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Hero Maestro Two Wheeler Insurance
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The Hero Maestro is a spectacular scooter made and manufactured by Hero MotorCorp, for the Indian two wheeler market. As a motorcycle-centric company, the Maestro was Hero’s second contender within the scooter segment after their popular Pleasure series of scooters. The Hero Maestro was first introduced at the O2 Arena in London, back in 2011, along with the Hero MotoCorp’s brand new identity and company model. The scooter was, however, released a year later, that is in 2012. Since then it has seen good sales with around 28,000 units being sold per month within the duration of a year. Let us take a look at the features, variants and specifications of the Hero Maestro down below.
Hero Maestro Features
The Hero offers the Maestro in four variants, including Hero Maestro Edge 125 Drum - 2021, Hero Maestro 125 Prismatic Color Tech - BS, Hero Maestro 125 Disc - 2021 and Hero Maestro 125 Connected - 2021. The Hero Maestro comes with a lot of functions and features including an air-cooled engine, kick and self-start, fuel injection, electronic control unit, analogue speedometer, digital trip meter and odometer, winkers, side stand engine cut-off, single, carry hook, under-seat storage space, passenger side footrest, attractive body graphics, integrated braking system, charging point, I3s technology, halogen headlight, LED tail light, bulb turn signal indicators, telescopic hydraulic shock absorbers, unit swing rear suspension, front disc brake option, rear drum brake, alloy and tubeless tyre.
Hero Maestro Specifications
|Engine Displacement||124.6 cc|
|Maximum Power Output (bhp@rpm)||9bhp@7000rpm|
|Maximum Torque Output (Nm@rpm)||10.4Nm@5500rpm|
|Cooling System||Air Cooled|
|Fuel Tank Capacity||5 litres|
|Available Ground Clearance||155 mm|
|Front Wheel Size||12 inch|
|Rear Wheel Size||10 inch|
|Seat Height||775 mm|
Hero Maestro Two Wheeler Insurance
The Hero Maestro is a fantastic looking and optimal performing scooter within the 125cc segment. Individuals who are considering this scooter for purchase, are also advised to look for Hero Maestro insurance in order to receive coverage for accidental damages on the road. Two-wheeler insurance is a very vital part and is required by the law. Getting Hero Maestro insurance in India is very easily available, and can be purchased via the conventional method, which is through the local insurance provider. The other mode of purchase is online, which is more convenient and popular nowadays. Individuals can utilise both these modes of purchase to get new Hero Maestro two-wheeler insurance, as well as, to have their Hero Maestro two-wheeler insurance renewal completed. Here are the related details about buying Hero bike insurance of Maestro model, including coverage types, features, buying procedures, etc.
Types of Hero Maestro Two Wheeler Insurance
The two different choices of coverage types offered at the time of the new Hero Maestro two wheeler insurance purchase are;
- Third-party Motor Insurance- This type of insurance offers coverage for damages of the third party only.
- Comprehensive Motor Insurance- This type of insurance offers coverage for the insured party’s damages, alongside the third-party legal liability coverage.
The existing owners of the policy can switch between the coverage types at the time of getting their Hero Maestro two wheeler insurance renewal settled. The third-party-only policy comes with just the legal liability coverage for the affected third party, hence it is available at a lower Hero Maestro two -wheeler insurance cost. And on the contrary, the comprehensive bike insurance policy offers both parties damage coverage, which is why it is offered a bit higher in terms of overall Hero Maestro insurance price.
What is Covered Under Hero Maestro Insurance Policy?
The Hero Maestro two wheeler insurance will be covering for damages including;
- Scooter theft or total loss
- Damages to the vehicle caused by natural disasters
- Damages to the vehicle caused due to any human-induced disasters
- Own damage coverage
- Third-party coverage
The Hero Maestro insurance price for the third-party bike insurance might be lower, but it doesn’t feature any type of own damage coverage. In order to receive own coverage for accidental damages, individuals are advised to go for the comprehensive policy, which is available at a higher Hero Maestro insurance price.
What is not Covered Under Hero Maestro Insurance Policy?
The Hero Maestro two wheeler insurance policy will not cover certain types of damages, like;
- Damages that are caused due to intentional harm
- Damages that are caused due to the misuse of the scooter
- Damages that are caused when the scooter was being ridden under the state of intoxication
- Damages that are caused at the time of using the scooter for illegal activities
- Damages like a mechanical breakdown of the scooter
- Damages like the electrical failure of the scooter
- Damages that are inflicted due to span of time and usage
How to Renew/Buy Your Hero Maestro Two Wheeler Insurance Policy?
The best way to get an idea about the general Hero Maestro two-wheeler insurance cost points that are currently being offered on the market, individuals can opt for the online procedure. Both Hero Maestro two wheeler insurance renewal over the internet and purchase of a brand new Hero Maestro two wheeler insurance online are widely considered over the traditional offline method and here are the steps for it.
Guide to getting a Hero Maestro two wheeler insurance online:
- Search for the scooter insurance policy online.
- Provide details.
- Select the preferred type of coverage.
- Get quotes on the pricing.
- Select a policy and pay for its premium.
As soon as the payment has been made, the insurance policy will be initiated and the procedure of purchasing Hero Maestro two wheeler insurance online will be completed.
Hero Maestro Review
In terms of looks, the Hero Maestro wins against lots of its competitors within the 125cc scooter segment. It also offers a great sleek design, is on the moderate side of the weight scale, comes with tons of useful features and offers great handling. All in all, the Hero Maestro is a perfect scooter to go for and it is highly suggested that individuals should get decent Hero Maestro two wheeler insurance coverage for it.
Add ons for your Two Wheeler Insurance
Hero Maestro Insurance FAQs
1. What are “add-ons” with the Hero Maestro two wheeler insurance policy?
The term “add-ons” refers to additional damage coverage options that individuals can opt for with their comprehensive type Hero Maestro two wheeler insurance policy. This includes coverage like tyre protection, passenger cover, zero depreciation, etc.
2. What are the purchase modes available for Hero Maestro two wheeler insurance policy?
In India, both the online and offline methods of insurance purchase are available for Hero Maestro two wheeler insurance policy.
3. Can I cancel my existing Hero Maestro two wheeler insurance policy at any point during its term?
Yes, individuals can cancel their existing Hero Maestro two wheeler insurance policy at any time within its term. But should have a new policy in place.
4. What are the claim types available with the comprehensive type Hero Maestro two wheeler insurance policy?
If you go with the comprehensive type Hero Maestro two wheeler insurance policy, you can go with either cashless or reimbursement claims.
5. Are add-ons available for selection with the third-party type Hero Maestro two wheeler insurance policy?
No, add-ons are not available with the third-party type Hero Maestro two wheeler insurance policy.
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