Bajaj Allianz General Insurance

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A joint venture between Bajaj Finserv Limited and Allianz SE, Bajaj Allianz Health Insurance have introduced various general insurance products in the Indian market. In a short time, the company has managed to build its customer’s trust and is becoming one of the leading insurance providers in the country. Bajaj Allianz General Insurance Company with its strong insurance expertise has been able to build a strong network all over the country. With innovative and customer-centric plans, the company continues to further strengthen its position in the market. 

Bajaj Allianz General Insurance Company offers various insurance products such as: 

  1. Bajaj Allianz Car Insurance
  2. Bajaj Allianz Two-wheeler Insurance
  3. Bajaj Allianz Health Insurance
  4. Bajaj Allianz Travel Insurance
  5. Bajaj Allianz Cyber Insurance
  6. Bajaj Allianz Home Insurance
  7. Bajaj Allianz Pet Insurance
  8. Bajaj Allianz Crop Insurance

Bajaj Allianz Car Insurance

Unforeseen risks like accidents, thefts or third party liabilities can burn a big hole in your pocket, this is where a car insurance policy can come to your rescue. It is mandatory for every car that runs on Indian roads to have the cover of an insurance policy. Bajaj Allianz car insurance offers insurance cover for your cars, let us take a look at its various aspects:

  1. Bajaj Allianz Comprehensive Car Insurance 
    Said to be the most complete kind of car insurance, in a comprehensive car insurance policy you are covered for third-party liabilities, your own-damage expenses and you have the option to include add-ons in your policy.
  2. Bajaj Allianz Third-Party Car Insurance
    Third-Party Car Insurance is the most basic kind of insurance and it is mandatory for all motorised vehicles to have third-party liability cover. If while driving you cause damage to a third-party or hurt them physically, the company would take care of all your legal obligations and cover the damages.
  3. Bajaj Allianz Standalone Car Insurance
    Standalone insurance can be purchased when you already have third-party liability insurance for your car. Your standalone plan covers your car against the damages caused by:
    • Theft of the car
    • Road accident
    • Damages caused by natural calamities like floods, earthquakes etc and man-made calamities like-riots, vandalism etc.
  4. Bajaj Allianz Usage-Based Car Insurance   
    As the name suggests, with this car insurance option, you are required to pay the premium on the basis of the total number of kilometres that your car covers in a year. There are 3 slabs to choose from- 2,500 km, 5,000 km and 7,500 km. This policy covers its own damages and third-party liability too.
  5. Availability of add-ons: 

Add-Ons

Features

Zero Depreciation Shields you against the depreciation charges
Personal Baggage To cover the loss or damage to personal belongings after an accident
24x7 Spot AssistancePAN India spot assistance for multiple issues
Conveyance BenefitWhile your car is under-repair, get paid for your daily commute
Engine Protector Cover your car against damages to the engine, engine parts, gearbox
Key and Lock ReplacementCovers you for the key as well as lock replacement
Consumable ExpensesCovers you for consumables such as engine oil, gearbox oil, lubricants, nut & bolt, screws etc 

Bajaj Allianz Two-Wheeler Insurance

Being the largest two-wheeler market in the world, for most Indians, their bike is a prized possession. However, there is always a greater risk of accident, which is dangerous not just for the rider but also the bike. Having bike insurance, therefore, is a necessity and with Bajaj Allianz, you can protect yourself and your two-wheeler, let us see how:

  • Bajaj Allianz Comprehensive Two-Wheeler Insurance 
    In a comprehensive two-wheeler insurance policy you are covered for third-party liabilities, your own-damage expenses and you have the option to include add-ons in your policy.
  • Bajaj Allianz Third-Party Two-Wheeler Insurance
    Third-Party two-wheeler insurance is mandatory for all motorised vehicles. If while riding you damage a third-party or hurt them physically, the company would take care of all your legal obligations and cover the damages.
  • Bajaj Allianz Stand-alone Two-Wheeler Insurance
    Standalone insurance can be purchased only when you have valid third-party liability insurance for your bike. The standalone bike insurance plan covers your two-wheeler against the damages caused by:
    • Any accident
    • Theft of the bike
    • Damages caused by natural calamities like floods, earthquakes etc and man-made calamities like-riots, vandalism etc.

