Bharti AXA (Now owned by ICICI Lombard) Bike Insurance Renewal and Claim Procedure

Indian Laws make it mandatory to get insurance for every two-wheeler on the roads. Several insurance companies provide an array of insurance policies for the same. However, various terms and conditions must be read before choosing the right one for your vehicle. Bharti AXA bike insurance policies are easy to apply and smooth to follow during claim or renewal. 

Like every motor vehicle insurance policy, a two-wheeler insurance policy from Bharti AXA needs to be renewed from time to time before the validity period expires. This way, policyholders can continue enjoying claim benefits and other features of their bike insurance policy. You can renew your Bharti AXA bike insurance policy from the comfort of your home using the online renewal services. Let’s check out the steps for the Bharti AXA bike insurance renewal process.

Bharti AXA Bike Insurance Online Process for Renewal

First

Here is how you need to go about Bharti AXA bike insurance renewal process:

• Open the Bharti AXA website to log on.
• Press on 'renew' and select the option 'motor' under it.
• From the list under 'motor', you need to select 'two-wheeler insurance.'

Second

Next, feed in your existing two-wheeler policy number or the registration number of your bike, along with its expiry date.

Go through the terms and conditions in detail before you click on the 'renew' button to proceed further. 

Third

Once all the above details are entered clearly and carefully, click on the 'confirm' button to proceed with the same existing plan. If not, you can check other plans and then decide which one you want to go in for. Once you have made your choice, proceed further to make the payment.

Fourth

You can select from the multiple payment options available, like net banking, UPI, credit or debit card, and so on. Make the payment by choosing your desired mode, and your Bharti AXA bike insurance renewal is done. 

Bharti AXA Bike Insurance Offline Process for Renewal 

To renew your Bharti AXA bike insurance policy offline, you can

• Dial the toll-free helpline number - 1800-103-2292
• Visit the nearest Bharti AXA General Insurance branch office

Bharti AXA Bike Insurance Claim

With a claim settlement ratio of 87.99% in the financial year 2019-20, Bharti AXA bike insurance promises a seamless claim procedure experience to its bike insurance policyholders.  

A claim for bike insurance online or offline is applied under two circumstances viz; an accident or a theft. On such events, the following documents must be submitted to Bharti AXA bike insurance claim settlement.

 In Case of an Accident

• Copy of the insurance policy
• Copy/original registration certificate (RC)
• Copy/original driving licence
• Copy of First Information Report (FIR)
• Original tax receipts
• Estimate of vehicle repair cost
• Payment receipts and bills of the repairs made
• Claim discharge voucher

In Case of Theft

• Original policy documents
• Original registration certificate
• Tax payment receipts
• Theft declaration from the Regional Transport Office
• All policy details
• Warranty card, duplicate keys and other accessories
• FIR
• Judicial Magistrate First Class (JMFC)
• Final police report
• Claim discharge voucher
• Letter of subrogation
• Forms 28, 29, 30 and 35 duly signed by the policyholder
• Claim form duly filled and signed

Cashless Bike Insurance Claim With Bharti AXA

To get a cashless claim for your bike insurance with Bharti AXA, you need to follow the following steps:

Step-1

• Contact Bharti AXA General Insurance.
• Register the claim by providing all details like place, time and location of the accident
• You can call the toll-free number of Bharti AXA - 1800-103-2292 or email it at claims@bharti-axagi.co.in.

Step-2 

Once you register the claim, a surveyor will inspect the damage caused to the vehicle during the incident. Then the bike can be taken for repairs.

Step-3 

After the survey, you can take the bike or even request towing services to the nearest authorised garage for repairs.

Step-4 

The insurance company would pay the garage bills. You can take your bike home after paying the compulsory deductibles.

Reimbursement Bike Insurance with Bharti AXA

If you take your bike for repairs to a garage other than under the list of Bharti AXA General Insurance network garages, you need to follow the following procedures.

Step-1

Contact your insurer and register the claim. It is the first step toward your two-wheeler insurance claim settlement process. You need to provide the following details to the company:

• The location where the accident took place
• Date and time of the accident
• Any witness available
• Did the rider have a pilon or not, etc.

You can contact Bharti AXA on its toll-free number or by email. We’ve shared above these contact details.

Step-2

Once the claim has been registered, your insurer would send a surveyor to the accident spot to survey the entire incident and how much damage has been caused to the vehicle because of the accident.

Once the inspection has been done, the bike can be taken for repairs. However, you need to submit all required documents to the surveyor at this stage.

Step-3

After the survey, you can take the bike to a garage of your choice and get the repairs done. Meanwhile, start the reimbursement process with your bike insurance company, Bharti AXA General Insurance.

Submit the repair bills and receipts, along with other documents about your two-wheeler insurance claim, to the company. The insurer would consider all deductions and depreciation value and check the bill's details. After doing so, the company would finally disburse the payment.

Final Take 

Bharti AXA General Insurance is a reliable and trusted name in bike insurance, with a high rate of renewal and claim settlements every year. You need to keep your papers handy, pay your renewal premium on time, and you can enjoy endless insurance benefits from Bharti AXA two-wheeler insurance.

Read more-

How Can a Bharti AXA Bike Insurance Plan be Renewed Online?

Two-Wheeler Insurance Plans from Bharti AXA: Get the Best Coverage for Your Bike