
- Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.
- Damages Due to Accidents: If your two-wheeler is damaged due to an accident, nothing to worry about as your two-wheeler insurance policy got you covered.
- Vehicle Thefts: In case your two-wheeler is stolen, your two-wheeler insurance policy will look after the same.
- Damages Caused in Fire: If your two-wheeler catches fire, your two-wheeler policy will pay for the damages.
- Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc. attack your two-wheeler, your insurance policy comes in handy.
- Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is not Covered Under Hero MotoCorp Two Wheeler Insurance Policy
- Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
- Unauthorised Driving: Your claim will be rejected if the rider is without a valid Driver’s License.
- Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
- Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
- Negligence: An accident occurs because of your own negligence; you won’t be able to claim the damages.
- Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
- Expired policy: If the policy has lapsed, your damages will not be covered.
- Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan
How to Renew Your Hero MotoCorp Two Wheeler Insurance Policy
You can renew your Hero MotoCorp two wheeler insurance policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you ride in.
Step 2- Press ‘Get Quote’ and choose your choice of Plan (Third-party liability, comprehensive, standalone own damage) or add-ons
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Hero Maestro Edge 125 Review
Hero Maestro Edge 125 is ahead of Hero Destini 125 and comes with more practical features, stylish design. The engine is also refined with a 125cc motor which has been made available in the form of fuel injection. The fuel injection in Hero Maestro Edge 125 makes it stand out among all other scooters as it's a very uncommon feature to be found in scooters.
There is an external fuel filler cap, ignition, and boot and all of this can be controlled with the help of one key switch. Feature-wise the Hero Maestro is not offering anything new but is sticking to its decent features in a more revolutionary way. It is offering good under-seat storage space, two-luggage hooks, and an external fuel-filling ability.
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Hero MotoCorp Maestro Edge 125 Insurance FAQs
1. Is there any possible way to reduce the premium price for my Hero Maestro Edge 125?
Yes, you can reduce the price on an insurance premium by installing some anti-theft devices by the Automotive Research Association of India, take advantage of NCB or opt for a higher voluntary deductible .
2. Do I need to carry my two-wheeler insurance every time I head out with my bike?
Yes, it is mandatory for you to carry your two-wheeler insurance every time you head out with your bike. It has been made compulsory as per the Motor Vehicles Act for both bike and car to have at least a 3rd party insurance for their vehicle. One insurance cover should always be there with you whenever you head out with your two-wheeler or four-wheeler.
3. Is emergency assistance cover included in the main insurance plan? Does the main insurance plan cover any emergency assistance for my Hero Maestro Edge 125?
Emergency assistance cover is a special add-on in your main insurance cover that you need to opt for when you finalize your main insurance cover. The benefits of Emergency assistance include the tyre replacement, replacement of fuel, towing and much more. It also offers a breakdown assistance for your two-wheeler.
4. What is the role of ARAI in my two-wheeler insurance policy?
ARAI basically stands for Automotive Research Association of India and it plays a very significant role in the automobile industry for both two-wheeler and four-wheeler vehicles. If you install any anti-theft device in your two-wheeler or four-wheeler, then the ARAI insures you to avail discounts which is close to 2.5% of your self-damage premiums which are subject to a maximum amount. You don’t need to carry the burden of heavy charges on your vehicle with the support of ARAI.