Bajaj Allianz Health Insurance

With the steep rise in medical inflation, over the past few years, more and more people are understanding the importance of health insurance plans. The rise of the pandemic COVID-19 has also brought about many changes in the way people think about health insurance. 

  • Bajaj Allianz Individual Health Insurance

Individual Health Insurance offers an individual complete coverage against all medical treatments, hospitalisation and also critical illnesses. Affordable and practical, these plans cover numerous benefits. 

Plan 

Benefits of the Plan

Bajaj Allianz Health Guard Individual Policy
  • Sum Insured ranges from INR 1.5 lakhs to INR 50 lakhs- Silver and Gold Plan Variants
  • Cumulative bonus of 50% per claim free year in the Platinum plan
  • Family discount-2 members 10%, 3 members 15%
  • Recharge benefit in case claim amount exceeds sum insured
  • Covers alternate treatments, bariatric surgery, daily cash, road ambulance, etc.
  • Bajaj Allianz Family Health Insurance

Also called family floater plans, with these plans you can cover yourself and your family with a sum insured. Let us take a look at their features.

Plan Benefits of the Plan
Bajaj Allianz Health Guard Family Floater Policy
  • Sum Insured ranges from INR 1.5 lakhs to INR 50 lakhs- Silver and Gold Plan Variants
  • Policy Term 1 year, 2 years or 3 years
  • Over 5700 network hospitals
  • Cumulative bonus of 10% per claim free year up to 100%
  • Family discount-2 members 10%, 3 members 15%
  • Recharge benefit in case claim amount exceeds sum insured
  • Covers alternate treatments, Bariatric surgery, daily cash, road ambulance, etc.
  • Bajaj Allianz Critical Illness Insurance 

This plan offers a cover for expensive and life-threatening illnesses like cancer, tumour, strokes etc. These plans allow you to avail the payable benefit when you are diagnosed with a critical  disease/illness. 

Plan 

Benefits of the Plan

Bajaj Allianz Critical Illness Insurance Policy
  • Insurance cover for 10 critical illnesses
  • Sum Insured ranges from
    • For 6 to 60 years - INR 1 lakhs to INR 50 lakhs
    • For 60 to 65 years - INR 1 lakhs to INR 5 lakhs
  • Increase the Sum Insured at the time of renewal to avail competitive
  • Avail 100% payable benefit when you are diagnosed with a critical illness/ disease
  • Cover all your family members, including children over the age of 6 years
  • Bajaj Allianz Critical Illness Insurance for Women

Specially designed for female customers, these plans cater to their needs in case they are diagnosed with illnesses like breast cancer, burns, vaginal cancer etc.

Plan 

Benefits of the Plan

Bajaj Allianz Critical Illness Insurance Policy
  • Insurance cover for 8 critical illnesses
  • Congenital disability of 50% of sum insured for the first 2 children
  • Loss of job cover if you lose your job within 3 months of the date of diagnosis
  • Children Education benefit up to INR 25,000
  • Bajaj Allianz Comprehensive Health Insurance

As the name suggests, under this kind of insurance you get insurance coverage for all kinds of medical issues.

