Kawasaki Two Wheeler Insurance

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Kawasaki Heavy Industries Limited is a Japanese Multinational Corporation known for manufacturing motorcycles, engines and heavy equipment. The company established their subsidiary, India Kawasaki Motors Private Limited in the year 2009. The journey of Kawasaki Motors started in India with the launch of two motorcycles namely, Ninja 650 and Ninja 250.

Kawasaki Motors established its new plant in Pune, Maharashtra in 2017. The new plant aimed to accelerate independent sales and make its place as a two-wheeler Industry in India. Kawasaki will probably launch its most affordable motorcycle in India, Kawasaki W175 in the first quarter of 2021.

India Kawasaki Motors Two-wheeler Models

Ninja H2R

The Ninja H2R is the flagship offering of Kawasaki with a starting price of around INR 79,90,000 (ex-showroom, Delhi). It has a 998cc engine, made to provide 165Nm torque and 326 PS of power with ram air. The braking is handled by a 330 mm front and 250 mm rear disc brakes for maximum road safety.


The Z H2 SE comes with a 998cc liquid-cooled DOHC engine capable of providing 137Nm of torque and 200 PS of power. The starting price of this Kawasaki model is around INR 25,90,000 (ex-showroom price, Delhi). It comes with a 320 mm front and 260 mm rear disc brake to ensure maximum control over the motorcycle while riding.
Vulcan S

The Vulcan S is a part of Kawasaki’s Cruiser Motorcycle range with a starting price of around INR 5,94,000 (ex-showroom, Delhi). It comes packed with a 649cc liquid-cooled DOHC engine, sufficient for providing excellent acceleration with a torque of 62.4Nm and 61 PS of power. The disc brakes of 300 mm in the front and 250 mm in the rear ensure overall road safety.

Versys 1000

The name ‘Versys’ of the model Versys 1000 comes from the combination of the words versatile and system. It is equipped with a heavy 1043cc liquid-cooled engine that gives around 120 PS of power and 102Nm of torque. The starting price of this model is around INR 11,19,000 (ex-showroom, Delhi) and it is equipped with semi-floating petal disc brakes. The disc brakes are of 310 mm in the front and 250 mm in the rear that gives the motorcycle an intense stopping power.


The Kawasaki W800 has a price tag of around INR 7,09,000 (ex-showroom price, Delhi). It is packed with a 773cc air-cooled SOHC engine with a power of 52 PS for acceleration and 62.9Nm of torque. With a front disc brake of 320 mm and rear disc brake of 270 mm, it ensures that you have maximum control over your motorcycle while riding.

What is Covered Under India Kawasaki Motors Two Wheeler Insurance Policy

  • Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.
  • Damages Due to Accidents: If your two-wheeler is damaged due to an accident, nothing to worry about as your two-wheeler insurance policy got you covered.
  • Vehicle Thefts: In case your two-wheeler is stolen, your two-wheeler insurance policy will look after the same.
  • Damages Caused in Fire: If your two-wheeler catches fire, your two-wheeler policy will pay for the damages.
  • Damages Due to Natural/Man-made Disaster:  When flood, hurricane, hail storm, tornado, riots, etc. attack your two-wheeler, your insurance policy comes in handy.
  • Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under India Kawasaki Motors Two Wheeler Insurance Policy

  • Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
  • Unauthorised Driving: Your claim will be rejected if the rider is without a valid Driver’s License.
  • Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
  • Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
  • Negligence: An accident occurs because of your own negligence; you won’t be able to claim the damages.
  • Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
  • Expired policy: If the policy has lapsed, your damages will not be covered.
  • Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan

How to Renew Your India Kawasaki Motors Two Wheeler Insurance Policy

You can renew your India Kawasaki Motors two-wheeler insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you ride in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (Third-party liability, comprehensive, standalone own damage) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

India Kawasaki Motors Two-wheeler Review

Kawasaki has a variety of motorcycle models and even has a range of dirt bikes ranging from 100cc to 450 ccs that can be good for off-roading. Even to this day, Kawasaki motorcycles are known for their excellent performance, be it with fully-faired sports, naked-sport, cruisers or dirt bikes.

India Kawasaki Motors Two-wheeler Insurance FAQs

  • 1. I have recently purchased a new motorcycle. What is the best insurance policy that I can get for my new motorcycle?

    Irrespective of the insurance providers, the best type of motorcycle insurance remains the standard across all the providers. You must know that third-party insurance is compulsory for every motorcycle in India.  However, it is advisable to get a package motorcycle insurance which will cover both third-party liabilities and own damages along with any natural or man-made damages of the insured motorcycle.

  • 2. In the case of a serious accident, how do I claim my motorcycle insurance at the earliest?

    There are a few important steps that must follow to claim your motorcycle insurance at the earliest.

    • Contact your insurance provider immediately after the accident, be it for third-party negligence or due to natural calamity. Not informing the provider soon may complicate the claiming process
    • File an F.I.R. if the accident was caused due to third-party property or individual to speed up the entire process.
    • Submit the required documents after attesting it according to the guidelines given by the insurance provider.
    • The insurance provider will estimate the total cost and repair once the documents are verified.
  • 3. What is a zero-depreciation bumper cover to cover coverage?

    Zero-depreciation offers complete coverage to your two-wheeler without considering the depreciation factors to reduce the original price of your vehicle. Opting for a zero-depreciation cover saves you over the depreciation charge and makes you entitled for the full claim amount.



  • 4. Is it possible for insurers to add/ avail benefits of the add-ons in the middle of the policy period, once available?

    Yes, insurers can add add-ons in the middle of the policy. However, they need to get the health of their two-wheeler inspected in case of some add-ons.

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