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Hero Bike Insurance
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Hero MotoCorp Limited is an Indian transnational two-wheeler manufacturer established in New Delhi. It is the world’s largest motorcycle and scooter manufacturer. The giant two-wheeler maker brand was established on 19 January 1984.
Hero MotoCorp has consistently augmented its products range and quality to sustain the market. From commuters and scooters to sporty motorcycles, Hero MotoCorp is a one-stop destination for two-wheelers. In India, the motorcycle manufacturer is known to make reliable and extremely efficient models that cater to a large group.
Hero MotoCorp Two-wheeler Models
Splendor i-SMART
One of the best commuter bikes from Hero, the Splendor runs on a 113.2cc engine and stands out at 117kg of weight. It is exceptional in terms of mileage and is also famous for receiving regular styling updates and starts at INR 66,500 (ex-showroom New Delhi)
Super Splendor
A powerful variant of the traditional Splendor, the Super Splendor picks up on a 124.7cc engine to give out enhanced performance. Offered at around INR 66,900 (Ex-price Delhi) for its base variant, the bike picks up on enhanced safety with disc brakes.
Glamour
The Glamour is another great model that has evolved with its age in its lineup. Starting at INR 71,900 (Ex-showroom Delhi), the Glamour is powered by a 124.7cc BS6-compliant engine that gives out a power of 10.73 bhp at 7500RPM.
Destini 125
An ideal scooter that marked its arrival in the last decade, the Destni 125 is a great option for comfortable ride. Coming at a price tag that starts at INR 66,960 (Ex-price Delhi) and picks up a strong styling with a 124.6cc engine with 9 bhp power.
Xtreme 160R
One of the latest models to get a design refresh, the Xtreme 160R is a premium looking naked bike. Starting at INR 106,950, the Xtreme is powered by a 163cc engine with 15 bhp of power.
XPulse 200
Hero’s new venture into extreme sports, the XPulse 200 is a great entry-level off-roader and tourer that starts at a base price of INR 1,15,230. The bike is all about strong styling and premium handling with its 199.6cc engine.
Maestro Edge 125
A bigger and better variant in the lineup, the Maestro 125 gives out impressive power output at 9 bhp and stands at 112kg weight. The scooter is elegantly designed and comes with disc brakes for improved safety. The base price of the Maestro 125 is around INR 53,000 (ex-showroom price in New Delhi).
Passion Pro BS6
The next generation Passion Pro is a power-packed commuter with a great design and impeccable performance. It is equipped with a 113cc engine. Starting at a price of INR 67,400 (ex-showroom price in New Delhi), the Passion Pro is a great proposition in the commuter segment.
Pleasure + BS6
The all-new Hero Pleasure sports an extended 10% improved acceleration and 10% more mileage, making it a perfect combo of style and substance. With its price starting at around INR 57,300 (ex-showroom price in New Delhi), the Hero Pleasure features an outstanding 110.9cc engine with 155mm ground clearance and more.
Xtreme 200S
The Xtreme 200S unleashes a stylish outlook and offers commendable control and power on the streets. The bike is available in three different colour options, Sports Red and Panther Black and priced around INR 117,214 (ex-showroom price, New Delhi).
HF Deluxe BS6
The Hero HF Deluxe BS6 commuter motorcycle is one of the most successful models in the lineup, and starts at a tag price of INR 50,200 (ex-showroom price, New Delhi). It is fitted with a 97.2cc engine, coupled with a 4-speed constant mesh transmission.
What is Covered Under Hero Two Wheeler Insurance Policy
- Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.
- Damages Due to Accidents: If your two-wheeler is damaged due to an accident, nothing to worry about as your two-wheeler insurance policy got you covered.
- Vehicle Thefts: In case your two-wheeler is stolen, your two-wheeler insurance policy will look after the same.
- Damages Caused in Fire: If your two-wheeler catches fire, your two-wheeler policy will pay for the damages.
- Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc. attack your two-wheeler, your insurance policy comes in handy.
- Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is not Covered Under Hero Two Wheeler Insurance Policy
- Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
- Unauthorised Driving: Your claim will be rejected if the rider is without a valid Driver’s License.
- Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
- Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
- Negligence: An accident occurs because of your own negligence; you won’t be able to claim the damages.
- Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
- Expired policy: If the policy has lapsed, your damages will not be covered.
- Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan
How to Renew Your Hero Two Wheeler Insurance Policy
You can renew your Hero two-wheeler insurance policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you ride in.
Step 2- Press ‘Get Quote’ and choose your choice of Plan (Third-party liability, comprehensive insurance, standalone own damage) or add-ons
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Hero MotoCorp Two-wheeler Review
Hero MotoCorp has been delivering fuel-efficient bikes for over years now. The USP of the automaker lies in producing motorcycles that are oriented towards the Indian audience of efficiency-seeking masses. With a regularly updated lineup that tweaks around the elements of design over its offerings, the Indian automaker has adapted with the technology that they offer with their bikes. Considering the aspects of design, technology, comfort and convenience, the Hero offerings are one of the best motorcycles you can opt for.
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Hero MotoCorp Two Wheeler Insurance FAQs
1. I recently had a minor crash on my Hero bike, one of my friends suggested that I should not go for a claim, should I listen to him?
Yes, your friend is right when he says that you shouldn’t go to your insurance company. When you don’t raise a claim during an entire year, you are then entitled to qualify for “No Claim Bonus” that provides you with some amount of reimbursement over the insurance premium for the next year. So, if the repairing costs are minor, it’s best to avoid raising an insurance claim.
2. In case I have recently had a bike accident, what should be the ideal time to file for a claim?
‘Bodily Injury to Self or Third Party’, ‘Third-party Property Damage’ or ’Theft’ should be reported to your nearest police station as early as possible. Delay in reporting of such incidents might affect the claim process.