Plan 

Benefits of the Plan

Bajaj Allianz Health Care Supreme Insurance Policy
  • 100% restoration of Sum Insured if it gets exhausted due to hospitalisation
  • Outpatient(OPD) expenses are covered
  • Covers alternate treatments
  • Maternity cover along with a newborn baby cover
  • Air Ambulance expenses covered
  • Special benefits-recovery benefit, physiotherapy, organ donor expenses
Bajaj Allianz Extra Care Plan
  • Financial protection for the whole family in case of accidental death or injury
  • Wide range of deductible options
  • Cumulative bonus of 10% per claim free year up to 100%
  • Emergency ambulance charges
  • Free preventive health check-ups every 3 years
  • No pre-entrance medical check-up till 55 years of age
Bajaj Allianz Extra Care Plus Plan
  • Wide range of deductible options
  • Emergency air ambulance charges
  • Free health check-ups, newborn baby cover, maternity cover
  • No pre-entrance medical check-up till 55 years of age
Bajaj Allianz Health care Supreme Plan
  • AYUSH Treatments
  • Sum insured reinstatement
  • Free annual check-ups
  • Maternity and newborn baby cover
  • 3 variants-Vital, Smart, Ultimo
Bajaj Allianz Silver Health Plan
  • Especially for senior citizens
  • Covers hospitalisation, pre and post hospitalisation
  • Cumulative bonus of 10% per claim free year up to 100%
  • Free check-ups after 4claim-free years
  • 5% family discount on premium
Bajaj Allianz Health Ensure Plan
  • Entire family’s healthcare needs
  • Inpatient hospitalisation, pre and post hospitalisation
  • Road ambulance charges
  • Preventive health check-ups
  • 5% cumulative bonus for each claim-free year
  • Cover for NRI
  • Flexible policy period- 1 year, 2 years and 3 years
  • Bajaj Allianz Hospital Cash

Healthcare treatments can eat a big chunk from your savings. A top-up cash benefit plan that helps you protect yourself from all kinds of unexpected hospital expenses. This comes in very handy in case of sudden and unpredictable hospitalisation as it offers a daily cash benefit.

Plan 

Benefits of the Plan

Bajaj Allianz Hospital Cash Policy
  • Cash benefit payable for each day of hospitalisation
  • 5% of family discount if 2 or more members are covered
  • In the case of ICU admission, the cash benefit gets doubled
  • Renew/enhance the sum insured
  • Tax saving under Section 80D of the Income Tax Act
  • Bajaj Allianz Tax Gain 

Tax gain is a family floater health plan that offers multiple benefits. It helps you save on taxes along with OPD and hospitalisation benefits and more. 

Plan 

Benefits of the Plan

Bajaj Allianz Tax Gain Policy
  • Covers  OPD and hospitalisation
  • Entry age up to 75 years
  • Covers consumable expenses
  • Waiver of co-payment
  • Cashless facility
  • Bajaj Allianz Star Package Policy

A family floater comprehensive insurance plan that covers your family as well.

Plan 

Benefits of the Plan

Bajaj Allianz Health Insurance Star Package Policy
  • Payment of sum insured towards your children’s education in case of your death/disability
  • Covers legal liability in case of injury or damage to third-party
  • Covers accidental loss and destruction of personal baggage during travel
  • Bajaj Allianz Health Ensure Policy 

A comprehensive healthcare plan, it comes with no age-limit. 

Plan 

Benefits of the Plan

Bajaj Allianz Health Ensure Plan
  • Sum insured ranges from INR 10 lakhs to INR 25 lakhs
  • Covers ayurvedic and homoeopathic treatments
  • 5% cumulative bonus for each claim-free year
  • Bajaj Allianz Personal Accident Insurance

Protect yourself and your family against unpredictable hospital expenses that may arise due to an accident.

Plan 

Benefits of the Plan

Bajaj Allianz Premium Personal Guard Plan
  • Financial protection in case of accidental death or injury
  • Covers- death, permanent disability-partial and total
  • Transportation of mortal remains
  • Children’s education bonus
  • Lifelong renewability
  • Can cover-self, spouse, dependent children
  • Sum insured options up to INR 25 crore with a policy period of up to 3 years
  • Bajaj Allianz M Care Health Insurance

This insurance covers you against 7 vector-borne diseases, which though are common but their treatment is expensive. 

