Aditya Birla Health Insurance Critical Illness Plans

Plans starting at only ₹7/day*

Health Insurancebanner image
Enter your details to buy Health Insurance
By proceeding, I agree to the Terms & Conditions
  • no spam calls
    No Spam calls. Promise
  • tax deduction
    Upto ₹75,000** Tax deduction under Sec 80D
  • instant policy
    Instant Policy Issuance

Aditya Birla health insurance critical Illness plans are the most flexible health insurance plans for individuals and families. It provides a wide range of health coverage options, with no restrictions on your healthcare or medicines. Whether you're an individual or family, there are dedicated plans for you. The health services provider offers full critical illness coverage, cashless treatment options, long-term care and comfort measures.

By providing a full summary of Aditya Birla critical illness policy, this page will assist you in making an informed selection.

Aditya Birla Critical Illness Policy

The Aditya Birla health insurance critical Illness plan caters to the needs of different policyholders. The company understands that each has different medical requirements, and it makes sure that every policyholder gets high-quality healthcare from top-notch doctors. The company offers two different critical illness covers, namely - Activ Secure Critical Illness Plan and Activ Secure – Cancer Secure. Both policies offer lump sum pay-out on relevant critical illness diagnosis.

Benefits of Aditya Birla Health Insurance Critical Illness Policy

The following benefits are provided by illness policy of Aditya Birla health insurance -

Cancer Coverage

Cancer has many challenges, but one thing it can deal with is good insurance coverage. As a leading general insurance provider in the nation, Aditya Birla provides complete coverage for cancer via its Activ Secure – Cancer Secure policy. If you or your family member is diagnosed with cancer and suffer from any of the following, don't wait. Get in touch with the company’s expert team and get yourself or your family member the best treatment possible. The company’s support team is available round-the-clock to help you step into the best medical care facility around.

Wellness Coach

Being healthy and fit is important not only to you but also to the individuals around you. In today's fast-paced world, where comfort, convenience and quality of life are among the first priorities, people need to make sure both their minds as well as bodies are fit for a busy life. If you've been trying to look for ways to maintain a healthy lifestyle and improve your overall health, Aditya Birla wellness coach helps you take care of your needs.

Activ Health App

It may be difficult to understand where to begin when attempting to reduce weight or just live a better lifestyle. Activ Health is currently the only app of its type that allows you to track your wellness, get rewards, and manage all your policy data from your phone.  It assists you better understand your physique over a period. You can thus take necessary measures to improve your health if found not good on the app.

24x7 Support

Aditya Birla offers 24x7 customer care to their clients. Their customer support is available round the clock to address your queries. The company has a team of dedicated and well-qualified staff, which enables them to solve your queries with the minimum waiting time. The company has developed a customised support system, which caters to your needs in real-time. Their customer care centre provides you personalized support from an expert who can guide you and resolve your queries instantly.

Tax Advantages

Section 80D of the Income Tax Act offers tax benefits to the policyholder who pays premiums on health insurance coverage. For individuals over the age of 60 years, the limit is INR 50,000, while for policyholders under the age limit, the tax benefit is up to INR 25,000. The maximum tax exemption claimable on Aditya Birla critical illness insurance plans is INR 1 lakh.

Key Benefits of Aditya Birla Health Insurance Critical Illness Cover

It's no secret that life can be tough, especially when we need to deal with a major illness. Critical illness is just that — an illness that poses the danger of death or disfigurement if not treated quickly and effectively. If you have had the misfortune of being diagnosed with this kind of illness, it's a good idea to get Aditya Birla health insurance critical illness cover so that you can rest assured knowing that you and your family have a financial safety net in order.

  • Activ Secure Critical Illness Plan has three variants – Plan 1, Plan 2 and Plan 3. 
  • Activ Secure Critical Illness Plan offers a payout of up to 150% of the insured sum amount if the insured is diagnosed with multiple covered critical illnesses.
  • Activ Secure Critical Illness Plan and Activ Secure – Cancer Secure provides an optional cover of a wellness coach.
  • Activ Secure Critical Illness Plan and Activ Secure – Cancer Secure provides an optional cover of a second medical opinion.

