Some List of Diseases Covered Under Star Health Insurance
Getting diagnosed with an illness isn't only stressful but also pricey. You may want rigorous treatment to free your body from the disease, which can charge you dearly. Star Health Insurance policy can support you financially to get relief from your illness in the most elegant way possible. It gives medical coverage to the insured against the costs arising from a sudden medical emergency. Diseases from diabetes to brain tumour are all covered under Star health insurance plans. You can buy a health insurance plan from Star Health and Allied Insurance Company Ltd. It has a tie-up with more than 13,000 network hospitals across India to give cashless hospitalisation facilities to its clients. The company also has in-house claim settlement, saving you time. Let’s check out the diseases covered under Star health insurance plans.
List of Diseases Star Health Insurance Covers
1. Irreversible Paraplegia
Irreversible Paraplegia is the permanent paralysis of a person's lower limbs due to an injury to the spinal cord. The medical charges for this condition can be covered under a Star Criticare Plus Insurance policy.
2. Brain Tumour
A brain tumour is a medical condition where abnormal cells are grown in the brain. The Star Criticare Plus Insurance plan can cover you against the treatment expenses of a brain tumour.
3. Diabetes
Diabetes results in high sugar situations in the blood. The disease can lead to other primary health conditions, including heart attack, stroke, kidney and heart failure. The state is extensively transmissible and can lead to significant health complications like pneumonia, multiple organ failure, septic shock, or death. Star Diabetes Safe Insurance Policy covers hospitalisation charges arising from Type 1 and Type 2 diabetes.
Read more - Everything about Diabetes: Symptoms, Causes & Prevention
4. Psychosomatic and Psychiatric Disorder
Psychiatric and psychosomatic diseases refer to mental affections impacting the person’s capacity to perform daily activities well. Star Medi Classic Insurance Plan covers hospitalisation charges from any psychiatric or psychosomatic disorder.
5. COVID-19
COVID-19 or the coronavirus disease is an infectious disease caused by the SARS-CoV-2 virus. Star health insurance provides three customised coronavirus health insurance plans to feed the requirements of various people suffering from COVID-19.
Read more - 10 Health Insurance Plans in India Which Cover Covid-19
6. Cerebrovascular Stroke
Cerebrovascular stroke is a medical condition where brain damage is due to an interruption in the supply of blood circulation. Star Criticare Plus Insurance and Star Cardiac Care Insurance Policy cover medical charges from a stroke.
7. Cancer
Cancer is a fatal complaint resulting from the uncontrollable growth of abnormal body cells and destroying healthy body tissues. Many types of cancer depend on the body part which has been impacted. Star Cancer Care Gold plan offers coverage for the medical charges resulting from treating various kinds of cancer irrespective of their severity.
Read more - 10 Reasons Why Having a Cancer Insurance Policy is Beneficial
8. Autism Spectrum Disorder
Autism Spectrum disease is a brain development condition that impacts a person’s verbal, non-verbal, and social communication. Star Special Care Plan has been specifically designed to cover children diagnosed with autism spectrum disease.
9. Irreversible Quadriplegia
Unrecoverable Quadriplegia is the permanent paralysis of a person from the neck down, including all four limbs. It mostly comes due to a spinal cord injury. You can get the medical expenses from this condition under the Star Criticare Plus Insurance Policy.
10. Cardiac Diseases
Cardiac disease reflects any abnormalities in the functioning of the heart and blood vessels. Stroke, heart failure, heart attack, and high blood pressure are some common cardiac diseases among Indians. You can buy Star Cardiac Care Insurance or Star Criticare Plus Insurance Policy for coverage against heart problems.
11. Chronic Kidney Disease
Habitual kidney disease is the gradual loss of kidney function due to failure. You can come by coverage for the medical expenses incurred on its treatment under Star Criticare Plus Insurance Policy.
12. Cataract
A cataract is an eye problem that generates blurry vision and can ultimately lead to blindness. Most Star Health Insurance plans give cataract coverage up to the specified limits.
Read more - Does the Star Health Insurance Plan Cover Cataract Surgery?
Conclusion
Star health insurance is one of India's most popular health insurance providers. Its wide range of health insurance policies will likely cover you against many diseases. Just make sure to purchase a policy that covers you for the illnesses that you most definitely require coverage for.
Typically, health plans do not include the treatment of any pre-existing disease. However, under Star health insurance plans, PEDs can be covered after 48 months of continuous renewals with the same firm.
Yes, Star health insurance covers Asthma. In case it’s found you had this disease before buying a policy, Star health insurance covers the same after a specified waiting period.
This is an assumption or misconception that numerous people have. A lot think that a hair transplant is covered under the health insurance plan. There's no similar thing as hair-loss insurance. No health insurance company or association has any procedure for Alopecia.
Under AYUSH treatment, medical charges incurred for in-patient care under Yoga, Ayurveda, Unani, and Naturopathy, Siddha and Homoeopathy systems of medicines are taken care of. During every policy year, charges up to the sum limit insured as mentioned in the planned schedule in any AYUSH Hospital can be covered under the policy.
Yes, its kidney stone plan is available online and takes care of all medical expenses in the case of kidney-related issues.