Plan 

Benefits of the Plan

Bajaj Allianz Extra M-Care Health Insurance Plan
  • Cover - kala-azar, dengue fever, Malaria, chikungunya, filariasis, Japanese encephalitis and Zika virus
  • 20% when you buy the policy from the company website
  • Lifelong renewability
  • Can cover-self, spouse, dependent children, dependent parents
  • Aarogya Sanjeevani Policy

A standard health insurance policy, it helps you avert the financial burden that may fall on you in case of a medical emergency. With sum insured of up to INR 5 lakhs, it can be bought as an Individual or as a Family Floater plan.  

  • Bajaj Allianz Global Personal Guard

Global Personal guard is an international policy that offers extensive global cover. It covers you against all injuries that may cause total permanent or partial disability. 

Plan 

Benefits of the Plan

Bajaj Allianz Global Personal Guard 
  • Sum insured up to INR 25 crore
  • Accidental death and injury
  • Covers expenses that you may incur for lifestyle modification after an accidental injury
  • Policy period of 1/2/3 years
  • 10% Cumulative Bonus for every claim-free year
  • Bajaj Allianz Group Health Plans

Apart from individual and family health insurance plans, there are Group Health Plans that cater to groups and their members. These are:

  • Bajaj Allianz Comprehensive Care Plan
  • Bajaj Allianz Credit Linked Health Plan
  • Bajaj Allianz Hospital cash
  • Bajaj Allianz Family Health Care Policy
  • Bajaj Allianz Health Guard (Group)
  • Bajaj Allianz M Care (Group)
  • Bajaj Allianz Global Personal Guard Policy (Group)
  • Bajaj Allianz Personal Care Insurance Policy

Bajaj Allianz Travel Insurance

For an ardent traveller, exploring new places is like breathing. Travelling not only widens your perspective but also gives you a lifetime of memories. If you are a seasoned traveller, something that can complement your travel plans and preparation is Travel Insurance.

No matter what age, schedule or destination, Bajaj Allianz offers various travel insurance plans that suit people from different walks of life. 

Bajaj Allianz Individual Travel Insurance

Bajaj Allianz travel insurance offers complete medical and health coverage when you are on the move. Let us take a look at the available;e [lans:

Plan 

Benefits of the Plan

Bajaj Allianz Individual Travel Companion Plan


 

Variants:

  • Travel Care
  • Travel Secure
  • Travel Value
  • Medical expenses, evacuation and repatriation benefits ranging from $ 50,000 to $ 5,00,000
  • Emergency dental pain relief $ 500
  • Loss of baggage
  • Delay of baggage
  • Loss of passport
  • Personal liability
  • Hijack
  • Emergency cash advance

Bajaj Allianz Individual Travel Elite Plan


 

Variants:

  • Silver
  • Gold
  • Platinum
  • Medical expenses, evacuation and repatriation benefits ranging from $ 50,000 to $ 5,00,000
  • Loss of Checked Baggage
  • Trip delay
  • Personal liability from $ 1 lakhs to $ 2 lakhs
  • Delay of baggage
  • Emergency cash advance
  • Home Burglary
  • Trip curtailment
  • Loss of passport

Bajaj Allianz Individual Travel Prime Plan


 

Variants:

  • Silver
  • Gold
  • Platinum
  • Super Platinum
  • Maximum
  • Coverage ranges from $ 50,000 to $ 10 lakhs
  • Covers medical expenses, evacuation
  • Personal accident cover
  • Emergency dental pain relief $ 500
  • Repatriation
  • Loss of Checked Baggage
  • Accidental death and disability
  • Loss of passport
  • Hospitalisation daily allowance
  • Personal liability
  • Hijack
  • Home Burglary Insurance
  • Emergency Cash Benefit

Bajaj Allianz Family Travel Insurance

Bajaj Allianz was awarded the “Best Travel Insurance Company” award by CNBC. Some of the highlighting features of Family Travel Insurance are:

  • 24 x 7 toll-free customer care support
  • Quick and uncomplicated claim settlement
  • Emergency cash Feature
  • Hospitalisation expense cover
  • Cashless Treatment facility

