Bajaj CT 100 Two Wheeler Insurance

Starting at only ₹1.5 per Day*

Two wheeler Insurance banner image
Enter your details to buy Bike Insurance
By proceeding you agree to Terms & Conditions
Proceed without two wheeler number
  • compare buy
    Compare and buy at best price
  • instant policy
    Instant Policy Issuance
  • no unwanted calls
    No unwanted calls. We promise!

The Bajaj CT 100 has witnessed a lot of transformation over the years that have passed by. Available across three trim options, Bajaj has undoubtedly done a splendid job with the CT 100 in terms of its engineering. It offers excellent mileage and is a value for money in terms of its performance and reliability. Further, this bike starts at a base price of INR 47, 654 (Ex-showroom Delhi) (Ex-showroom Delhi).

Key Specifications of Bajaj CT 100

As mentioned earlier, the CT100 is a close relative to the Platina in terms of its performance figures, the reason being the same single-cradle frame as the Platina. Powering the CT 100 is a similar 102cc engine that is now BS6-compliant and mated to a fuel-injected unit for improved performance, giving out a total power output of 7.9 PS besides churning out torque volume of 8.34Nm. The engine comes mated to a four-speed gearbox and has been engineered to provide the users with maximum fuel efficiency per litre of petrol.

Bajaj has provided the CT100 with ‘SNS’ suspension at the rear besides providing it with a telescopic fork suspension at the front. Similarly, the top-spec version of the bike comes with premium features like analogue instrument cluster to add to the rider’s comfort. The bike also gets rubber tank pads, revised seat cushions, cross tube across the handlebar, and a more extensive grab rail on the rear.

Some Other Key Features Include:

  • Affordable pricing with reliable engine performance
  • Very lightweight provides agile handling through traffic
  • Robust DTS-i engine that delivers superior mileage
  • Crosstube across the handlebar and a more extensive grab rail on the rear.
  • SNS shock absorbers upfront

What is Covered Under Bajaj Auto Two Wheeler Insurance Policy

  • Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.
  • Damages Due to Accidents: If your two-wheeler is damaged due to an accident, nothing to worry about as your two-wheeler insurance policy got you covered.
  • Vehicle Thefts: In case your two-wheeler is stolen, your two-wheeler insurance policy will look after the same.
  • Damages Caused in Fire: If your two-wheeler catches fire, your two-wheeler policy will pay for the damages.
  • Damages Due to Natural/Man-made Disaster:  When flood, hurricane, hail storm, tornado, riots, etc. attack your two-wheeler, your insurance policy comes in handy.
  • Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Bajaj Auto Two Wheeler Insurance Policy

  • Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
  • Unauthorised Driving: Your claim will be rejected if the rider is without a valid Driver’s License.
  • Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
  • Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
  • Negligence: An accident occurs because of your own negligence; you won’t be able to claim the damages.
  • Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
  • Expired policy: If the policy has lapsed, your damages will not be covered.
  • Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan

How to Renew Your Bajaj Auto Two Wheeler Insurance Policy

You can renew your Bajaj two-wheeler insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you ride in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (Third-party liability, comprehensive, standalone own damage) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Bajaj CT 100 Review

The Bajaj CT 100 is a reliable performer and aims to provide the buyers with a value for money. The automaker produces a range of motorbikes, ranging from 100cc to 400cc specs. Coming to the functionality that the CT 100 provides to its users, the motorbike is a reliable performer for the streets and the highways and stands true in terms of performance. 

Lastly, its major USP revolves around an affordable pricing point and a great mileage on offer.

Bajaj CT 100 Insurance FAQs

  • 1. I had recently purchased a Bajaj CT 100, which I now suspect to be stolen, what are the immediate steps that I need to take if I have insurance for the same?

    In an instance where your vehicle gets stolen, the first thing that you should do instantly is to lodge an FIR with your nearest police station or head for the local police station, in case you are travelling. Now, all you need to do is submit the FIR photocopy and supporting documents to your insurance company.

     

    In such a case, 

    • You are entitled to claim full IDV amount.
    • Moreover, if you lose your bike to natural calamities and human-made disasters, it can be claimed as well.
  • 2. I recently had a crash with my CT 100 and had an accident with the bike. While I was safe in the crash, my pillion rider was severely injured. My question is that can I sue the bike insurance company for the claim of the pillion rider?

