Health Insurance Plans For Women In India (2020)
Women are the pillars of every family. They are the caregivers and they are the decision-makers. While a woman cares wholeheartedly for her loved ones, she often tends to ignore her own health and wellness.
This is not the wisest thing to do, as unless she is fit and healthy, she will not be able to take care of others and perform her duties at home and at her workplace.
Keeping this in mind, many health insurance companies have now launched women-specific medical insurance plans that help women to protect their health and stay fit at all times.
What is a woman’s health insurance plan?
These are nothing but health insurance policies designed specifically for women. The plans cover a wide range of ailments ranging from regular medical procedures to complex issues such as cervical cancer. Listed below are the top health insurance plans for women in India:
Reasons why women health insurance plans are needed:
Gone are the days when women were solely dependent on their husbands for all their needs. These days, women are independent and they make their own life choices. As a result, more and more women are now realising how important it is for them to have health insurance. This is a major reason why health insurance for women is becoming popular.
Some other reasons include:
- Women require wholesome care -
From an early stage in life, commonly in her late teens, a woman becomes actively involved in household chores. She helps in the house while continuing with her studies and then by getting employed. It is common for Indian women to get married at a young age, in their early twenties, and have children soon. All this happens while the woman continues to work at home and at the office. As a result, with time, an effect is seen on her health. This is why women need constant care to ensure they are physically and mentally fit at all times. Regular checkups, diagnostic tests, proper treatment when needed, etc are vital requirements. When a health insurance cover is available, conducting these things becomes easier and this is why these plans are needed.
- Women-specific illnesses are on the rise -
These days, we hear about way too many women getting breast or cervical cancers, rheumatoid arthritis and other such deadly ailments. Sadly, these ailments are on the rise and every woman needs to have a health plan to fight these. If you are a woman, buy good health cover for yourself. If you are a man who has a woman dependent on you, get the plan for her and keep her protected in a wholesome manner.
- It is a smart investment -
Many women fail to save money or build up contingency funds for their health care costs. When you invest in a health insurance plan, the fund is automatically built up and you always have a health cover to fall back upon. Then, the health insurance plan also offers tax benefits which all working women benefit from. So apart from the medical point of view, the health plans also benefit you from the financial point of view.
Top Health Insurance Plans for Women in India
|Name of plan||Brief description|
|Bajaj Allianz Women-Specific Critical Illness Insurance Plan|
|TATA AIG Wellsurance Woman Health Insurance Plan|
|Care Joy Maternity Health Insurance Plan|
|Reliance Health Gain Policy|
|HDFC Ergo my: health Women Suraksha Plan|
Every woman needs a health plan
Every woman needs good health insurance cover. Women care selflessly for the people around them. They work to balance both home and office. Often, with age, they are faced with various ailments, so ensure that your mother, sister, wife, all are covered under a health plan. A health insurance plan helps to offer care and protection for them and so they are a vital and crucial requirement. Women-specific health insurance is a good way to show your care for them.