Plan 

Benefits of the Plan

Bajaj Allianz Family Travel Companion Plan


 

  • Medical expenses, evacuation and repatriation benefits of $ 50,000
  • Emergency dental pain relief $ 500
  • Loss of baggage, Delay of baggage, loss of passport, personal liability

Bajaj Allianz Family Travel Elite Plan


 

  • Medical expenses, evacuation and repatriation benefits ranging from $ 50,000 to $ 5,00,000
  • Loss of Checked Baggage
  • Trip delay
  • Personal liability from $ 1 lakhs to $ 2 lakhs
  • Delay of baggage
  • Emergency cash advance
  • Home Burglary Insurance worth INR 1 lakh
  • Trip curtailment, Trip cancellation, Loss of passport

Bajaj Allianz Family Travel Prime Plan


 

Variants:

  • Standard 50,000 USD
  • Silver 1 lakh USD
  • Covers medical expenses, evacuation from $ 50,000 to $ 1 lakh
  • Personal accident cover
  • Emergency dental pain relief $ 500
  • Repatriation $ 5000
  • Loss of Checked Baggage
  • Accidental death and disability
  • Loss of passport, Trip curtailment, Trip cancellation, Trip Delay
  • Hospitalisation daily allowance
  • Personal liability, Hijack Cover
  • Home Burglary Insurance, Emergency Cash Benefit

Bajaj Allianz Student Travel Insurance

When you travel as a student, leaving behind the comforts of your home, it can become a little overwhelming. To help you concentrate solely on your studies, travel insurance can really help in easing off the pressures of travelling. With Bajaj Allianz student travel insurance, you get instant support whenever you need it.

Plan 

Benefits of the Plan

Bajaj Allianz Student Travel Companion Plan


 

Variants:

  • Standard
  • Silver
  • Gold


 

  • Medical expenses, evacuation and repatriation benefits ranging from $ 50,000 to $2,00,000
  • Emergency dental pain relief $500
  • Tuition fee $10,000
  • Personal Accident
  • Loss of checked baggage, Accident to Sponsor, Personal liability, Family Visit

Bajaj Allianz Student Travel Elite Plan


 

Variants:

  • Standard
  • Silver
  • Gold
  • Medical expenses, evacuation and repatriation benefits ranging from $50,000 to $2,00,000
  • Tuition fee $10,000
  • Emergency dental pain relief $500
  • Personal Accident
  • Loss of checked baggage
  • Accident to Sponsor
  • Accidental death and disability Common Carrier
  • Bail Bond Insurance, Personal liability, Family Visit

Bajaj Allianz Student Travel Prime Plan


 

Variants:

  • Standard
  • Silver
  • Gold
  • Platinum
  • Super Platinum
  • Maximum
  • Medical expenses, evacuation and repatriation benefits ranging from $50,000 to $10,00,000
  • Tuition fee $10,000
  • Emergency dental pain relief $500
  • Personal Accident, Loss of checked baggage
  • Accident to Sponsor
  • Accidental death and disability Common Carrier
  • Bail Bond Insurance, Personal liability, Family Visit

Bajaj Allianz Senior Citizen Travel Insurance

Make your travel all the more enjoyable during your golden years. For all of you who are over the age of 61 years, Senior Citizen Travel Insurance is a great way to insure your global travel. With International Travel Insurance becoming mandatory in many countries, having travel cover seems to be the need of the hour. 

Plan 

Benefits of the Plan

Bajaj Allianz Travel Elite Age Plan


 

Variants:

  • Silver
  • Gold
  • Platinum
  • Medical expenses, evacuation and repatriation benefits
  • Personal Accident
  • Loss of checked baggage
  • Delay of Baggage, Loss of Passport, Personal liability
  • Trip curtailment, Trip cancellation, Trip Delay, Hijack
  • Home Burglary Insurance
  • Anyone accident, Anyone illness
  • Medical expenses, evacuation and repatriation benefits ranging from $50,000 to $5,00,000

