Health Plans for Women in 2021

The plan offers superb benefits as under:

• Critical Illness Benefit
• In-Hospital Benefit for Accident and Sickness
• Intensive Care Unit Benefit
• Convalescence Benefit covering post-hospitalization expenses
• Covers the expenses of cosmetic reconstruction surgery arising out of accidental injury

• Age at Entry: Minimum – 18 years, Maximum 65 years
• Policy Tenure: 1 year

The plan is designed keeping in mind the financial and healthcare needs of women. The salient features of the plan are:

• Offers coverage for 8 critical illnesses
• Covers loss of job upon diagnosis of critical illness. The insurer provides INR 25,000 towards loss of employment provided claim for critical illness is paid under the policy
• The insured is eligible to receive children education benefit up to INR 25,000 provided claim for critical illness is paid under the policy
• Congenital disability benefit equivalent to 50% of the sum insured is paid if the female insured gives birth to a baby with a congenital disorder.
• Tax Saving Instrument as it allows you to save tax under Section 80D of the Income Tax Act

• Age at Entry: Minimum – 21 years, Maximum 65 years
• Policy Tenure: 1 year

This insurance plan is specifically designed to meet the maternity needs of a woman. The salient features of the plan are:

• Cover for the new-born
• 100% increase in sum insured with NO CLAIM Bonanza
• Offers insurance cover towards hospitalization expenses, ambulance charges, Pre and Post- Hospitalization cover, Daycare Treatment.
• Single AC Private Room

• Entry Age: For Adults – Minimum 18 years; Maximum 45 Years; For Child Minimum 1 day; Maximum 24 years
• Sum Insured – INR 3 Lakhs or INR 5 Lakhs
• Policy tenure – 3 years

This health insurance plan is comprehensive coverage that offers benefits like:

• 5 per cent discount on premium for single women or girl insured
• Covers cost of in-patient care
• Covers pre and post hospitalization expenses
• Critical illness
• Donor Expenses
• Offers emergency ambulance allowance
• Covers cost of domiciliary hospitalization
• Bonus for each claim-free year of 33.33%

• Age at Entry: Minimum – 5 years, Maximum 65 years
• Policy Tenure: 1 year or 2 year

This insurance plan is designed for the family having only girl children. The salient features of this policy are:

• Covers hospitalization expenses including room rent, doctor consultation charges, medicine charges, etc.
• Offers personal accident cover i.e. provides compensation in event of death or disability
• Critical Care Benefit covering 11 critical illnesses
• Covers pre-hospitalization and post-hospitalization expenses

• Age at Entry: Minimum – 16 years, Maximum 65 years
• Policy Tenure: 1 year

This is a life insurance policy that ensures savings and financial security. The highlights of the plan are:

• Premium waiver for 3 years in the occurrence of the following events
  • Pregnancy complication
  • Diagnosis of malignant cancer of a female organ
  • Death of Spouse if availed Elite Option
• The flexibility of partial withdrawal to meet financial contingencies
• Tax benefit under section 80C and 10(10D) of the Income Tax Act, 1961.

• Entry Age for Female Life: Minimum - 18 Years; Maximum -45 years
• Entry Age for Spouse: Minimum 21 years; Maximum 50 Years
• Maturity age for female life: Minimum 28 years; Maximum 60 Years
• Maturity Age for Spouse: Minimum 31 Years; Maximum 60 Years
• Policy Tenure: 10 years or 15 years
• Annual Premium: Minimum INR 24000; Maximum INR 100000