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Does Health Insurance Cover Zika Virus Treatment?

By Juhi Walia
11 October 2022, 2:38 PM

Zika Virus is one of the fastest spreading infections to date. Many people have lost their lives to this virus, and the death toll continues to rise. Globally, citizens are now fully aware of the possible damage this virus can cause, and they want the government to take action on it. Necessary precautions and treatment is a must to prevent the ill effects of the disease. What’s also important is your financial security while the treatment goes on. That can be best ensured by health insurance covering the treatment of Zika Virus. With impressive coverage for hospitalisation, pre and post-hospitalisation expenses, you feel assured when dealing with treatment expenses. 

Reasons to Take Health Insurance for Zika Virus 

There are many reasons to take out a Zika Virus health insurance:

  • First and foremost, it can protect you and your family from the potentially devastating effects of the virus. If you contract the virus, health insurance can help cover the cost of treatment and any necessary time off work. Additionally, it can give you peace of mind knowing that you are covered if the worst happens.
  • Zika Virus health insurance can also provide financial protection for your family if you cannot work due to the virus. If you are the primary breadwinner in your family, this protection can be vital. 
  • Finally, taking out Zika Virus health insurance can show your commitment to protecting your health. By taking out a policy, you are making a statement that you are willing to invest in your health and well-being. This can help motivate you to maintain a healthy lifestyle.

What is Zika Virus?

Zika Virus is a member of the flavivirus family, which includes other viruses such as dengue, yellow fever, and the West Nile virus. In Uganda during 1947, Zika Virus was first identified. It remained relatively unknown until 2015 when it began to spread rapidly through the Americas. Zika Virus is most commonly spread through the bite of an infected Aedes mosquito. These mosquitoes are found in tropical and subtropical areas of the world. It can also spread through intimacy, blood exchange, and from mother to child during pregnancy.

Zika Virus infection during pregnancy can cause a birth defect called microcephaly and other severe brain defects in the developing foetus. The infection during pregnancy also can cause other problems, such as stillbirth and miscarriage.

Zika Virus can cause various symptoms, including fever, rash, joint pain, and conjunctivitis. The best way to prevent Zika Virus infection is to avoid mosquito bites and have insurance in advance.

How Does Health Insurance Cover Zika Virus Treatment?

Zika Virus is a mosquito-borne virus that can cause birth imperfection in babies. There is no specific treatment for the Zika Virus, but it can be treated with supportive care. Treatment is focused on relieving symptoms. If you develop symptoms of Zika Virus infection, especially if you are pregnant or planning to become pregnant, you should seek immediate medical attention and tell your doctor or other healthcare providers about your recent travel. Health insurance companies typically cover supportive care for viral infections, so most policies should cover Zika Virus treatment. However, it is always best for you to check if your insurance company covers Zika Virus treatment or not. 

Also, if you are hospitalized with a Zika Virus infection, your health insurance will cover your hospitalization expenses.

10 important Zika Virus Health Insurance Measures

Zika Virus is a serious health concern, and health insurance is an important part of protecting yourself and your family. Here are 10 important measures to take when it comes to Zika Virus medical insurance:

  1. Make sure your health insurance plan covers Zika Virus testing and treatment.
  2. If you are visiting an area where the Zika Virus is present, be sure to purchase travel insurance that includes coverage for medical expenses in case you contract the virus.
  3. If you are pregnant or considering becoming so, talk to your health insurance provider about coverage for Zika Virus testing and treatment and any potential complications that could arise from the virus.
  4. Be sure to keep up with your routine vaccinations, as some can help protect you from the Zika Virus.
  5. Stay up-to-date on Zika Virus news and information from credible sources, such as the Centres for Disease Control and Prevention (CDC).
  6. If you think you may have contracted the virus, seek medical attention immediately and inform your health care provider of your travel history.
  7. If you are diagnosed with the virus, follow your health care provider’s instructions for treatment and care.
  8. Be sure to take measures to prevent mosquito bites, as this is mainly how Zika Virus is transmitted.
  9. If you are pregnant and have Zika Virus, it is important to monitor your pregnancy closely and seek regular prenatal care.
  10. Talk to your health insurance provider about any coverage limitations or exclusions regarding Zika Virus, so you know what is and is not covered.

By taking these measures, you can help protect yourself and your family from Zika Virus and ensure you have the required coverage if you or a loved one contracts the virus.


Zika Virus is a serious health concern, and it is important to have health insurance that will cover the costs of treatment. There are many different health insurance plans available, and it is important to compare them to find the best coverage for your needs. Some health insurance plans may not cover the costs of Zika Virus treatment, so it is important to check with your provider to see if they offer coverage. If your health insurance plan does not cover the costs of Zika Virus treatment, there are other options available to help you pay for the care you need. You can contact your local health department or the Centres for Disease Control and Prevention (CDC) for more information on how to get the treatment you need.

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1. Can Zika Virus kill me?

It can cause death if the symptoms worsen and you don’t receive proper treatment.

2. Does Zika affect anyone besides babies?

Yes, adults may also be diagnosed with Zika Virus infection. Adults over 50 years old are most at risk of becoming sick.

3. Shall I buy a vector-borne or a comprehensive health insurance plan for Zika Virus treatment?

Both comprehensive and vector-borne cover the same. However, a comprehensive health insurance plan will have more sum insured for Zika Virus treatment. So, choosing this will make sense.

4. What is the renewal time for Zika Virus Health Insurance?

Like normal Health Insurance, health insurance for Zika Virus needs to be renewed every year. You can even renew after two or three years if you buy the policy for such terms.

5. Where can I buy health insurance for Zika Virus?

If you have already bought a comprehensive health insurance plan, there’s no need to buy a specific plan for it. However, if you don’t have any plan, buy it at the earliest by comparing various health insurance plans at Paytm Insurance, a renowned insurance marketplace.

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