Bajaj Allianz Travel Elite Super Age Plan


 

Variants:

  •  
  • Silver
  • Gold
  • Platinum

These variants can be :

  • With Medical
  • Without Medical
  • Without medical and 30 days in advance
  • Accidental death and disability Common Carrier
  • Medical expenses, evacuation and repatriation benefits
  • Personal Accident
  • Loss of checked baggage
  • Delay of Baggage, Loss of Passport, Personal liability
  • Trip curtailment, Trip cancellation or Delay
  • Hijack, Hospitalisation Daily Allowance, Home Burglary Insurance, Anyone accident, Anyone illness
  • Medical expenses, evacuation and repatriation benefits starting from $50,000 to $5,00,000

Bajaj Allianz Travel Prime Age Plan


 

Variants:

  • Silver USD 50,000
  • Gold USD 2 lakhs
  • Platinum USD 5 lakhs
  • Super Platinum USD 5 lakhs
  • Maximum USD 10 lakhs
  • Medical expenses, evacuation and repatriation benefits ranging from $15,000 to $,30,000
  • Emergency dental pain relief $500
  • Hospital Room, Hospital Miscellaneous
  • ICU
  • Surgical Treatment, Anaesthetist Services
  • Physician’s Visit
  • Ambulance Services, Personal Accident
  • Loss of checked baggage, Trip curtailment
  • Trip cancellation or Delay, Hijack
  • Hospitalisation Daily Allowance
  • Home Burglary Insurance
  • Accidental death and disability Common Carrier

Bajaj Allianz Travel Prime Super Age Plan


 

Variants:

  • Silver USD 50,000
  • Gold USD 2 lakhs
  • Platinum USD 5 lakhs
  • Package for citizens between 61 to 70 years
  • Plans offer different coverage as per different needs
  • Cover ranges from $50,000 to $5 lakhs
  • Covers Accidental death and disability Common Carrier
  • Covers personal liability
  • Trip cancellation or Delay, Hijack

Bajaj Allianz Corporate Travel Insurance Plans

Travelling overseas for business can be an exciting experience but it also comes with its own set of risks. There is so much that can go wrong, however, things can be taken care of through a suitable corporate travel plan, let us see how.

Plan 

Benefits of the Plan

Bajaj Allianz Travel Companion Plan
  • Medical expenses, evacuation and repatriation benefits up to $50,000
  • Emergency dental pain relief $500, Personal Accident
  • Loss of checked baggage
  • Loss of Passport, Personal liability

Bajaj Allianz Travel Elite Plan



 

  • Medical expenses, evacuation and repatriation benefits
  • Emergency dental pain relief $500
  • Personal Accident
  • Loss of checked baggage, Hijack
  • Accidental death and disability Common Carrier
  • Trip delay, Personal liability
  • Emergency Cash Advance
  • Trip Curtailment, Home Burglary Insurance

Bajaj Allianz Travel Prime Plan

Variants:

  • Silver
  • Gold
  • Platinum


 

  • Medical expenses, evacuation and repatriation benefits ranging from $50,000 to $5,00,000
  • Emergency dental pain relief $500
  • Personal Accident, Loss of checked baggage, Hijack
  • Accidental death and disability Common Carrier
  • Trip delay, Personal liability
  • Emergency Cash Advance
  • Trip Curtailment, Home Burglary Insurance, Loss of Passport

Bajaj Allianz Asia Travel Insurance

As Asia emerges as a favoured spot for many international tourists and travellers, Bajaj Allianz has brought special packages to offer protection for any contingencies that may arise during travel to all Asia countries, except Japan. 