Aditya Birla Health Critical Illness Policy List

Aditya Birla provides two different health insurance plans for critical illness coverage. A policyholder who is looking to cover these major health issues can compare and contrast the following Aditya Birla health critical Illness plans and make an educated decision based on their requirements and budget.


1. Activ Secure Critical Illness Plan

This plan comes with three variants - Plan 1, Plan 2 and Plan 3 with different sum insured and premiums. Let’s check the details of this plan.

Sum Insured

INR 1 lakhs – 1 crore (Plan 1 and Plan 2)

INR 5 lakhs – 1 crore (Plan 3)

Policy Term1, 2, 3 years
Min. Age Requirement

5-65 years (Plan 1 and Plan 2)

18-65 years (Plan 3)

  • Plan 1: Protection against 20 key ailments, including cancer, renal failure, and cardiac arrest.
  • Plan 2: Comprehensive coverage against 50 key illnesses and treatments, including benign brain tumours, brain surgery, and tuberculosis (TB).
  • Plan 3: Coverage for 64 important diseases and treatments, including pacemaker installation surgery, angioplasty, and hysterectomy.
Starting Annual Premium

Plan 1 - INR 5,463

Plan 2 - INR 7,299

Plan 3 - INR 8,023

2. Activ Secure – Cancer Secure

This is a dedicated cancer protection plan with different coverage options based on the stage of cancer. Let’s check the details in the below table.

Sum InsuredINR 5 lakhs – 1 crore 
Policy Term1, 2, 3 years
Min. Age Requirement18-65 years
  • Cancer Early Stage: Up to 50% of the sum insured, subject to a maximum of INR 10 lakhs
  • Cancer Major Stage: Up to 100% of the sum insured
  • Cancer Advanced Stage: Up to 150% of the sum insured
Optional Coverage 
  • Wellness coach
  • Second medical e-opinion
Starting Annual Premium428

Aditya Birla Health Insurance Critical Illness Plans FAQs

  • 1. Is there a minimum age for purchasing an Activ Secure Critical Illness Plan?

    The lowest entry age is five years old, and the maximum allowed age is sixty-five years old.

  • 2. For whom may I acquire the Aditya Birla health insurance critical Illness plan?

    You may buy the insurance for yourself and cover a maximum of four kids, as well as your and your spouse's dependent parents.

  • 3. Can I raise the amount insured under Activ Secure – Cancer Secure?

    Most likely, no, as it is a plan with a lump sum payout option. Lump sum payout policies, usually, don’t allow you to raise the sum insured amount. But do check with the insurer for the same before buying Activ Secure - Cancer Secure Plan.

  • 4. Can I get a second medical opinion from Activ Secure – Cancer Secure?

    Yes. Activ Secure – Cancer Secure offers a second medical opinion as an optional coverage.

  • 5. Do I qualify for any savings on Activ Secure Critical Illness Plan family coverage?

    When you insure two or more members in the same policy, you can receive a 10% premium savings.

Recent Articles

View All

Measures for Preventing Cancer

By choosing healthy lifestyle habits, you can reduce your risk of developing some common types of cancer. Lear...

Read More

Understanding Free Health Check-up Coverage of Your Health I...

Regular medical checkups are beneficial to keep your health in check. You will get them free if you have healt...

Read More

Let’s Scan Arogya Sanjeevani Health Insurance Plan

Arogya Sanjeevani is basic and inexpensive health insurance. Additionally, it offers the choice of obtaining a...

Read More

Star Health Insurance Family Health Optima Policy

Star Family Health Optima Health Insurance Policy provides extensive coverage for the entire family under a si...

Read More

Vitamins and Minerals That Boost Metabolism

Leaner people are associated with a high basal metabolic rate. However, Vitamin B and D, and minerals such as ...

Read More

Different Types of Health Insurance Policies Offered in Indi...

You can't get the ideal value if you don't know what kinds of health insurance policies are available in India...

Read More

Healthy Foods That Protect Your Liver

The liver is the body's detoxification system that filters out toxins and is responsible for numerous vital fu...

Read More

Understanding the Types and Treatments of Diabetes

Diabetes is a disorder when the body's capacity to metabolise blood glucose is impaired. The disease is classi...

Read More

Manage Anxiety Easily with These Tips

The constant feeling of something going wrong can wreak havoc on one’s mind and affect daily tasks. However, h...

Read More