Hero MotoCorp HF Deluxe Insurance

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The Hero HF Deluxe is among the best-selling commuter motorcycles in the Indian market in terms of units sold. The sales of this bike have been invariably pulling itself in the past few years. Hero MotoCorp Limited is among the largest manufacturers of two-wheelers who have set a record of the highest sales of bikes. 

Hero MotoCorp deluxe has upgraded its commuter with new fuel injection and an i3s system. There are so many changes that have been done in this model which include the new graphics that is built on an elevated tensile steel double-cradle outline. As a whole, these changes in the system and the seating position have bestowed on the convenience of the rider.

At present, the Hero HF Deluxe BS6 starts at a price of INR 50,200. However, the top-of-the-line model with i3s is available at a price of INR 61,225.

Key Specifications of Hero MotoCorp HF Deluxe

Hero HF Deluxe is among the top-rated commuter motorcycles and is best known for its budget-friendly price and frugal mileage. It is powered by a 97.2cc, single-cylinder engine that is capable of churning out a maximum power of 7.9 hp at 8000 RPM along with a peak torque of 8.05Nm, which comes at 6000RPM. The power is sent down to the wheel via a 4-speed constant mesh gearbox.

It offers fuel efficiency of 70-80 km with a fuel tank capacity of 9.6 litres which is perfect for daily usage. The performance of this bike is also perfect for people who are just concerned about mileage and have good economic sense. This bike looks like an old-age style but it attracts users with its economical features and affordable price tag.

Some other key features include:

  • High-tensile double cradle frame to add strength and rigidity
  • Adjustable rear suspension for comfort
  • Best-in-class 130mm rear drum brake
  • i3s technology for 9% fuel saving
  • Long single seat is ample comfort
  • Single-piece pillion grab rail

What is Covered Under Hero MotoCorp Two Wheeler Insurance Policy

  • Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.
  • Damages Due to Accidents: If your two-wheeler is damaged due to an accident, nothing to worry about as your two-wheeler insurance policy got you covered.
  • Vehicle Thefts: In case your two-wheeler is stolen, your two-wheeler insurance policy will look after the same.
  • Damages Caused in Fire: If your two-wheeler catches fire, your two-wheeler policy will pay for the damages.
  • Damages Due to Natural/Man-made Disaster:  When flood, hurricane, hail storm, tornado, riots, etc. attack your two-wheeler, your insurance policy comes in handy.
  • Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Hero MotoCorp Two Wheeler Insurance Policy

  • Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
  • Unauthorised Driving: Your claim will be rejected if the rider is without a valid Driver’s License.
  • Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
  • Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
  • Negligence: An accident occurs because of your own negligence; you won’t be able to claim the damages.
  • Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
  • Expired policy: If the policy has lapsed, your damages will not be covered.
  • Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan

How to Renew Your Hero MotoCorp Two Wheeler Insurance Policy

You can renew your Hero MotoCorp two-wheeler insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you ride in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (Third-party liability, comprehensive, standalone own damage) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Hero MotoCorp HF Deluxe Review

The Hero HF Deluxe is among the leading brands that offer a range of best-selling motorcycles in the Indian market. It has always been the best choice for all the users who want an affordable, hassle-free standard of two-wheeled transportation. The hero has operated to formulate the age-old slope motor into a future proof BS6 updated version motorcycle. 

It has the potential to stand out among the leading brands of best-selling motorcycles in the whole country. The office people or the daily commuters will always prefer this motorcycle above any other motorcycle for a safe and smooth journey.

Hero MotoCorp HF Deluxe Insurance FAQs

  • 1. It’s going to be my first motorbike ever. Help! I need some advice in deciding which bike insurance policy should I be opting, comprehensive or third party liability Insurance?

    Third-party two-wheeler insurance is cheaper compared to a comprehensive motor insurance policy because it only protects you from third-party liabilities. However, additional protection for your own bike is a good investment to make with comprehensive insurance.

  • 2. I am very keen on understanding how the premium amount for my bike’s insurance claim was decided. Can anybody help?

    Yes, it is possible for you to determine the premium amount of your bike’s insurance policy. Listed below are the factors that help you find out the factors that revolve around the calculation of a new two-wheeler insurance policy:

    • The Insured Declared Value (IDV) of the bike
    • Age of the bike
    • Zone of registration
    • Cubic capacity
    • Make and Model
    • Type of coverage/plan you have opted, etc
  • 3. I recently purchased a new bike, for which I was gifted an insurance policy from the showroom itself. However, I am not very happy with the policy. Is it possible to change my insurer?

    Yes, it is possible for you to change your insurer if you are not satisfied with your current one. To do the same, you need to inform your existing insurer for a span of 45 days, prior to the date when your policy expires. Once the period passes, you can choose a new insurer.

  • 4. I am an avid traveller and have done many trips with my Hero bike. I hold a comprehensive Two wheeler insurance policy and am planning for a bike ride to another city and want to use transportation for the same, should I take a marine policy to cover t

    You don’t need to buy a different policy for transportation. Your comprehensive policy covers you over transportation of your two-wheeler to different places. 

  • 5. I am not very happy with my current insurance policy and want to amend changes to the same. Is it possible to cancel the insurance?

    Yes, it is possible to cancel your insurance. In case you are not happy, you can contact the insurance company over phone for cancellation of policy. But make sure, before cancelling your policy, you buy a new one as riding on Indian roads without a valid insurance is a punishable offence. 

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