Plan 

Benefits of the Plan

Bajaj Allianz Travel Prime Asia Plan
  • Medical expenses, evacuation and repatriation benefits up to $50,000
  • Travel Companion:
    • Asia Flair
    • Asia Supreme
  • Travel Elite:
    • Asia Flair
    • Asia Supreme
  • Emergency dental pain relief $500, Personal Accident
  • Loss of checked baggage
  • Loss of Passport, Personal liability

Bajaj Allianz Travel Prime Asia Supreme Plan



 

  • Medical expenses, evacuation and repatriation benefits
  • Emergency dental pain relief $500
  • Travel Companion:
    • Asia Flair
    • Asia Supreme
  • Travel Elite:
    • Asia Flair
    • Asia Supreme
  • Personal Accident
  • Loss of checked baggage, Hijack
  • Accidental death and disability Common Carrier
  • Trip delay, Personal liability
  • Emergency Cash Advance
  • Trip Curtailment, Home Burglary Insurance

Bajaj Allianz Bharat Bhraman Policy

For all kinds of modes that you choose to travel, with Bajaj Allianz Bharat Bhraman Policy you can enjoy the journey without the worry of an untoward incident. 

Plan 

Benefits of the Plan

Bajaj Allianz Bharat Bhraman Policy
  • Offers various options in the form of:
    • Plan A:
      Travel by e-commerce cabs only
    • Plan B:
      Travel by bus only
    • Plan C:
      Travel by Train only
    • Plan D:
      Travel by scheduled airlines only
    • Plan E:
      Travel by other modes/multiple modes of travel
  • Entry Age
    • Minimum - 1 day
    • Maximum - No Limit
  • Covers accidental hospitalisation
  • Personal liability
  • Trip Cancellation/ Curtailment

Bajaj Allianz Insurance Premium Payment Process  

Payment of premium is done on the pre-fixed dates and generally on an annual basis. However, depending on the kind and type of insurance policy that you have opted for, your premium payments could be monthly/ quarterly/ half-yearly as well. Make sure you pay all your dues on time so that you can enjoy break-free protection.

For paying the premium, there are 2 methods:

  1. Online Payment Process
    To pay the premium online, you simply need to visit the official website or click: https://www.bajajallianz.com/general-insurance.  Select your insurance plan and make the payment through any of the electronic mediums such as:
    1. Credit cards
    2. Debit cards
    3. Net banking
    4. UPI Payments 
      Paying premium online is not only quick and convenient but also ensures the highest level of security. As mentioned above, there are certain plans, which when bought online offer a discount on the premium. 
  2. Offline payment process
    You can also make the payment of premium by physically visiting the branch office and making the payment in person. Note that the premiums will be accepted through cheque/ Demand Draft or an electronic medium. Payment in cash is not accepted. 

In case of any doubts/ issues, you can get in touch with customer care and they will guide you through. 

Bajaj Allianz Insurance Renewal Process 

Renewal of your Bajaj Allianz insurance is simple, just follow the steps given below:

  • Online Renewal Process
    You can renew your existing policy by sitting in the comfort of your home. To renew your policy, visit the official website, or click www.bajajallianz.com  or https://www.bajajallianz.com/general-insurance-renewal.html. Go to ‘Renewal’ and enter your existing policy details and make the payment through any of the electronic mediums.
  • Offline Renewal Process
    You can also renew your policy by physically visiting the branch office and making the payment in person. Note that the payment will be accepted through cheque/ Demand Draft or an electronic medium.
    In case of any doubts/ issues, you can get in touch with customer care and they will guide you through. 

Bajaj Allianz Expired Policy Renewal Process 

The best way to ensure that you are not without an insurance cover is that you get a renewal before the insurance lapses. You are given a 30-day Grace Period to get your plan renewed. After this period you would have to enter a new contract with the company. Note that a claim made during the grace period is not accepted. 

 Without a valid policy, you would not be eligible to make any claims and end up paying all the charges yourself. You also risk all the discounts and bonuses that may have been collected during the past claim-free years, if any. Renewing a policy, therefore, must always be a priority. 