    Sadly, your basic bike insurance doesn’t cover the pillion rider in case of such an accident. An additional add-on cover, i.e. pillion rider/passenger cover would cover the cost of such an accident. So, make sure you have purchased the same add-on cover along with your base policy.  

     

     

  • 3. What are the consequences if I don’t update my insurance policy?

    Listed below are the cases that might occur in such situations:

    • It is illegal to ride on Indian roads without a valid insurance policy.
    • It is a punishable offence and you have to pay a hefty fine for the same. 
    • If you fail to insure your vehicle within 90 days, you will lose your No Claim Bonus.
    • If not done within the date, your bike will have to go through another inspection that might be chargeable.

Recent Articles

View All
https://insurance-blog-cms.paytminsurance.co.in/178_Two_Wheeler_Insurance_What_Is_Endorsement_In_Two_Wheeler_Insurance_Policy_8_2610143400.jpg

It's All About Selecting No-claim Bonus (NCB) During Bike In...

Select the appropriate no-claim bonus percentage while renewing your bike insurance policy and save significan...

Read More
https://insurance-blog-cms.paytminsurance.co.in/170_Two_Wheeler_Insurance_All_You_Need_To_Know_About_Multi_year_Two_wheeler_Insurance_7_12297fb5dd.jpg

Renewal of IFFCO-Tokio Two-wheeler Insurance Online: A Compr...

Renewing your two-wheeler insurance online is easier, faster, and simple and doesn't require paperwork. Follow...

Read More
https://insurance-blog-cms.paytminsurance.co.in/178_Two_Wheeler_Insurance_What_Is_Endorsement_In_Two_Wheeler_Insurance_Policy_8_2610143400.jpg

Steps to Claim Reliance Bike Insurance

It's a big relief if you have someone who will cover all your financial losses that may incur in the future du...

Read More
https://insurance-blog-cms.paytminsurance.co.in/178_Two_Wheeler_Insurance_What_Is_Endorsement_In_Two_Wheeler_Insurance_Policy_8_2610143400.jpg

Steps to Claim Bike Insurance at HDFC Ergo

All bike insurance policyholders expect an easy and hassle-free claiming facility from their bike insurance co...

Read More
https://insurance-blog-cms.paytminsurance.co.in/170_Two_Wheeler_Insurance_All_You_Need_To_Know_About_Multi_year_Two_wheeler_Insurance_7_12297fb5dd.jpg

Off-road Bike Insurance: All You Need to Know

Youngsters in India are very adventurous and love to do off-road riding. It is always advisable to purchase bi...

Read More
https://insurance-blog-cms.paytminsurance.co.in/185_Two_Wheeler_Insurance_How_To_Transfer_Your_Insurance_Before_Selling_Your_Second_Hand_Bike_2_775fd4ea87.jpg

Different Types of Bike Insurance and Its Variants

What are the different variants of bike insurance available at the moment? Read on to find out the various typ...

Read More
https://insurance-blog-cms.paytminsurance.co.in/178_Two_Wheeler_Insurance_What_Is_Endorsement_In_Two_Wheeler_Insurance_Policy_8_2610143400.jpg

Bike Insurance: Should You Buy It from Bike Dealers?

Do you need to buy insurance from a bike dealer? Is it mandatory? The answer may surprise you. Read more to de...

Read More
https://insurance-blog-cms.paytminsurance.co.in/185_Two_Wheeler_Insurance_How_To_Transfer_Your_Insurance_Before_Selling_Your_Second_Hand_Bike_2_775fd4ea87.jpg

Everything You Need to Know About Acko Bike Insurance Before...

Acko bike insurance provides two bike insurance policies considering your requirements. They offer mainly thir...

Read More
https://insurance-blog-cms.paytminsurance.co.in/175_Two_Wheeler_Insurance_Checklist_For_A_Long_Road_trip_On_Your_Two_Wheeler_5_f6d2ccb954.jpg

Bike Insurance Premium for 125cc Engine

Bike insurance varies because of many factors, and one among them is bike capacity. Know the insurance policy ...

Read More