1. Car and Bike Insurance

To renew expired motor insurance, you would have to get in touch with the customer care and raise a request for a renewal. A surveyor from the company will come to assess the condition of your vehicle. Once you get an approval from the company, you can pay the premium and your policy would be renewed. You may have to produce the following documents:

  • Govt authorised ID proof
  • Copy of previous Insurance Policy papers
  • Copy of the RC
  • Driver’s License

2. Health Insurance

The day your health insurance policy expires, the grace period follows immediately. You must get your policy renewed during this 30-day period if you wish to continue enjoying the coverage benefits. If your policy has lapsed and you are still in the grace period, get in touch with the customer care and they would guide you on making the payment for the renewal. In some cases, medical screening may also be required. 

Bajaj Allianz Insurance Claim Process

When you need to make a claim, the first thing to be done is to notify the company, you can do so by either calling them on the toll-free number-1800 209 5858/1800 209 0144 or by sending an email to- bagichelp@bajajallianz.co.in

1. Car and Bike Insurance
Apart from the above-mentioned ways, to register a motor claim you can register online via the company website or click https://www.bajajallianz.com/claims/motor-insurance/claim-process.html. You can also register the claim via the company app. Post-registration, you can take the vehicle for repair and make the claim in the following ways:

  • Cashless Claim
    When you get your car repaired at a network garage, after the survey, the company would settle the claim with the garage directly. You would only pay for the excesses.
  • Reimbursement
    Post survey and repair at a non-network garage, you would have to submit all bills and receipts with the company. The amount will be reimbursed within a few days.

2. Health Insurance
When your doctor prescribes hospitalisation, and you need to make a claim, the first thing to be done is to notify the company, you can do so by either calling them on the toll-free number-1800 209 5858/1800 209 0144 or by sending an email to- bagichelp@bajajallianz.co.in.  On the basis of the hospital you select, you would be able to make a claim in the following ways: 

  • Cashless Claim
    Produce your health card at the TPA Desk of the network hospital, the agents will contact the company and the company will settle your bills directly.
  • Reimbursement
    In case you took treatment at a non-network hospital, post-hospitalisation you can submit original hospitalization related documents to BAGIC-HAT and get a reimbursement.

Bajaj Allianz Insurance Company Profile

One of the largest private insurers in the market, Bajaj Allianz General Insurance, is spread across the length and breadth of the country with offices in over 1100 towns and cities. The company caters to customers across the demographics as well as the corporate sector with its range of insurance products and services. Continuing its penetration, the number of its digital offices has reached out to over a thousand new Tier 2 and 3 towns across India. Bajaj Allianz General Insurance also reported a strong Combined Ratio of 97.6% for the financial year 2020-21.

Bajaj Allianz Customer Care Details

Official Websitewww.bajajallianz.com 
Email ID

websales@bajajallianz.co.in 

bagichelp@bajajallianz.co.in

seniorcitizen@bajajallianz.co.in

WhatsApp Service Chat+91 75072 45858
Toll-Free Number

1800 209 0144

1800 209 5858

Fax Number020 30512246
Company Address Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, India

Bajaj Allianz General Insurance FAQs

  • 1. What types of insurance policies are offered online by Bajaj Allianz General Insurance Company Limited?

    Bajaj Allianz General Insurance Company offers various insurance products such as: 

    • Bajaj Allianz Health Insurance
    • Bajaj Allianz Motor Insurance
    • Bajaj Allianz Travel Insurance
    • Bajaj Allianz Cyber Insurance
    • Bajaj Allianz Home Insurance
    • Bajaj Allianz Pet Insurance
  • 2. How to check my Bajaj Allianz policy status?

    If you are a registered user, you need to go to the official website and login to check your status. In case you do not have your login details, you can get in touch with customer care.

  • 3. What modes of payment can be used to pay online for Bajaj Allianz policy premiums and renewals?

    You can pay through the following:

           a. Credit cards
           b. Debit cards
           c. Net banking 
           d. UPI Payments

  • 4. Which Add-Ons are available with Bajaj Allianz Two-Wheeler Comprehensive Insurance?

    The following add-ons can be opted for:

    • Personal Accident Cover for Pillion Rider
    • Zero Depreciation Cover
    • 24x7 Spot Assistance